1
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      (♪ Love As A Weapon ♪     
        by Little Scream)       

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♪ I was putting on my raincoat ♪

3
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   ♪ When I saw myself again ♪  

4
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        ♪ I was thinking        
       about how I felt ♪       

5
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        ♪ When you fooled       
        my heart again ♪        

6
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     ♪ When your love's not     
           a shelter ♪          

7
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      ♪ And you get caught      
         in the rain ♪♪         

8
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      - Everything is going     
           to be fine.          

9
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     We still have six weeks    
   to find somewhere to live.   

10
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  More importantly, we may have 
      found our baby daddy.     

11
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         You're finally         
       seeing an account.       

12
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  I'm getting a mortgage update 
         from Frederick.        

13
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      - Is that why you're      
         so dressed up?         

14
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     - I am not dressed up.     

15
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       This is how people       
       dress for meetings.      

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      It's called dressing      
          for success.          

17
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         Speaking of...         

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          Put this on.          

19
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       - Oh, do I have to?      

20
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      Didn't Frederick say      
       he could update you      

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      on the phone, though?     

22
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- Face-to-face is more intimate.

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      - He offered virtual.     

24
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        - In-person works       
         better for me.         

25
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     I'm a tactile listener.    

26
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     - So you have to touch     
       our mortgage broker      

27
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  to find out our credit score? 

28
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     - Oh! Look at the time.    

29
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   You don't want to be late.   

30
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     Have a good day, honey!    

31
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         (gentle music)         

32
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      - I love your outfit.     

33
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             - Uh...            

34
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   This is a pharmacy receipt   

35
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    for shampoo, conditioner,   
        and toilet paper.       

36
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  And this is a grocery receipt 
         for chickpeas.         

37
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     Rosa, did you just save    
      all of your receipts,     

38
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       like, from forever?      

39
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          - Yes. I did.         
          All of them.          

40
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         - Why, though?         
         - For my taxes.        

41
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       - But these aren't       
         tax deductible.        

42
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         I mean, unless,        
     and this is a stretch,     

43
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 you wrote poems about chickpeas
   and made money off of them?  

44
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           (snorting)           

45
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           (laughing)           

46
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          - Oh... Um...         
   I thought you were joking.   

47
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     Uh, no, I don't really     
      make money as a poet.     

48
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    I mean, I may have gotten   
  some very prestigious awards  

49
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           and grants,          
   but they were for the honor  

50
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  than the nominal sum of cash. 

51
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 - Okay, so your one actual job 
is as a personal support worker,

52
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        and it is taxed.        
             - Um...            

53
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        - Not a question.       

54
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              Look,             

55
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       I can't do anything      
      with these receipts.      

56
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          - Oh, God...          

57
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       It's bad, isn't it?      

58
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    I owe thousands, don't I?   

59
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    Am I in a lot of trouble?   

60
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   Like, is this tax evasion?   

61
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    - You don't actually know   
     how taxes work, do you?    

62
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          (funk music)          

63
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     - Yeah, that's awesome.    

64
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     Uh... I'm going to have    
        to call you back.       

65
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     Anna! I thought we were    
      meeting on the phone.     

66
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             - What?            

67
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       I thought for sure       
   you said I had to come in.   

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              - No.             

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              I...              
            (scoffs)            

70
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  Never mind, you're here now.  

71
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      Uh, good to see you.      
         - Oh, you too.         

72
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       - I'm actually glad      
    we get a moment to, uh...   

73
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        speak privately.        

74
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             - Oh...            

75
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             Me too.            

76
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           - Yeah, so,          

77
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      I actually have some      
        not so great news       

78
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    about your credit score.    

79
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       - I knew it, Rosa,       
        what did you do?        

80
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     - As a matter of fact,     
     Rosa's record is clear.    

81
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    She's not a big spender,    
    and when she does spend,    

82
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   she pays it back. But you,   

83
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   have over 11 credit cards?   

84
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      - Oh, yeah, for work.     

85
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        I'm often buying        
      and returning clothes     

86
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     so I have some from all    
  the major department stores.  

87
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    - Yet, it seems like you    
  have forgotten about a couple 

88
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  that have accrued substantial 
     interest and penalties.    

89
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             - What?            

90
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              How?              

91
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    I can't even remember...    

92
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  I thought I cancelled these.  

93
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     I never got any letters    
         or phone calls.        

94
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          - Well, I did         
       some investigating,      

95
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    and they've been calling    
            a "Tyler"           

96
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    Who, when asked for your    
   forwarding address, said...  

97
00:04:05,421 --> 00:04:07,056
      "Hopefully in hell."      

98
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           - Oh, yeah.          

99
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    I guess the lesson there    

100
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         is don't sleep         
       with your landlord.      

101
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      (chuckles awkwardly)      
           - Right...           

102
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             Well...            

103
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        (inhales deeply)        

104
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         Unfortunately,         
     with your credit score     

105
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       being what it is...      
        - Is it that bad?       

106
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        - Let's just say        
       it's very, very...       

107
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            not good.           

108
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      Getting you a loan's      
    going to be a challenge.    

109
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           Hopefully,           
       with Rosa on board       

110
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     that might help a bit.     

111
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         - Sorry, what?         

112
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     - And since your income    
           is so low,           

113
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       and you've already       
        been taxed on it,       

114
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    filing now will actually    
       get you money back.      

115
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      - I don't understand      
       what you're saying.      

116
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      - You don't owe them,     
          they owe you.         

117
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          - Am I Alice?         

118
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    Is this a looking glass?    

119
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     - $12,000 to be exact.     

120
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           (cackling)           

121
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             - Yes!             

122
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      I have amazing news!      

123
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            (sobbing)           

124
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           (slurping)           

125
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    - And on top of the fact    

126
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      that we have nowhere      
            to live,            

127
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       we'll never be able      
       to afford a house.       

128
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    We can barely afford rent   
          in this city.         

129
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     On top of all of that,     

130
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   I made you buy us junk food  

131
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       and eat it in this       
       dirty parking lot.       

132
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          I'm so sorry.         

133
00:05:28,170 --> 00:05:29,805
       - Are you kidding?       

134
00:05:30,339 --> 00:05:31,474
      I love shame eating.      

135
00:05:31,540 --> 00:05:33,642
         This is, like,         
      my favourite flavour.     

136
00:05:35,778 --> 00:05:36,846
            Hold on.            

137
00:05:40,182 --> 00:05:41,384
     - Who still has checks?    

138
00:05:41,450 --> 00:05:43,185
      - Mmm, maybe if you'd     
       written more checks      

139
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         instead of just        
       charging everything      

140
00:05:44,553 --> 00:05:47,189
     to your credit cards...    
      - Too soon, too soon.     

141
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       - That should cover      
         your interest.         

142
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      - No. You can't keep      
         giving it away,        

143
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  that's why you have no money. 
           Invest it!           

144
00:05:57,600 --> 00:06:00,469
         - I am. In you.        

145
00:06:02,705 --> 00:06:04,440
        I mean, if we're        
      going to be partners,     

146
00:06:04,507 --> 00:06:06,642
     we have to be partners.    

147
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             Right?             

148
00:06:11,847 --> 00:06:13,082
            - Right.            

149
00:06:14,850 --> 00:06:16,485
 - Also, Jenny teaches a course 

150
00:06:16,552 --> 00:06:18,220
on financial literacy for women,

151
00:06:18,287 --> 00:06:19,422
          we should go.         

152
00:06:19,488 --> 00:06:20,556
         - Who's Jenny?         

153
00:06:20,623 --> 00:06:22,258
        - My accountant.        

154
00:06:22,324 --> 00:06:24,593
        I think we might        
      also become friends.      

155
00:06:24,660 --> 00:06:25,895
       - I'm your friend.       

156
00:06:25,961 --> 00:06:28,998
     - Mmm. Are you jealous?    
              - No.             

157
00:06:29,598 --> 00:06:30,766
   - You know what's so funny?  

158
00:06:30,833 --> 00:06:34,036
         All this time,         
  we thought I was the problem. 

159
00:06:34,103 --> 00:06:35,104
          But it's you!         

160
00:06:35,171 --> 00:06:38,207
     I'm not bad with money,    
     you're bad with money.     

161
00:06:38,274 --> 00:06:39,642
   - You never did your taxes.  

162
00:06:39,708 --> 00:06:40,743
       - Twelve percent of      
         the population         

163
00:06:40,810 --> 00:06:41,710
     doesn't do their taxes.    

164
00:06:41,777 --> 00:06:43,612
 Jenny told me it's very common.

165
00:06:43,679 --> 00:06:46,081
         Fear of taxes.         
        - Shut up, Jenny!       

166
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        (rhythmic music)        

167
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       Subtitling: difuze