1
00:00:06,233 --> 00:00:08,233
You were driving. He hit your car.

2
00:00:08,300 --> 00:00:12,100
He was very worried, scared.

3
00:00:12,166 --> 00:00:14,767
- But you did not have insurance.
- Correct.

4
00:00:14,834 --> 00:00:16,900
You had no business
on the road whatsoever.

5
00:00:16,967 --> 00:00:20,467
But then you went
into the girlfriend's place of business

6
00:00:20,533 --> 00:00:22,266
and they called the police on you.

7
00:00:22,333 --> 00:00:24,834
- Yes, ma'am.
- [Judge DiMango] You're not very wise.

8
00:00:24,900 --> 00:00:27,533
[announcer] Now on Tribunal Justice.

9
00:00:27,600 --> 00:00:30,967
["Ride of the Valkyries" plays]

10
00:00:49,100 --> 00:00:52,700
[announcer] Today's case was filed
in Racine, Wisconsin.

11
00:00:52,767 --> 00:00:57,500
[Cassandra] Your Honor, this is case
number 2071, Tibbals versus Wolf.

12
00:00:57,567 --> 00:00:59,367
All parties have been sworn in.

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00:00:59,433 --> 00:01:00,567
You may be seated.

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00:01:00,633 --> 00:01:02,166
- [Judge Levy] Thank you, Cassandra.
- [Cassandra] Yes.

15
00:01:02,233 --> 00:01:04,500
- All right. Ms. Tibbals.
- [Tasha] Yes.

16
00:01:04,567 --> 00:01:07,967
According to your complaint,
you were driving in a parking lot,

17
00:01:08,033 --> 00:01:12,200
you didn't see the defendant
who was backing up out of a parking spot,

18
00:01:12,266 --> 00:01:15,767
he hit your car, and you're suing him
for the cost of those repairs,

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00:01:15,834 --> 00:01:17,667
which are $4,900.

20
00:01:17,734 --> 00:01:19,767
- Yes, sir.
- [Judge Levy] And according to you,

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00:01:19,834 --> 00:01:24,233
Mr. Wolf, you say number one,
the accident was not your fault.

22
00:01:24,300 --> 00:01:27,734
The plaintiff crashed her car
into your car,

23
00:01:27,800 --> 00:01:33,265
and you also say that the plaintiff
was not correctly and properly insured,

24
00:01:33,333 --> 00:01:37,300
and that's the reason why
she could not get her own car fixed,

25
00:01:37,366 --> 00:01:40,533
which is why you should not have
to pay her anything.

26
00:01:40,600 --> 00:01:42,033
- Yes, Your Honor.
- [Judge Levy] All right.

27
00:01:42,100 --> 00:01:44,100
So, Ms. Tibbals, what happened?

28
00:01:44,166 --> 00:01:49,300
Um, I was DoorDashing,
making a delivery and, uh,

29
00:01:49,366 --> 00:01:52,967
one of the streets was blocked,
so I had to go through the parking lot.

30
00:01:53,033 --> 00:01:57,400
I was going through the parking lot,
I was not speeding, I was going through,

31
00:01:57,467 --> 00:01:58,834
I got about halfway through

32
00:01:58,900 --> 00:02:03,533
and he reversed directly into my truck.

33
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I didn't even see him hit me.

34
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[Judge Levy]
When you say that were DoorDashing,

35
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had you already picked up food,
were you going to pick up food?

36
00:02:10,834 --> 00:02:14,500
Yes, I had picked up the food
and we were on our way to the drop off.

37
00:02:14,567 --> 00:02:16,966
Were you alone
or were you with anyone in the vehicle?

38
00:02:17,033 --> 00:02:18,633
Uh, my daughter was in the car.

39
00:02:18,700 --> 00:02:20,900
- She was in the passenger seat.
- [Judge Levy] How old is she?

40
00:02:20,966 --> 00:02:22,033
She is 12.

41
00:02:22,100 --> 00:02:24,166
[Judge Levy] And how long have
you been working for DoorDash?

42
00:02:24,233 --> 00:02:27,500
Uh, I had been working for DoorDash
for about a year at the time.

43
00:02:27,567 --> 00:02:30,300
What kind of vehicle were you driving
when you, uh, collided

44
00:02:30,367 --> 00:02:31,633
into the defendant's vehicle?

45
00:02:31,700 --> 00:02:34,567
I have an '04 Ford Explorer.

46
00:02:34,633 --> 00:02:37,834
Um, and it didn't have
any body damage at all.

47
00:02:37,900 --> 00:02:39,100
[Judge Levy] How many miles?

48
00:02:39,166 --> 00:02:41,333
Probably 185,000 miles.

49
00:02:41,400 --> 00:02:42,400
[Judge Levy] Okay.

50
00:02:42,466 --> 00:02:44,300
Was the vehicle insured?

51
00:02:44,367 --> 00:02:45,567
It was.

52
00:02:45,633 --> 00:02:48,900
[Judge Levy] According to the defendant's
answer however, he came to learn

53
00:02:48,966 --> 00:02:51,233
that, uh, your insurance disclaimed.

54
00:02:51,300 --> 00:02:53,500
- Right. Um...
- [Judge Levy] Tell us that.

55
00:02:53,567 --> 00:02:57,200
I find it interesting though
because when I signed up for DoorDash,

56
00:02:57,266 --> 00:02:59,867
they asked me if I had my own insurance.

57
00:02:59,934 --> 00:03:01,033
I said yes, that I did.

58
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They proceeded to let me work.

59
00:03:02,900 --> 00:03:06,834
When the crash happened,
I tried to get his insurance.

60
00:03:06,900 --> 00:03:09,300
He did say that he have an--
he had insurance.

61
00:03:09,367 --> 00:03:10,900
He gave me the information,

62
00:03:10,967 --> 00:03:13,834
but it turned out that he didn't have
insurance through them at all.

63
00:03:13,900 --> 00:03:16,734
What, if anything, do you claim
the defendant said to you

64
00:03:16,800 --> 00:03:19,233
on August 12th after the crash?

65
00:03:19,300 --> 00:03:23,300
He was very--
it seemed to be worried, scared.

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He said that he had just gotten a job

67
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and that he would be willing to pay me

68
00:03:28,966 --> 00:03:33,834
a hundred dollars a week
until the amount is paid what I owe him.

69
00:03:33,900 --> 00:03:35,266
He asked me to go get the estimate.

70
00:03:35,333 --> 00:03:38,734
He had paid me for two weeks.

71
00:03:38,800 --> 00:03:41,367
Total amount paid by the defendant
to you--how much?

72
00:03:41,433 --> 00:03:43,767
200, I believe. This was just two weeks.

73
00:03:43,834 --> 00:03:45,834
- That sounds about right? $200?
- Yes, Your Honor.

74
00:03:45,900 --> 00:03:48,400
Great. So you did not have insurance.

75
00:03:48,466 --> 00:03:49,567
- Correct.
- [Judge Levy] Okay.

76
00:03:49,633 --> 00:03:52,400
Why did you tell her that you were gonna
pay for the damage to her car?

77
00:03:52,466 --> 00:03:55,966
Um, I was just frightened.
I was a new driver.

78
00:03:56,033 --> 00:03:59,934
I was just trying to think
of the most applicable thing to do.

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00:04:00,066 --> 00:04:02,000
- [Judge Levy] Now Ms. Tibbals.
- [Tasha] Yes.

80
00:04:02,066 --> 00:04:04,633
Would it be fair for me to say
that you came to learn

81
00:04:04,700 --> 00:04:09,300
that when you work for one of these type
of food delivery services

82
00:04:09,367 --> 00:04:11,500
that if you get into an accident

83
00:04:11,567 --> 00:04:14,467
while you are actually delivering food
or picking up food,

84
00:04:14,533 --> 00:04:18,567
once you click on that button
and you are for 'hire,"

85
00:04:18,632 --> 00:04:21,700
that your own personal
insurance disclaims,

86
00:04:21,767 --> 00:04:23,467
they will not cover you?

87
00:04:23,533 --> 00:04:25,300
Um, I believe so, yes.

88
00:04:25,367 --> 00:04:27,500
[Judge Levy] Well, that's something that
you should probably have known about

89
00:04:27,567 --> 00:04:29,900
from being a DoorDash driver
for over a year, right?

90
00:04:29,967 --> 00:04:33,433
Well, DoorDash did not state that
in the policy at all,

91
00:04:33,500 --> 00:04:37,100
and they proceeded to let me work
even though I just had liability.

92
00:04:37,166 --> 00:04:38,200
[Judge Levy] Well--okay, well,

93
00:04:38,266 --> 00:04:41,332
they're gonna allow you to work one way
or another because, according to them,

94
00:04:41,400 --> 00:04:44,233
if you get into an accident
while driving for them,

95
00:04:44,300 --> 00:04:46,233
their service isn't gonna pay,

96
00:04:46,300 --> 00:04:49,367
and your insurance is not gonna pay.
You have to have some type of a rider.

97
00:04:49,433 --> 00:04:50,567
- Yes, sir.
- [Judge Levy] Right?

98
00:04:50,633 --> 00:04:52,166
- And you now know that.
- Yes, sir.

99
00:04:52,233 --> 00:04:54,700
[Judge Levy] Okay.
I think that we can take a look,

100
00:04:54,767 --> 00:04:57,834
if we could, at the accident damage.

101
00:04:57,900 --> 00:05:00,433
Ms. Tibbals,
is this your daughter in the picture?

102
00:05:00,500 --> 00:05:01,567
- [Tasha] It is.
- [Judge Levy] Okay.

103
00:05:01,633 --> 00:05:05,567
And this is your car,
this is the blue Ford Explorer 2004?

104
00:05:05,633 --> 00:05:06,633
Yes, Your Honor.

105
00:05:06,700 --> 00:05:10,367
And I'm circling right there,
that's the point of contact?

106
00:05:10,433 --> 00:05:13,033
- It is the point of contact.
- [Judge Levy] Okay.

107
00:05:13,100 --> 00:05:16,567
And this is also another picture of your
vehicle at the very same time, correct?

108
00:05:16,633 --> 00:05:18,166
- [Tasha] Yes, sir.
- [Judge Levy] So this is on the scene?

109
00:05:18,233 --> 00:05:19,300
[Tasha] Yes, sir.

110
00:05:19,367 --> 00:05:22,400
And again, this is the additional damage

111
00:05:22,467 --> 00:05:26,300
to your vehicle as you hit
the defendant's vehicle, correct?

112
00:05:26,367 --> 00:05:28,100
- [Tasha] Yes, Your Honor.
- [Judge Levy] All right.

113
00:05:28,166 --> 00:05:29,667
While you were still on the scene,

114
00:05:29,734 --> 00:05:31,633
one of you called the police, correct?

115
00:05:31,700 --> 00:05:33,567
- I did.
- [Judge Levy] And did the police arrive?

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00:05:33,633 --> 00:05:34,633
They did.

117
00:05:34,700 --> 00:05:38,567
[Judge Levy] Did the police officer ask
you whether or not you were speeding?

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00:05:38,633 --> 00:05:40,900
- No, I don't believe so. I think...
- [Judge Levy] How fast were you going

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00:05:40,967 --> 00:05:41,967
in that parking lot?

120
00:05:42,033 --> 00:05:44,734
I believe I was going
about ten to 15 miles an hour.

121
00:05:44,800 --> 00:05:46,533
And if we can please put up

122
00:05:46,600 --> 00:05:48,600
the animated diagram, please?

123
00:05:49,033 --> 00:05:53,100
So Ms. Tibbals, the vehicle in blue,
that would be your vehicle, is that right?

124
00:05:53,166 --> 00:05:54,767
- [Tasha] Yes, sir.
- [Judge Levy] And the red vehicle

125
00:05:54,834 --> 00:05:56,100
would be where the defendant was?

126
00:05:56,166 --> 00:05:58,600
- Yes, sir.
- [Judge Levy] Okay. Can we go forward?

127
00:06:01,166 --> 00:06:03,800
Does that fairly and accurately depict

128
00:06:03,867 --> 00:06:07,033
the way the accident occurred
on August 12th?

129
00:06:07,100 --> 00:06:10,834
Yes. Like, I was closer to him
before he backed out.

130
00:06:10,900 --> 00:06:16,033
But there was a vehicle
that was next to the passenger side

131
00:06:16,100 --> 00:06:18,233
of the defendant's vehicle,
is that correct?

132
00:06:18,300 --> 00:06:20,900
I believe there were vehicles
on both sides.

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00:06:20,967 --> 00:06:23,934
[Judge Levy] Uh, Mr. Wolf, did you believe
that the accident was your fault

134
00:06:24,000 --> 00:06:26,900
or did you believe
that it was the plaintiff's fault?

135
00:06:26,967 --> 00:06:28,600
I believe it was the plaintiff's fault

136
00:06:28,667 --> 00:06:32,100
just based on the location of the damage
on my vehicle.

137
00:06:32,166 --> 00:06:36,967
[Judge Levy] Let's take a look at that.
So if we can go to 07D2, defendant's car.

138
00:06:37,033 --> 00:06:39,367
So this is a picture of the right rear

139
00:06:39,433 --> 00:06:41,300
- corner panel of your car?
- [Isaiah] Correct.

140
00:06:41,367 --> 00:06:42,700
[Judge Levy]
What kind of car did you have?

141
00:06:42,767 --> 00:06:45,300
I was driving a 2007 PT Cruiser.

142
00:06:45,367 --> 00:06:47,300
- [Judge Levy] Was it registered?
- Yes.

143
00:06:47,367 --> 00:06:48,900
- [Judge Levy] And were you licensed?
- [Isaiah] Yes.

144
00:06:48,967 --> 00:06:50,300
[Judge Levy]
It just didn't have insurance.

145
00:06:50,367 --> 00:06:51,967
- [Isaiah] Correct.
- [Judge Levy] So you had the card

146
00:06:52,033 --> 00:06:53,033
- with you...
- Yes.

147
00:06:53,100 --> 00:06:55,633
[Judge Levy] ... the police officer
asked you for your insurance,

148
00:06:55,700 --> 00:06:56,834
you gave him the card

149
00:06:56,900 --> 00:06:58,967
leading him to believe
that you had insurance,

150
00:06:59,033 --> 00:07:00,934
but you really didn't
and you know you didn't.

151
00:07:02,967 --> 00:07:05,600
[announcer] Coming up on Tribunal Justice.

152
00:07:05,667 --> 00:07:09,033
I pull up, I get out to go
to pick up the order,

153
00:07:09,100 --> 00:07:12,333
and I see someone crouching
behind their car.

154
00:07:12,400 --> 00:07:13,467
- And so...
- [laughs] Was that you?

155
00:07:13,533 --> 00:07:16,233
- Were you trying to hide from her?
- So I said, "Oh, like,

156
00:07:16,300 --> 00:07:17,600
funny seeing you here."

157
00:07:17,667 --> 00:07:19,033
[dramatic musical sting]

158
00:07:20,867 --> 00:07:22,600
[theme music plays]

159
00:07:22,667 --> 00:07:25,000
[announcer]
Tasha Tibbals is suing Isaiah Wolf

160
00:07:25,066 --> 00:07:27,967
for almost $5,000 in car damages.

161
00:07:28,033 --> 00:07:31,367
Tasha claims Isaiah admitted
backing into her car,

162
00:07:31,433 --> 00:07:34,433
began making payments, then stopped.

163
00:07:34,500 --> 00:07:39,033
But Isaiah claims Tasha intimidated him
after she hit his car,

164
00:07:39,100 --> 00:07:42,266
and that she should collect
from her own insurance.

165
00:07:42,332 --> 00:07:44,900
So this is the damage according to you?

166
00:07:44,967 --> 00:07:48,332
[Isaiah] Correct.
This is on the side, right by my gas door.

167
00:07:48,400 --> 00:07:50,633
There's no way I could've hit her

168
00:07:50,700 --> 00:07:51,900
- if I was backing out.
- [Judge Levy] Can we go back

169
00:07:51,967 --> 00:07:54,033
to the animated diagram, please?

170
00:07:54,100 --> 00:07:55,633
Let's go to defendant's.

171
00:07:55,700 --> 00:07:58,500
Mr. Wolf, will you please walk up
to that diagram?

172
00:07:58,567 --> 00:08:00,166
And according to you,

173
00:08:00,233 --> 00:08:04,767
where do you claim the damage
to your vehicle should have been?

174
00:08:05,500 --> 00:08:08,667
If in fact, you struck the plaintiff

175
00:08:08,734 --> 00:08:12,133
as she alleges you did
versus what you claim

176
00:08:12,200 --> 00:08:14,033
which is that she struck you?

177
00:08:14,100 --> 00:08:15,900
Where should your damage be?

178
00:08:15,967 --> 00:08:18,900
The damage should be, if I struck her
as I was backing out,

179
00:08:18,967 --> 00:08:22,767
on the back bumper here,
not the side of the vehicle.

180
00:08:22,834 --> 00:08:24,934
What do you have to say about that,
Ms. Tibbals?

181
00:08:25,000 --> 00:08:30,834
I believe that I was too far on top of him

182
00:08:30,900 --> 00:08:34,967
for him--if he's turning around
to look in reverse,

183
00:08:35,033 --> 00:08:37,433
there's no way
that he couldn't have seen me

184
00:08:37,500 --> 00:08:39,667
almost directly behind him.

185
00:08:39,734 --> 00:08:42,100
That makes sense.
Mr. Wolf, why couldn't you see her?

186
00:08:42,165 --> 00:08:44,165
Because there was a large SUV to my right.

187
00:08:44,232 --> 00:08:46,433
Is that the SUV there
that was parked, Mr. Wolf?

188
00:08:46,500 --> 00:08:47,533
- Yes, sir.
- [Judge Levy] Okay.

189
00:08:47,600 --> 00:08:51,333
And how fast do you say you were backing
up out of that spot prior to the impact?

190
00:08:51,400 --> 00:08:53,033
A crawl, might as well have been.

191
00:08:53,100 --> 00:08:56,700
And then it wasn't until that you came out
that you passed that SUV

192
00:08:56,767 --> 00:08:58,100
that was to your right,

193
00:08:58,165 --> 00:09:00,166
and that's when you claim
that she hit you?

194
00:09:00,233 --> 00:09:01,233
- Correct.
- [Judge Levy] Okay.

195
00:09:01,300 --> 00:09:03,166
I'm gonna pass that over
to Judge Acker now. Thank you.

196
00:09:03,233 --> 00:09:04,300
Thank you, Judge.

197
00:09:04,367 --> 00:09:08,166
Ms. Tibbals,
I assume that like most people who drive

198
00:09:08,233 --> 00:09:09,834
for these rideshare companies,

199
00:09:09,900 --> 00:09:12,934
you were doing it
because it's an easy way to make money

200
00:09:13,000 --> 00:09:15,900
- using resources you already have.
- Yes, ma'am.

201
00:09:15,967 --> 00:09:18,834
Especially with--I have four children,

202
00:09:18,900 --> 00:09:21,100
and so DoorDash is the [indistinct].

203
00:09:21,166 --> 00:09:23,433
And good on you.
You say, "I've got four kids.

204
00:09:23,500 --> 00:09:25,500
I'm gonna figure out a way
to make it work..."

205
00:09:25,567 --> 00:09:26,633
- Yes.
- [Judge Acker] "... with my car

206
00:09:26,700 --> 00:09:28,166
- right in the driveway."
- Yes, ma'am.

207
00:09:28,233 --> 00:09:30,333
[Judge Acker] And the irony is that

208
00:09:30,400 --> 00:09:32,500
instead of trying to make a little bit
of extra money,

209
00:09:32,567 --> 00:09:34,800
you were just going to pick up food
for yourself,

210
00:09:34,867 --> 00:09:36,165
you would've been covered.

211
00:09:36,233 --> 00:09:38,800
- Yes, ma'am.
- [Judge Acker] So this was an exclusion

212
00:09:38,867 --> 00:09:41,033
because the insurance company is treating

213
00:09:41,100 --> 00:09:45,567
your efforts and your own car
that you kinda do on your own time

214
00:09:45,633 --> 00:09:46,900
as a commercial activity.

215
00:09:46,967 --> 00:09:48,633
They're entitled to do that.

216
00:09:48,700 --> 00:09:52,467
But I find it, Mr. Wolf, supremely ironic

217
00:09:52,533 --> 00:09:56,100
that although she was acting
under an activity

218
00:09:56,165 --> 00:09:59,900
that wasn't permitted under the policy,
she had one, you had nothing.

219
00:09:59,967 --> 00:10:02,233
You had no business
on the road whatsoever.

220
00:10:02,300 --> 00:10:03,900
- Yes, Your Honor.
- [Judge Acker] So don't you think

221
00:10:03,967 --> 00:10:06,767
that it's a little hypocritical
for you to say, "Well,

222
00:10:06,834 --> 00:10:09,567
I had no insurance whatsoever.
I shouldn't have even been on the road.

223
00:10:09,633 --> 00:10:11,100
But I'm just gonna stop paying her."

224
00:10:11,166 --> 00:10:14,300
- How does that sound to you, sir?
- It doesn't sound great. However...

225
00:10:14,367 --> 00:10:15,700
[Judge Acker]
No, it really does not sound great.

226
00:10:15,767 --> 00:10:19,967
There is no way I'm not gonna find you
at least in part liable for this accident.

227
00:10:20,033 --> 00:10:21,166
You're backing out.

228
00:10:21,233 --> 00:10:23,300
When you're backing out
of a parking space,

229
00:10:23,367 --> 00:10:25,233
you don't have the right-of-way.

230
00:10:25,300 --> 00:10:27,900
You're a new driver.
Do you know the rules of the road yet?

231
00:10:27,967 --> 00:10:30,100
- Yes, ma'am.
- [Judge Acker] Study more.

232
00:10:30,166 --> 00:10:34,066
Can we put the image
of the parking lot aerial up, please?

233
00:10:34,133 --> 00:10:35,300
There we go.

234
00:10:35,367 --> 00:10:39,300
Who has the right of way when someone
is backing out of a parking space?

235
00:10:39,367 --> 00:10:41,367
- [Isaiah] The driver.
- [Judge Acker] Which driver?

236
00:10:41,433 --> 00:10:42,500
The one who is, uh...

237
00:10:42,567 --> 00:10:44,100
- [Judge Acker] Not in the parking space?
- Correct.

238
00:10:44,165 --> 00:10:45,300
[Judge Acker]
So she have the right-of-way.

239
00:10:45,367 --> 00:10:46,367
You backed into her.

240
00:10:46,433 --> 00:10:47,667
[Isaiah] I was backing out so far,

241
00:10:47,734 --> 00:10:51,633
so I could actually be able to see
if there was anyone coming or not.

242
00:10:51,700 --> 00:10:55,100
When I looked to see if there was somebody
coming, that was when the impact happened.

243
00:10:55,165 --> 00:10:57,600
But you were backing out
of a parking space

244
00:10:57,667 --> 00:11:00,166
and you started paying her some money,

245
00:11:00,233 --> 00:11:02,033
which was the right thing to do,

246
00:11:02,100 --> 00:11:05,834
but then when you found out
about how her insurance company

247
00:11:05,900 --> 00:11:07,400
was going to treat this accident,

248
00:11:07,467 --> 00:11:10,400
you said, "I'm gonna hide
behind the insurance company.

249
00:11:10,467 --> 00:11:14,100
Her insurance company is doing better
by me than mine is.

250
00:11:14,166 --> 00:11:16,100
Oh, wait, I don't have any insurance."

251
00:11:16,166 --> 00:11:18,433
But then I must say, Ms. Tibbals,

252
00:11:18,500 --> 00:11:20,900
you seem like quite a nice woman

253
00:11:20,967 --> 00:11:24,433
but then you went into the girlfriend's
place of business,

254
00:11:24,500 --> 00:11:26,900
and I understand
they called the police on you.

255
00:11:26,967 --> 00:11:29,934
- Your girlfriend or partner works...
- Yeah, they--yes.

256
00:11:30,000 --> 00:11:32,400
... in a pizza establishment,
and she was there,

257
00:11:32,467 --> 00:11:35,400
and you guys ran to each other.
What happened?

258
00:11:35,467 --> 00:11:40,165
So I was just there, I was eating
and... just hanging out.

259
00:11:40,233 --> 00:11:43,700
When she came in, she started to ask me
about, you know, paying...

260
00:11:43,767 --> 00:11:45,867
- "Where's my money?"
- Yeah.

261
00:11:45,934 --> 00:11:48,667
Started to get, as I remember it,
a little heated.

262
00:11:48,734 --> 00:11:51,567
That's when my fiancée told her
to please collect your food

263
00:11:51,633 --> 00:11:53,266
and leave as a DoorDasher

264
00:11:53,333 --> 00:11:54,967
instead of causing
an incident in the store.

265
00:11:55,033 --> 00:11:57,834
And then the police were summoned
to the location?

266
00:11:57,900 --> 00:12:00,567
- [Isaiah] Yes.
- And you lost your opportunity

267
00:12:00,633 --> 00:12:03,633
to continue to drive for DoorDash
as a result of this, yes?

268
00:12:03,700 --> 00:12:05,166
- Yes, ma'am.
- Now why did you go in there

269
00:12:05,233 --> 00:12:06,500
and, like, causing a ruckus?

270
00:12:06,567 --> 00:12:08,900
I did not cause a ruckus at all. Um...

271
00:12:08,967 --> 00:12:10,400
[Judge Acker] I sound like my grandmother.

272
00:12:10,467 --> 00:12:12,100
- [laughs]
- Causing a ruckus. [laughs]

273
00:12:12,166 --> 00:12:14,166
It was very ironic.

274
00:12:14,233 --> 00:12:15,633
I got the order.

275
00:12:15,700 --> 00:12:16,767
I pulled up.

276
00:12:16,834 --> 00:12:20,934
I noticed there was a man
standing on--next to a vehicle.

277
00:12:21,000 --> 00:12:24,700
I pull up,
I get out to go to pick up the order,

278
00:12:24,767 --> 00:12:27,734
and I see someone crouching
behind their car.

279
00:12:27,800 --> 00:12:28,800
He's... [laughs]

280
00:12:28,867 --> 00:12:31,100
But I can see the top of his head.

281
00:12:31,166 --> 00:12:32,900
- And so...
- Was that you? Were you trying to hide?

282
00:12:32,967 --> 00:12:34,533
- [Isaiah] I was--I was in...
- Were you trying to hide from her?

283
00:12:34,600 --> 00:12:36,233
I was, like, trying to look in my car
for something, yeah.

284
00:12:36,300 --> 00:12:38,800
[Judge Acker] No, you were trying--
oh, you just happened to--

285
00:12:38,867 --> 00:12:40,100
- you dropped something at exactly...
- [Isaiah] Yeah.

286
00:12:40,165 --> 00:12:42,033
... that moment. You were hiding.

287
00:12:42,100 --> 00:12:43,300
You were trying to hide.

288
00:12:43,367 --> 00:12:47,367
So I walked over and I said,
"Oh, like, funny seeing you here.

289
00:12:47,433 --> 00:12:51,900
Like, I just wanna let you know
that you should have kept paying me

290
00:12:51,967 --> 00:12:54,700
because I am gonna take you to court.
Like, this is your fault."

291
00:12:54,767 --> 00:12:56,834
[Judge Acker]
So you were going after him a bit.

292
00:12:56,900 --> 00:12:59,367
- Yes.
- And his girlfriend called the police...

293
00:12:59,433 --> 00:13:01,934
- [Tasha] So...
- ... and then you lost

294
00:13:02,000 --> 00:13:05,100
your chance to keep making
this extra money,

295
00:13:05,166 --> 00:13:07,033
which is the whole reason
this thing happened.

296
00:13:07,100 --> 00:13:08,734
So it kind of came full circle.

297
00:13:08,800 --> 00:13:09,800
Yes, ma'am.

298
00:13:09,867 --> 00:13:11,533
- [Judge Acker] Judge?
- [Judge DiMango] All right.

299
00:13:11,600 --> 00:13:13,166
So let's start with you.

300
00:13:13,700 --> 00:13:14,900
- Yes, ma'am.
- [Judge DiMango] You were not dropping

301
00:13:14,967 --> 00:13:17,100
any food off in that parking lot area,
correct?

302
00:13:17,166 --> 00:13:19,767
- [Tasha] No, ma'am.
- Um, and you were driving on a road

303
00:13:19,834 --> 00:13:21,667
that you say was backed up with traffic,

304
00:13:21,734 --> 00:13:23,300
- is that it?
- Uh, it was blocked off.

305
00:13:23,367 --> 00:13:24,500
They were having a block party.

306
00:13:24,567 --> 00:13:28,433
[Judge DiMango] Because I think you know
that you can't use parking lots,

307
00:13:28,500 --> 00:13:32,033
driveways, gas stations to travel.

308
00:13:32,100 --> 00:13:33,700
You know, you can't say,
"Oh, the light's red,

309
00:13:33,767 --> 00:13:35,033
let me go right through that gas station,

310
00:13:35,100 --> 00:13:36,165
come out on the other side."

311
00:13:36,233 --> 00:13:37,400
You know you're not allowed to do that.

312
00:13:37,467 --> 00:13:39,367
That's illegal.
That's like running a red light.

313
00:13:39,433 --> 00:13:41,900
- Yes, ma'am.
- [Judge DiMango] Putting that aside,

314
00:13:41,967 --> 00:13:44,900
how long were you driving
before you encountered her vehicle?

315
00:13:44,967 --> 00:13:48,300
I was--I was driving for maybe
about five months, five, six months.

316
00:13:48,367 --> 00:13:50,133
[Judge DiMango] So now, you're in the car.

317
00:13:50,200 --> 00:13:51,767
- Where were you going?
- [Isaiah] I was about--

318
00:13:51,834 --> 00:13:54,700
I just gotten a late lunch
with some friends

319
00:13:54,767 --> 00:13:58,433
and I was about to go get food
for my fiancée.

320
00:13:58,500 --> 00:14:01,633
You're gonna pick up more food from her,
but she works on a food establishment?

321
00:14:01,700 --> 00:14:03,834
- Yeah, she didn't like the food there.
- [Judge DiMango] Okay.

322
00:14:03,900 --> 00:14:05,400
Which way were you gonna be going?

323
00:14:05,467 --> 00:14:08,433
Were you gonna be going
to the passenger side or the driver side?

324
00:14:08,500 --> 00:14:10,500
I would have been going the direction
of the passenger side.

325
00:14:10,567 --> 00:14:14,166
However, as I stated,
I was just creeping out behind me.

326
00:14:14,233 --> 00:14:17,100
I didn't--I didn't know enough to--

327
00:14:17,166 --> 00:14:21,300
before--to back out of the spot completely
before making the turn.

328
00:14:21,367 --> 00:14:22,500
I didn't know that.

329
00:14:22,567 --> 00:14:25,300
Well, you can't drive as a driving school.

330
00:14:25,367 --> 00:14:28,900
You've gotta already have gone to
driving school before you start to drive.

331
00:14:30,166 --> 00:14:32,900
[announcer] Coming up on Tribunal Justice.

332
00:14:32,967 --> 00:14:34,200
So you were taking payments from him.

333
00:14:34,266 --> 00:14:37,165
And what price had you agreed on
at that part?

334
00:14:37,233 --> 00:14:39,100
Because you hadn't brought it
to a mechanic yet.

335
00:14:39,165 --> 00:14:40,533
[dramatic musical sting]

336
00:14:42,467 --> 00:14:44,367
[theme music plays]

337
00:14:44,433 --> 00:14:48,133
[announcer] Tasha Tibbals is suing
Isaiah Wolf for car damages she claims

338
00:14:48,367 --> 00:14:51,867
he caused when backing out
of a parking space.

339
00:14:51,934 --> 00:14:55,033
But Isaiah says Tasha's own insurance
denied her claim

340
00:14:55,100 --> 00:14:58,333
and that she's the one
that caused the accident.

341
00:14:58,400 --> 00:15:02,767
Now, problem with you--
you bring the car to a mechanic.

342
00:15:02,834 --> 00:15:05,400
First of all, it was at like
at least three weeks after the incident.

343
00:15:05,467 --> 00:15:08,567
You know why we know that?
Because he was making payments.

344
00:15:08,633 --> 00:15:10,100
So you were taking payments from him.

345
00:15:10,166 --> 00:15:12,900
And what price had you agreed on
at that part?

346
00:15:12,967 --> 00:15:14,834
Because you hadn't brought it
to a mechanic yet.

347
00:15:14,900 --> 00:15:16,567
Yes, we didn't agree on a price.

348
00:15:16,633 --> 00:15:22,367
He said that he would pay me up until
whatever the quote was that was owed.

349
00:15:22,433 --> 00:15:25,500
- I was very...
- Oh, you are not very wise

350
00:15:25,567 --> 00:15:30,367
because the mechanic said $4,998.

351
00:15:30,433 --> 00:15:33,100
And what is the book value
of your vehicle, ma'am, do you know?

352
00:15:33,165 --> 00:15:35,967
I believe it is about 3,700.

353
00:15:36,033 --> 00:15:38,500
[Judge DiMango] No, you believe wrong.
It's about 3,000.

354
00:15:38,567 --> 00:15:39,800
Now let me ask you,

355
00:15:39,867 --> 00:15:42,367
why would an insurance company
not want to insure you

356
00:15:42,433 --> 00:15:44,100
if you're a commercial driver?

357
00:15:44,165 --> 00:15:46,165
Give me the reasons why they would say,

358
00:15:46,233 --> 00:15:48,433
"This is not a good idea for us"?

359
00:15:48,500 --> 00:15:52,100
I am not sure why they would not want to.
I would think that they would...

360
00:15:52,165 --> 00:15:54,165
Well, how about this,
if you're driving for business,

361
00:15:54,233 --> 00:15:56,767
you're driving far more often
than if you're not.

362
00:15:56,834 --> 00:16:00,333
If you're driving for business
and you have phone messages coming in,

363
00:16:00,400 --> 00:16:02,700
you're more likely to take your eyes
off the road.

364
00:16:02,767 --> 00:16:05,700
If you're driving for business
and you need to get someplace

365
00:16:05,767 --> 00:16:09,300
to bring something on time,
you're more likely to drive recklessly,

366
00:16:09,367 --> 00:16:11,367
drive carelessly, drive too quickly.

367
00:16:11,433 --> 00:16:13,633
- How about all of those reasons?
- Yes, ma'am.

368
00:16:13,700 --> 00:16:15,500
Uh, one last thing.

369
00:16:15,633 --> 00:16:20,300
I would like to say that I have put
thousands and thousands of dollars

370
00:16:20,367 --> 00:16:22,900
into this truck to keep it a good vehicle,

371
00:16:22,967 --> 00:16:24,900
to make sure it's safe for my kids.

372
00:16:24,967 --> 00:16:27,967
- Unfortunately, this happened.
- Yes, that's true.

373
00:16:28,033 --> 00:16:29,834
It's very sad,
but it's good that you keep the car up.

374
00:16:29,900 --> 00:16:32,200
So I don't think I have any more questions
of either one of you.

375
00:16:32,266 --> 00:16:33,900
We're gonna retire to deliberate.
Thank you both.

376
00:16:33,967 --> 00:16:35,300
[Cassandra] This case is now in recess.

377
00:16:35,367 --> 00:16:36,867
All parties will be recalled.

378
00:16:36,934 --> 00:16:40,633
[dramatic musical sting]

379
00:16:40,700 --> 00:16:43,300
On a fault basis, to start off with,

380
00:16:43,367 --> 00:16:45,867
that, uh, the defendant would be at fault

381
00:16:45,934 --> 00:16:47,500
for backing up out of a parking spot

382
00:16:47,567 --> 00:16:49,033
and hitting another vehicle,

383
00:16:49,100 --> 00:16:51,500
the plaintiff's vehicle
that was in the right-of-way.

384
00:16:51,567 --> 00:16:52,834
As you also indicated,

385
00:16:52,900 --> 00:16:56,467
there is an apportionment that can be done
if there is a finding

386
00:16:56,533 --> 00:16:58,633
that the plaintiff was somewhat

387
00:16:58,700 --> 00:17:01,734
at fault for the accident.

388
00:17:01,800 --> 00:17:04,165
I agree that she was somewhat at fault.

389
00:17:04,233 --> 00:17:07,433
Based my decision
on the photographs that were provided,

390
00:17:07,500 --> 00:17:10,834
specifically where the damage
was on both vehicles.

391
00:17:10,900 --> 00:17:13,834
There would be no way
that there would be such extensive damage

392
00:17:13,900 --> 00:17:15,000
on the plaintiff's vehicle

393
00:17:15,066 --> 00:17:18,500
on the right side of her car
unless she was going too fast.

394
00:17:18,567 --> 00:17:20,133
She was in a rush.

395
00:17:20,200 --> 00:17:22,233
That's why you cut through parking lots.

396
00:17:22,300 --> 00:17:27,099
She testified and she told the police
and she told us here that she did not see

397
00:17:27,165 --> 00:17:31,367
the defendant's vehicle
as it was backing up out of that spot.

398
00:17:31,433 --> 00:17:33,900
Yes, he was at fault.

399
00:17:33,967 --> 00:17:35,767
She had the right-of-way.

400
00:17:35,834 --> 00:17:39,500
But we need to come to a decision
regarding what portion

401
00:17:39,567 --> 00:17:41,367
of the accident was her fault

402
00:17:41,433 --> 00:17:45,367
and then apportion that to the damages,
the $5,000 damages to the vehicle.

403
00:17:45,433 --> 00:17:48,633
I definitely think she was going faster
than she should have been,

404
00:17:48,700 --> 00:17:51,900
which makes sense, because when
you're driving for those companies,

405
00:17:51,967 --> 00:17:54,433
you know, they tell the customer
the food's gonna be here

406
00:17:54,500 --> 00:17:56,100
in a certain amount of time.

407
00:17:56,166 --> 00:17:58,033
I think that she's in part liable.

408
00:17:58,100 --> 00:17:59,834
I don't know
that I would split it in half.

409
00:17:59,900 --> 00:18:04,367
I'm not sure what the apportionment is,
because he was just way more wrong.

410
00:18:04,433 --> 00:18:06,100
- He was backing out of the spot.
- No insurance.

411
00:18:06,166 --> 00:18:07,567
- He had no insurance.
- Come on, no insurance.

412
00:18:07,633 --> 00:18:10,467
No insurance and you're backing out
of a parking space.

413
00:18:10,533 --> 00:18:11,567
You know, I feel the same way.

414
00:18:11,633 --> 00:18:12,967
First of all, I--I'm always troubled

415
00:18:13,033 --> 00:18:15,000
by people who get on the road
with no insurance.

416
00:18:15,066 --> 00:18:17,100
I can understand her misunderstanding,

417
00:18:17,166 --> 00:18:20,567
but she is not being denied insurance
because of any reason.

418
00:18:20,633 --> 00:18:23,367
She has full insurance but for the fact
that she's using it

419
00:18:23,433 --> 00:18:24,734
for commercial purposes.

420
00:18:24,800 --> 00:18:27,100
I can find perhaps that she took that

421
00:18:27,166 --> 00:18:30,333
as a shortcut and we all know
that that's not appropriate.

422
00:18:30,400 --> 00:18:32,367
And when you do that,
you're going too fast.

423
00:18:32,433 --> 00:18:33,600
You know you're not supposed to do it.

424
00:18:33,667 --> 00:18:35,500
We all do it,
but she just got into an accident.

425
00:18:35,567 --> 00:18:36,567
- Either way...
- I mean, you all do it.

426
00:18:36,633 --> 00:18:38,700
- I've never done that.
- [laughter]

427
00:18:38,767 --> 00:18:41,166
That's why I don't get in his car.
But you all go with it. But...

428
00:18:41,233 --> 00:18:43,033
- I've driven with you, Pat.
- [laughter]

429
00:18:43,100 --> 00:18:45,300
Okay. Okay.
So I got the Brooklyn driving...

430
00:18:45,367 --> 00:18:46,367
- Yeah.
- [Judge DiMango] ... uh, skills.

431
00:18:46,433 --> 00:18:48,300
- So what are we all saying?
- I'll make my part easy.

432
00:18:48,367 --> 00:18:51,900
I think that there is some contributory
liability on her part,

433
00:18:51,967 --> 00:18:53,500
but he had no insurance whatsoever.

434
00:18:53,567 --> 00:18:57,767
So I'd give her everything because he had
no business on the road at all.

435
00:18:57,834 --> 00:19:01,166
Whereas if she was just buying food
for herself and her kid,

436
00:19:01,233 --> 00:19:02,500
insurance would've covered it.

437
00:19:02,567 --> 00:19:05,200
Well, the damage from the body shop
was $5,000.

438
00:19:05,266 --> 00:19:07,033
Well, we have this here
in the Kelley Blue Book value

439
00:19:07,100 --> 00:19:11,567
that the typical listing price for her
vehicle would be at the high end, 3,000.

440
00:19:11,633 --> 00:19:13,900
I'm willing to go
with a 3,000 if you like.

441
00:19:13,967 --> 00:19:15,567
- I can do that.
- Um, I don't think she should have

442
00:19:15,633 --> 00:19:17,700
gone through the lot.
I could take off 500. I'd give her...

443
00:19:17,767 --> 00:19:19,567
- No, let's give her all the money.
- You wanna give her everything?

444
00:19:19,633 --> 00:19:22,033
- Yeah, I wanna give her everything.
- Minus the 200 he already paid.

445
00:19:22,100 --> 00:19:23,967
- Minus what she paid.
- I mean, I can live with that.

446
00:19:24,033 --> 00:19:25,834
- [Judge Acker] What he paid.
- I could live with 2,800.

447
00:19:25,900 --> 00:19:27,433
I agree.
Otherwise, the vehicle's drivable.

448
00:19:27,500 --> 00:19:28,767
- We're unanimous?
- Yes.

449
00:19:28,834 --> 00:19:29,900
We are.

450
00:19:29,967 --> 00:19:33,500
[dramatic musical sting]

451
00:19:33,567 --> 00:19:34,834
Court is back in session.

452
00:19:34,900 --> 00:19:37,000
All parties are reminded
that you're still under oath.

453
00:19:37,066 --> 00:19:38,166
[Judge Levy] Thank you, Cassandra.

454
00:19:38,233 --> 00:19:42,166
So first of all, Mr. Wolf, hmm, you know?

455
00:19:42,233 --> 00:19:44,233
- Yeah.
- [Judge Levy] You gotta have insurance.

456
00:19:44,300 --> 00:19:45,367
- Yeah.
- [Judge Levy] Right?

457
00:19:45,433 --> 00:19:46,934
This was a little fender bender.

458
00:19:47,000 --> 00:19:48,567
- You were lucky.
- Yes, sir.

459
00:19:48,633 --> 00:19:50,033
[Judge Levy] Likewise, Ms. Tibbals,

460
00:19:50,100 --> 00:19:53,033
if you're running for any food service
or anything like that,

461
00:19:53,100 --> 00:19:55,900
you gotta have independent insurance
so that this doesn't happen.

462
00:19:55,967 --> 00:19:57,000
Because if you had that,

463
00:19:57,066 --> 00:20:00,066
you'd have all of your money
in your pocket for those damages.

464
00:20:00,900 --> 00:20:03,667
We are unanimous in that we believe,
Ms. Tibbals,

465
00:20:03,734 --> 00:20:05,633
that you've made out your case.

466
00:20:05,700 --> 00:20:09,500
But we took into consideration
insurance issues,

467
00:20:09,567 --> 00:20:13,100
we took into consideration photographs,
damage.

468
00:20:13,166 --> 00:20:16,033
We also have, perhaps most importantly,

469
00:20:16,100 --> 00:20:20,100
that you cut through that parking lot
as a thoroughfare

470
00:20:20,166 --> 00:20:21,467
and you're not allowed to do that.

471
00:20:21,533 --> 00:20:23,567
It's a vehicle and traffic violation.

472
00:20:23,633 --> 00:20:26,667
People who do that--
typically you're in a rush.

473
00:20:26,734 --> 00:20:28,300
And if you're in a rush,

474
00:20:28,367 --> 00:20:30,233
you're more likely
to get into an accident.

475
00:20:30,300 --> 00:20:31,433
- You follow?
- Yes, sir.

476
00:20:31,500 --> 00:20:33,834
So with all those things
taken into consideration

477
00:20:33,900 --> 00:20:37,934
and apportioning liability between
the two of you, we believe, all of us,

478
00:20:38,000 --> 00:20:42,333
that you should receive $3,000
from the defendant.

479
00:20:42,400 --> 00:20:44,166
He paid you 200.

480
00:20:44,233 --> 00:20:47,700
That leaves $2,800
that the defendant owes to you

481
00:20:47,767 --> 00:20:50,233
for the damages he caused to your vehicle.

482
00:20:50,300 --> 00:20:52,834
We thank you both for coming.
That's the decision of the court.

483
00:20:52,900 --> 00:20:54,033
- [gavel bangs]
- Thank you.

484
00:20:54,100 --> 00:20:55,900
- [Isaiah] Thank you.
- This case has concluded.

485
00:20:56,000 --> 00:20:57,633
All parties are dismissed.

486
00:20:57,700 --> 00:20:59,367
[theme music plays]

487
00:20:59,433 --> 00:21:01,467
I know it's fair. I made a mistake.

488
00:21:01,533 --> 00:21:06,066
I did feel bad for him, but either way,
I'm owed what I'm owed.

489
00:21:06,133 --> 00:21:08,433
- Accidents happen.
- Yes, accidents happen.

490
00:21:08,500 --> 00:21:09,967
Be careful. Have insurance.

491
00:21:10,033 --> 00:21:13,100
I got a better job, a better paying job.

492
00:21:13,166 --> 00:21:15,667
So I'm gonna make sure
I can do everything now.

493
00:21:15,734 --> 00:21:18,100
[announcer]
Did someone break an agreement?

494
00:21:18,166 --> 00:21:21,433
Let Tribunal Justice decide your case.

495
00:21:21,500 --> 00:21:24,000
Find us on social media.

496
00:21:25,100 --> 00:21:28,400
["Ride of the Valkyries" plays]