1 00:00:00,367 --> 00:00:02,200 - She repossessed the car. - Uh-hmm. 2 00:00:02,266 --> 00:00:04,033 She started yelling at me and telling me, 3 00:00:04,100 --> 00:00:06,333 "I don't wanna do this to you because we're friends." 4 00:00:06,400 --> 00:00:09,467 Um she was just very awful to me. 5 00:00:09,533 --> 00:00:13,233 You drove her car for six months and you made no payments, as agreed. 6 00:00:13,300 --> 00:00:14,800 Uh-huh. 7 00:00:14,867 --> 00:00:16,767 Were you not understanding me 8 00:00:16,834 --> 00:00:19,467 or were you just pretending not to understand me? 9 00:00:19,533 --> 00:00:22,133 [announcer] This is Judy Justice. 10 00:00:22,200 --> 00:00:25,200 [theme music playing] 11 00:00:39,567 --> 00:00:44,200 [announcer] Mia Magdaleno is suing her former friend, Blanca Rodriguez, 12 00:00:44,266 --> 00:00:46,867 for car payments after she repossessed 13 00:00:46,934 --> 00:00:48,667 the car Mia was driving. 14 00:00:48,734 --> 00:00:50,633 [Kevin] Court come to order. All rise. 15 00:00:50,700 --> 00:00:52,033 Be seated, please. 16 00:00:53,700 --> 00:00:55,767 Hello, Judge. Case number 1048, 17 00:00:55,834 --> 00:00:57,333 Magdaleno versus Rodriguez. 18 00:00:57,400 --> 00:00:58,934 - Thank you. - Yes, ma'am. 19 00:00:59,734 --> 00:01:02,767 Miss Magdaleno, how do you know the defendant? 20 00:01:02,834 --> 00:01:05,934 Um, we became friends around my birthday last year. 21 00:01:06,000 --> 00:01:08,433 - [Judge Judy] How? - Um, through her business. 22 00:01:08,500 --> 00:01:10,533 She did my hair keratin treatment. 23 00:01:10,600 --> 00:01:11,934 [Judge Judy] So she's a hairdresser? 24 00:01:12,000 --> 00:01:14,900 Um, that's what she told me. Yes. 25 00:01:14,967 --> 00:01:17,867 - Did you go to a store, shop? - A shop. Yes. 26 00:01:17,934 --> 00:01:19,834 [Judge Judy] In what month was that? Do you remember? 27 00:01:19,900 --> 00:01:21,567 - [Mia] September. - [Judge Judy] Of 2020? 28 00:01:21,633 --> 00:01:23,133 - Yes. - [Judge Judy] And there came a time 29 00:01:23,200 --> 00:01:26,834 subsequently that you made an arrangement with her 30 00:01:26,900 --> 00:01:30,400 to take over the payments on a car that she owned? 31 00:01:30,467 --> 00:01:32,300 - Correct. - With a view towards 32 00:01:32,366 --> 00:01:34,366 once the car was paid off, it would be yours? 33 00:01:34,467 --> 00:01:35,366 Yes. 34 00:01:35,433 --> 00:01:36,366 [Judge Judy] That was the arrangement? 35 00:01:36,433 --> 00:01:37,333 Yes. 36 00:01:37,400 --> 00:01:38,400 [Judge Judy] What kind of car was it? 37 00:01:38,500 --> 00:01:41,667 A 2018 Hyundai Elantra, I believe. 38 00:01:41,734 --> 00:01:44,834 - You believe or you know? - Yes, it's a 2018. 39 00:01:44,900 --> 00:01:46,233 And what was the car note? 40 00:01:46,300 --> 00:01:50,433 [Mia] Um, I believe there was 15,000 left on the vehicle, roughly. 41 00:01:50,500 --> 00:01:51,866 [Judge Judy] And what were the monthly payments? 42 00:01:51,934 --> 00:01:54,800 Um, $412 for the car 43 00:01:54,866 --> 00:01:58,200 and then $112 for the insurance. 44 00:01:58,265 --> 00:02:00,233 Is this the first car that you owned? 45 00:02:00,300 --> 00:02:02,367 No, this isn't my first vehicle. 46 00:02:02,433 --> 00:02:04,433 What happened with your last vehicles? 47 00:02:04,500 --> 00:02:07,834 Um, it was in the shop and then we, um, made an agreement 48 00:02:07,900 --> 00:02:10,199 to go ahead and, um, 49 00:02:10,265 --> 00:02:12,266 I take over the car payment because... 50 00:02:12,333 --> 00:02:14,433 No, no. What happened to your last car? 51 00:02:14,500 --> 00:02:16,133 [Mia] Oh, it was just in the shop. 52 00:02:16,200 --> 00:02:18,900 Um, there was just a few mechanical issues going on with it. 53 00:02:18,966 --> 00:02:20,333 So what did you do with it? 54 00:02:20,400 --> 00:02:22,333 [Mia] Um, well, she wanted to trade it but I... 55 00:02:22,400 --> 00:02:24,367 - [Judge Judy] No, no, no, no. - Oh, um, I just sold it. 56 00:02:24,433 --> 00:02:27,166 - I ended up selling it. - You ended up selling it when? 57 00:02:27,233 --> 00:02:29,466 In November, roughly. 58 00:02:29,533 --> 00:02:31,533 - Of what year? - 2020. 59 00:02:31,600 --> 00:02:32,567 [Judge Judy] Who did you sell it to? 60 00:02:32,633 --> 00:02:33,567 [Mia] My neighbor. 61 00:02:33,633 --> 00:02:35,233 [Judge Judy] What did you sell it for? 62 00:02:35,300 --> 00:02:36,867 I think like $1,000. 63 00:02:37,133 --> 00:02:40,633 - What kind of car was it? - Um, it was an Audi, an older Audi. 64 00:02:40,700 --> 00:02:42,734 [Judge Judy] Okay. So you wanted a new car. 65 00:02:42,800 --> 00:02:45,834 And I assume that you made inquiries 66 00:02:45,900 --> 00:02:47,900 - about buying a new car. - [Mia] Well... 67 00:02:47,966 --> 00:02:51,966 Is there any reason why you didn't buy a car from a dealer? 68 00:02:52,033 --> 00:02:55,400 [Mia] Well, Blanca actually purchased a new vehicle of a Palisades 69 00:02:55,466 --> 00:02:57,567 so she had this vehicle extra. 70 00:02:57,633 --> 00:03:00,667 So I was willing to go ahead and just do her a favor 71 00:03:00,734 --> 00:03:02,166 while she was doing me a favor. 72 00:03:02,233 --> 00:03:03,600 Well, why was she doing you a favor? 73 00:03:03,667 --> 00:03:05,867 I mean, did you have sufficient credit to... 74 00:03:05,934 --> 00:03:06,934 Yes. 75 00:03:07,000 --> 00:03:08,934 - [Judge Judy] ...get a car? - I do. Yes. 76 00:03:09,000 --> 00:03:10,767 Did you think that this was a good deal? 77 00:03:10,834 --> 00:03:13,000 I did believe I was helping a friend out. And she... 78 00:03:13,066 --> 00:03:16,367 [Judge Judy] No, no, no. I don't believe that. (chuckles) Actually. 79 00:03:16,433 --> 00:03:19,200 [Mia] Um, um well, I did believe it was, you know, fair. 80 00:03:19,266 --> 00:03:21,133 It was, you know, a car that wasn't gonna have 81 00:03:21,200 --> 00:03:23,433 any mechanical issues being relatively new. 82 00:03:23,500 --> 00:03:24,700 How many miles did it have on it? 83 00:03:24,767 --> 00:03:26,133 [Mia] I don't know the exact number. 84 00:03:26,200 --> 00:03:27,934 [Judge Judy] Sarah, just d-do me a favor, please. 85 00:03:28,000 --> 00:03:29,266 Would you look up 86 00:03:29,333 --> 00:03:32,966 a 2018 Hyundai Elantra? 87 00:03:33,033 --> 00:03:34,233 New... 88 00:03:34,300 --> 00:03:36,166 - or [indistinct] mileage. - What it was 89 00:03:36,233 --> 00:03:37,500 and she bought it in 2020. 90 00:03:37,567 --> 00:03:39,466 So she bought it. It was two years old. 91 00:03:39,533 --> 00:03:40,600 - [Sarah] Okay. - [Judge Judy] Okay. 92 00:03:40,667 --> 00:03:42,767 So what I got--this is your complaint, 93 00:03:42,834 --> 00:03:44,066 that according to you, 94 00:03:44,133 --> 00:03:47,133 you made your payments on a regular basis to her. 95 00:03:47,200 --> 00:03:50,800 But one month you were late in paying the insurance. 96 00:03:50,867 --> 00:03:52,667 - [Mia] Correct. - And she repossessed the car. 97 00:03:52,734 --> 00:03:54,700 She asked for it back while I was at work. 98 00:03:54,767 --> 00:03:56,533 And I had no other option. I'm a caregiver. 99 00:03:56,600 --> 00:03:58,900 So my job is very demanding. And... 100 00:03:58,966 --> 00:04:02,633 [Judge Judy] S-so you gave her back the car or she took back the car. 101 00:04:02,700 --> 00:04:04,000 She demanded the car back. Yes. 102 00:04:04,066 --> 00:04:05,700 She demanded the car back because you didn't pay 103 00:04:05,767 --> 00:04:07,166 the insurance on time. 104 00:04:07,233 --> 00:04:10,033 Well, I was only a day and a half late. But yes. And I told her-- 105 00:04:10,100 --> 00:04:12,734 and I kept communication with her that I would be paying the vehicle 106 00:04:12,800 --> 00:04:14,266 as soon as I got off work. 107 00:04:14,333 --> 00:04:16,466 And I made that connection very clear, 108 00:04:16,533 --> 00:04:19,800 um, to which she started yelling at me and telling me, you know-- 109 00:04:19,867 --> 00:04:22,200 because I was at work. I told her I'm what work. 110 00:04:22,266 --> 00:04:25,367 What day of the month was the insurance due? 111 00:04:25,433 --> 00:04:29,000 It was due, I believe on the 12th. I believe... 112 00:04:29,066 --> 00:04:31,800 [Judge Judy] And what date was the insurance payment due? 113 00:04:31,867 --> 00:04:33,567 It was due on the 12th, Your Honor. 114 00:04:33,633 --> 00:04:36,100 And this was on the 14th. 115 00:04:36,166 --> 00:04:38,767 And, um, I don't understand how she's saying 116 00:04:38,834 --> 00:04:40,867 that I was yelling at her when we were texting. 117 00:04:40,933 --> 00:04:43,133 She said, "Are you yelling at me in your thoughts?" 118 00:04:43,200 --> 00:04:44,700 She was the one who told me that. 119 00:04:44,767 --> 00:04:46,367 - I have a proof here. - So, we were texting. 120 00:04:46,433 --> 00:04:47,300 [Judge Judy] Just a second. Just a second. 121 00:04:47,367 --> 00:04:48,300 How could I be yelling? 122 00:04:48,367 --> 00:04:50,233 I'm gonna take a look at the texts back and forth. 123 00:04:50,300 --> 00:04:52,800 - [Mia] Okay. I have this... - Just a second. 124 00:04:52,867 --> 00:04:55,900 Based upon a 20,000, uh, mileage, 125 00:04:55,967 --> 00:04:58,433 it's between 14 and 15,000 for a 2018. 126 00:04:58,500 --> 00:05:00,300 [Judge Judy] Great. Thank you. 127 00:05:00,367 --> 00:05:02,433 I'd like to see the texts, Kevin. 128 00:05:12,233 --> 00:05:14,734 - Where was the next message? - Um... 129 00:05:14,800 --> 00:05:16,433 [Judge Judy] I'd like to see the next message. 130 00:05:16,500 --> 00:05:17,633 - I... [Judge Judy] She said, 131 00:05:17,700 --> 00:05:21,567 who is "Erik told me if you can make payments for the $1,000 too." 132 00:05:21,633 --> 00:05:22,800 What is that about? 133 00:05:22,867 --> 00:05:24,867 So she did want $1,000 starting for the-- 134 00:05:24,934 --> 00:05:27,767 for the vehicle, um, which she was allowed-- 135 00:05:27,834 --> 00:05:30,066 she was willing to do in payments. 136 00:05:30,133 --> 00:05:32,266 - So the next just message... - [Judge Judy] Just--just a second. 137 00:05:32,332 --> 00:05:33,900 In what month was this? 138 00:05:33,967 --> 00:05:36,533 [Mia] I believe that was...um 139 00:05:37,133 --> 00:05:40,433 Just a second. So it wasn't just insurance. 140 00:05:40,500 --> 00:05:43,800 Were you overdue in your down payment as well? 141 00:05:43,867 --> 00:05:46,500 Oh, she was willing to make, uh, payments worth, uh... 142 00:05:46,567 --> 00:05:48,400 [Judge Judy] Just a second. I'm asking you. 143 00:05:48,467 --> 00:05:50,233 Were you overdue in the down payment? 144 00:05:50,300 --> 00:05:52,200 - I believe so. Yes. - [Judge Judy] "The down payment-- 145 00:05:52,266 --> 00:05:55,600 Erik told me if you can make payments for the $1,000 too." 146 00:05:55,667 --> 00:05:56,633 [Mia] Uh-hmm. 147 00:05:56,700 --> 00:05:58,400 What is the $1,000 for so that I understand... 148 00:05:58,467 --> 00:06:01,433 He asked for $1,000 down 149 00:06:01,500 --> 00:06:02,967 - to cover... - [Judge Judy] Who did? 150 00:06:03,033 --> 00:06:06,166 Me and my husband, but she never made any payments on it. 151 00:06:06,233 --> 00:06:07,900 Okay. Do you have a written contract? 152 00:06:07,967 --> 00:06:09,767 No. It was all verbal. 153 00:06:09,834 --> 00:06:12,300 So she didn't make the $1,000 down? 154 00:06:12,367 --> 00:06:13,934 No, she never did. 155 00:06:14,000 --> 00:06:16,900 [Judge Judy] Okay. And she got the car in what month? 156 00:06:16,967 --> 00:06:20,633 In...I believe it was in November. 157 00:06:20,700 --> 00:06:22,734 Well, that's when she sold the other car. 158 00:06:22,800 --> 00:06:25,600 And in what month did you take the car back? That was in May? 159 00:06:25,667 --> 00:06:27,500 No, I didn't take it back, Your Honor. 160 00:06:27,567 --> 00:06:29,533 She went and left it in Bloomington, California. 161 00:06:29,600 --> 00:06:31,900 [Judge Judy] Oh, just a second. What month? 162 00:06:31,967 --> 00:06:33,834 - May. - [Judge Judy] That's what I said. 163 00:06:35,734 --> 00:06:37,433 Did you give her the keys to the car back immediately? 164 00:06:37,500 --> 00:06:38,867 As soon as I could without having the car. 165 00:06:38,933 --> 00:06:40,266 [Judge Judy] Not as soon as I could. 166 00:06:40,332 --> 00:06:42,633 The keys are in your house. You put them in an envelope to send them. 167 00:06:42,700 --> 00:06:43,700 Yeah. Well, I... 168 00:06:43,767 --> 00:06:44,734 [Judge Judy] That doesn't take a month. 169 00:06:44,800 --> 00:06:46,867 We don't use Pony Express anymore. 170 00:06:51,200 --> 00:06:54,734 [theme music playing] 171 00:06:57,734 --> 00:07:01,667 [announcer] Mia Magdaleno says former friend, Blanca Rodriguez, 172 00:07:01,734 --> 00:07:05,266 wrongfully repossessed the car Mia was paying for. 173 00:07:05,333 --> 00:07:07,967 Blanca is countersuing for vehicle damages, 174 00:07:08,033 --> 00:07:11,333 excess mileage, and filing a false restraining order. 175 00:07:11,400 --> 00:07:13,533 [Judge Judy] Okay. So this is my question to you. 176 00:07:13,600 --> 00:07:18,166 Between November of 2020 and May 2021, 177 00:07:18,233 --> 00:07:22,433 you hadn't made any payments on this down payment of $1,000. 178 00:07:22,500 --> 00:07:25,133 Correct. I didn't make any payments because she was-- 179 00:07:25,200 --> 00:07:27,834 she was being told by her husband what to do, 180 00:07:27,900 --> 00:07:29,633 but the car was in her name. 181 00:07:29,700 --> 00:07:32,066 And so she said, "I don't wanna do this to you that... 182 00:07:32,133 --> 00:07:33,867 because we're friends, being that we're friends. 183 00:07:33,933 --> 00:07:37,332 So I would just give you the vehicle but my husband wants $1,000 for it." 184 00:07:37,400 --> 00:07:38,800 Just a second. 185 00:07:38,867 --> 00:07:40,166 But that was your agreement 186 00:07:40,233 --> 00:07:42,500 that you would pay $1,000 down. 187 00:07:42,567 --> 00:07:43,533 Uh-huh. 188 00:07:43,600 --> 00:07:46,834 [Judge Judy] And you didn't pay any part of the $1,000 down? 189 00:07:46,900 --> 00:07:48,367 - Yes. - [Judge Judy] Okay. 190 00:07:48,433 --> 00:07:50,667 And you drove the car on November, December, January, 191 00:07:50,734 --> 00:07:52,933 February, March, April into part of May. 192 00:07:53,000 --> 00:07:54,233 So you drove the car for six months, 193 00:07:54,300 --> 00:07:55,700 - right? - Y-yes. 194 00:07:55,767 --> 00:07:57,600 [Judge Judy] It's a relatively new car. 195 00:07:57,667 --> 00:08:00,667 And the payment for the insurance is due on the 12th. 196 00:08:00,734 --> 00:08:03,400 Did you try to get your own insurance on the car? 197 00:08:03,467 --> 00:08:06,600 Yeah, she did end up canceling the insurance that same day. 198 00:08:06,667 --> 00:08:07,900 - [Judge Judy] Just a second. - Go ahead. 199 00:08:07,967 --> 00:08:09,000 My question is, 200 00:08:09,066 --> 00:08:12,667 did you try to get insurance on the car 201 00:08:12,734 --> 00:08:13,934 in your own name? 202 00:08:14,000 --> 00:08:16,400 Um, no, because she offered to go ahead and get in her... 203 00:08:16,467 --> 00:08:18,367 So is what you're telling me 204 00:08:18,433 --> 00:08:20,900 that you never tried to get insurance 205 00:08:20,967 --> 00:08:22,900 in your own name and it was too expensive? 206 00:08:22,967 --> 00:08:25,066 No, it wasn't too expensive. 207 00:08:25,133 --> 00:08:27,567 Um, I just never tried to get insurance. 208 00:08:27,633 --> 00:08:29,667 - Because it was--it's not... - That's not what she told me. 209 00:08:29,734 --> 00:08:32,332 She said she had to pay 400 a month. 210 00:08:32,400 --> 00:08:35,066 How much did you pay on your old car for insurance? 211 00:08:35,133 --> 00:08:36,734 $112. 212 00:08:36,799 --> 00:08:38,767 [Judge Judy] You mean the exact same amount of money 213 00:08:38,834 --> 00:08:41,165 that you paid for insurance on this car? 214 00:08:41,232 --> 00:08:42,700 - That doesn't sound right. - [indistinct] 215 00:08:42,767 --> 00:08:44,934 Miss Magdalena, were you not understanding me 216 00:08:45,000 --> 00:08:47,266 or were you just pretending not to understand me? 217 00:08:47,333 --> 00:08:49,533 - For my Audi? - [Judge Judy] For your Audi. 218 00:08:49,600 --> 00:08:51,934 How much did you pay for insurance a month? 219 00:08:52,000 --> 00:08:53,734 [Mia] Roughly--I mean, I don't remember the exact number. 220 00:08:53,800 --> 00:08:55,433 Then you say I don't remember. 221 00:08:55,500 --> 00:08:56,367 Under... 222 00:08:56,433 --> 00:08:59,767 [Judge Judy] Now you drove this relatively new car for six months. 223 00:08:59,834 --> 00:09:01,333 Then she took it back. 224 00:09:01,400 --> 00:09:04,066 So it's just the car I'm dealing with, not the insurance, 225 00:09:04,133 --> 00:09:05,900 insurance you have to have. 226 00:09:05,967 --> 00:09:07,333 You drove it, you have to pay for it. 227 00:09:07,400 --> 00:09:09,700 How much do you think it would have cost you 228 00:09:09,767 --> 00:09:12,100 to rent a car a month? 229 00:09:12,166 --> 00:09:13,834 A relatively new car? 230 00:09:13,900 --> 00:09:16,967 Uh-hmm. Like roughly 500, roughly. 231 00:09:17,033 --> 00:09:18,300 - A month? - [Mia] Uh-huh. 232 00:09:18,367 --> 00:09:20,133 So this was a bargain. 233 00:09:20,200 --> 00:09:23,400 So my question is, I mean, you have to be reasonable. 234 00:09:23,467 --> 00:09:25,200 You drove a car for six months. 235 00:09:25,266 --> 00:09:28,333 If you had to lease a car, it would cost you, you said $500, 236 00:09:28,400 --> 00:09:30,700 but it will cost you at least $400 a month. 237 00:09:30,767 --> 00:09:32,200 So what do you want back? 238 00:09:32,266 --> 00:09:34,800 She asked for the car back because of two things. 239 00:09:34,867 --> 00:09:37,066 You didn't pay the insurance on time 240 00:09:37,133 --> 00:09:40,033 and you made no payments as agreed 241 00:09:40,100 --> 00:09:42,433 on the $1,000 down payment. 242 00:09:42,500 --> 00:09:45,734 Well, just overall while the contract was in place, 243 00:09:45,800 --> 00:09:48,165 um, she was just very awful to me saying horrible words 244 00:09:48,233 --> 00:09:52,066 and then even after she received the vehicle back, 245 00:09:52,133 --> 00:09:53,967 her and her daughter started to harass me 246 00:09:54,033 --> 00:09:55,834 which we had to go ahead 247 00:09:55,900 --> 00:09:57,734 and take legal matters for that 248 00:09:57,800 --> 00:10:00,667 and they dropped it, um, without prejudice. 249 00:10:00,734 --> 00:10:03,300 But she pretty much just, um, 250 00:10:03,367 --> 00:10:05,533 would tell me certain things like, you know, 251 00:10:05,600 --> 00:10:07,133 like, her daughter was making fun of me saying you... 252 00:10:07,200 --> 00:10:09,400 [Judge Judy] Don't tell me what her daughter did. 253 00:10:09,467 --> 00:10:11,667 Her daughter is not here nor is she a party. 254 00:10:11,734 --> 00:10:13,100 [Mia] So her and her, her as... 255 00:10:13,166 --> 00:10:14,300 - [Judge Judy] No. Just her. - Okay. 256 00:10:14,367 --> 00:10:16,800 So she would just go ahead and call me multiple times 257 00:10:16,867 --> 00:10:18,000 and then she would change her number... 258 00:10:18,066 --> 00:10:19,400 [Judge Judy] Just a second. Did you give-- 259 00:10:19,467 --> 00:10:21,133 did you give her the keys back? 260 00:10:21,200 --> 00:10:22,700 - Yes, I gave her... - [Judge Judy] Immediately? 261 00:10:22,767 --> 00:10:23,934 - I... - [Judge Judy] No, not yet. 262 00:10:24,000 --> 00:10:25,500 Is--that's a question. 263 00:10:25,567 --> 00:10:27,834 Did you give her the keys to the car back? 264 00:10:27,900 --> 00:10:29,033 You had two sets of keys. 265 00:10:29,100 --> 00:10:31,166 Did you give her the keys to the car back immediately? 266 00:10:31,233 --> 00:10:33,133 I've read her answer. 267 00:10:33,200 --> 00:10:34,367 - I did... - [Judge Judy] The answer is no. 268 00:10:34,433 --> 00:10:35,767 As soon as I could without having a car. 269 00:10:35,834 --> 00:10:37,467 [Judge Judy] Not as soon as I could. 270 00:10:37,600 --> 00:10:39,967 How much after you gave her back the car? 271 00:10:40,033 --> 00:10:43,767 You gave her back the car in May, what date in May? 272 00:10:43,834 --> 00:10:46,100 - I don't know the exact date. - [Blanca] May 13th. 273 00:10:46,165 --> 00:10:49,834 [Judge Judy] May 13th. On what day did she get the keys back? 274 00:10:49,900 --> 00:10:51,934 June 28th. I received them in the mail. 275 00:10:52,000 --> 00:10:54,033 [Judge Judy] What does that mean as soon as you can? 276 00:10:54,100 --> 00:10:56,165 Well, 'cause I did not have a vehicle at the time. 277 00:10:56,233 --> 00:10:59,467 So people were driving me around, I had to Uber everywhere. 278 00:10:59,533 --> 00:11:01,467 And I did message her as well 279 00:11:01,533 --> 00:11:02,367 saying that I would give it back to her... 280 00:11:02,433 --> 00:11:03,300 The keys are in your house, 281 00:11:03,367 --> 00:11:04,900 you put them in an envelope, you send them. 282 00:11:04,967 --> 00:11:06,834 - Yeah. Well, I... - That doesn't take a month. 283 00:11:06,900 --> 00:11:09,166 We don't use Pony Express anymore. 284 00:11:10,166 --> 00:11:11,567 Did you get another car? 285 00:11:11,633 --> 00:11:14,300 We're now talking about several months later. 286 00:11:14,367 --> 00:11:16,367 - Did you buy a new car? - Yes. 287 00:11:16,433 --> 00:11:18,166 Yes. What kind of car did you buy? 288 00:11:18,233 --> 00:11:20,266 Well, I actually went to a dealership 289 00:11:20,333 --> 00:11:24,700 and got a 2021 Nissan Altima. 290 00:11:24,767 --> 00:11:27,533 Yeah. And how much do you pay a month for that on the note? 291 00:11:27,600 --> 00:11:30,200 - Roughly 400. - [Judge Judy] Not roughly. 292 00:11:30,266 --> 00:11:33,000 You know exactly how much you pay for it a month. 293 00:11:33,066 --> 00:11:34,900 $485.92. 294 00:11:34,967 --> 00:11:38,133 - That's closer to $500. - It is a 2021. 295 00:11:38,200 --> 00:11:40,667 - But that's closer to $500 a month. - [Mia] Uh-huh. Yeah. 296 00:11:40,734 --> 00:11:41,700 [Judge Judy] And you pay insurance... 297 00:11:41,767 --> 00:11:42,633 - Correct. 298 00:11:42,734 --> 00:11:44,133 - [Judge Judy] ...in addition? - Yes. 299 00:11:44,200 --> 00:11:46,400 - [Judge Judy] To what company? - Allstate. 300 00:11:46,467 --> 00:11:48,800 [Judge Judy] And how much is your insurance on this car? 301 00:11:48,867 --> 00:11:53,467 [Mia] $150.64. 302 00:11:53,533 --> 00:11:57,033 - Do you have any other cars? - No, not currently. 303 00:11:57,100 --> 00:12:01,300 [Judge Judy] So all in all, you pay 650 bucks a month for your car 304 00:12:01,367 --> 00:12:04,166 - that you're driving now. - Roughly. 305 00:12:04,233 --> 00:12:08,133 Roughly. And you paid $500 a month 306 00:12:08,200 --> 00:12:09,967 - when you drove her car? - Correct? 307 00:12:10,033 --> 00:12:13,233 [Judge Judy] And you put down how much on the new car? 308 00:12:13,300 --> 00:12:15,800 Um, I put down like 2 grand. 309 00:12:15,867 --> 00:12:17,900 - $2,000? - Uh-huh. 310 00:12:17,967 --> 00:12:20,367 Where did you get the $2,000 from? 311 00:12:20,433 --> 00:12:21,900 - From work. - [Judge Judy] From work. 312 00:12:21,967 --> 00:12:26,300 So that you had the $1,000 to give her as the down payment, 313 00:12:26,367 --> 00:12:28,200 - you just didn't give it to her. - No. 314 00:12:28,266 --> 00:12:29,867 As soon as she took the vehicle back, 315 00:12:29,934 --> 00:12:33,133 I just was able to save money from not having to pay for the vehicle. 316 00:12:33,200 --> 00:12:35,165 - Your Honor, and she also crashed... - [Judge Judy] Just a second. 317 00:12:35,233 --> 00:12:38,333 On what month and day did you buy the new car? 318 00:12:38,400 --> 00:12:42,500 [Mia] July roughly. At the end of the month around the 28th. 319 00:12:42,567 --> 00:12:45,500 Well, that means that you just saved two months. 320 00:12:45,567 --> 00:12:47,367 - That's $800. - Yeah. 321 00:12:47,433 --> 00:12:51,100 And then I also, um, I'm certified to do like, 322 00:12:51,165 --> 00:12:54,867 you know, like hair and I was just working really hard to try to come up 323 00:12:54,934 --> 00:12:59,433 with money to go ahead and get the payment together. 324 00:12:59,500 --> 00:13:03,834 But you didn't work real hard to give her the $1,000 325 00:13:03,900 --> 00:13:05,934 over six months that you owed her? 326 00:13:06,000 --> 00:13:07,867 - Uh-hmm. - Uh-huh. Right. 327 00:13:07,934 --> 00:13:10,834 She doesn't owe you any money. You drove the car for six months. 328 00:13:10,900 --> 00:13:13,800 I believe you rented it for six months. You have a counterclaim? 329 00:13:13,867 --> 00:13:15,367 - Yes. - [Judge Judy] There came a time 330 00:13:15,433 --> 00:13:18,834 when your car needed some repair and she gave you a loaner? 331 00:13:18,900 --> 00:13:20,967 Um, it was another vehicle of hers. So yes. 332 00:13:21,033 --> 00:13:22,800 - [Judge Judy] It was a loaner. - Uh-huh. 333 00:13:22,867 --> 00:13:24,200 Yeah. It was a loaner. 334 00:13:24,266 --> 00:13:25,600 Did you have an accident in the loaner? 335 00:13:25,667 --> 00:13:28,400 - No, I did not. - [Blanca] Yes, she did, Your Honor. 336 00:13:28,467 --> 00:13:30,400 I have pictures here and I have the texts that she... 337 00:13:30,467 --> 00:13:32,667 She also allows a lot of others to drive the vehicle. 338 00:13:32,734 --> 00:13:34,467 - [Judge Judy] Just a second. Just... - Okay. 339 00:13:34,533 --> 00:13:35,767 [Blanca] Where she says, um, 340 00:13:35,834 --> 00:13:38,567 "I never crashed it but I could have happened to pull, 341 00:13:38,633 --> 00:13:42,133 um, out of my parking spot, there's a huge pole right next to it." 342 00:13:42,200 --> 00:13:43,767 - And here it is. - May I see it, please? 343 00:13:47,700 --> 00:13:49,900 [Blanca] And those are the pictures as well. 344 00:13:49,967 --> 00:13:52,500 - And she also crashed the Elantra. - Shh. 345 00:13:55,100 --> 00:13:58,567 You had no agreement with her with regarding mileage. 346 00:13:58,633 --> 00:14:00,900 [Blanca] But, um, also, um, time loss from going 347 00:14:00,967 --> 00:14:03,533 to pick up the vehicle when she left it off in the [indistinct] 348 00:14:03,600 --> 00:14:05,066 - She offered to pick up the vehicle. - [Judge Judy] Just a second. 349 00:14:05,133 --> 00:14:07,033 Just a second. I don't care. 350 00:14:12,934 --> 00:14:15,934 [theme music playing] 351 00:14:19,000 --> 00:14:23,400 [announcer] Mia Magdaleno has accused former friend Blanca 352 00:14:23,467 --> 00:14:26,400 Rodriguez of repossessing the car Mia was paying for. 353 00:14:26,467 --> 00:14:30,066 Blanca says Mia was late making insurance payments on the car. 354 00:14:30,133 --> 00:14:32,266 [Judge Judy] Okay. Did you have an accident in the loaner? 355 00:14:32,333 --> 00:14:35,033 - No, I did not. - Yes, she did, Your Honor. 356 00:14:35,100 --> 00:14:36,467 I have pictures here and I have the texts that she... 357 00:14:36,533 --> 00:14:38,967 She also allows a lot of others to drive the vehicle. 358 00:14:39,033 --> 00:14:40,533 [Judge Judy] Just a second. Uh, that's... 359 00:14:40,600 --> 00:14:41,567 - Okay. - It was... 360 00:14:41,633 --> 00:14:42,900 Where she says, um, 361 00:14:42,967 --> 00:14:45,266 "I never crashed it but I could have happened to pull it, 362 00:14:45,333 --> 00:14:48,700 um, out of my parking spot. There's a huge pole right next to it." 363 00:14:48,767 --> 00:14:50,367 - And here it is. - [Judge Judy] May I see it, please? 364 00:14:54,300 --> 00:14:56,333 [Blanca] And those are the pictures as well. 365 00:14:57,165 --> 00:14:59,767 - And she also crashed the Elantra. - Shh. 366 00:14:59,834 --> 00:15:01,133 - I'll get to that. - [Mia] What is the number? 367 00:15:01,200 --> 00:15:02,200 That's a counterclaim. 368 00:15:02,266 --> 00:15:04,867 'Cause I don't remember sending those messages. 369 00:15:10,900 --> 00:15:13,300 [Judge Judy] Okay. But she actually doesn't flat out 370 00:15:13,367 --> 00:15:17,500 acknowledge that she scraped the car next to a pole, 371 00:15:17,567 --> 00:15:19,266 which is what this looks like. 372 00:15:19,333 --> 00:15:22,200 But she says it coulda happened when I was pulling 373 00:15:22,266 --> 00:15:23,734 in and out of my parking space. 374 00:15:23,800 --> 00:15:25,667 In any event, your insurance covered that? 375 00:15:25,734 --> 00:15:27,233 - Yes. - [Judge Judy] Yes. Okay. 376 00:15:27,300 --> 00:15:31,200 And then tell me about the-- 'cause this is her counterclaim. 377 00:15:31,266 --> 00:15:35,100 She says that you also had an accident with the Elantra? 378 00:15:35,165 --> 00:15:37,333 That's correct. Yes. So there was an accident 379 00:15:37,400 --> 00:15:40,767 but the person did hit me and I have a police report 380 00:15:40,834 --> 00:15:43,567 proving that it was and the insurance did cover that. 381 00:15:43,633 --> 00:15:45,734 And there was no money paid out of pocket for her. So it was 382 00:15:45,800 --> 00:15:48,633 - like it never happened to her. - [Judge Judy] Right. 383 00:15:48,700 --> 00:15:51,133 It, it stays in the history. The vehicle history report. 384 00:15:51,200 --> 00:15:53,000 - But the claim is... - [Judge Judy] Just a second. Miss 385 00:15:53,066 --> 00:15:57,367 Rodriguez, if the police report says that the accident is not her fault, 386 00:15:57,433 --> 00:15:59,400 and your insurance covered it, 387 00:15:59,467 --> 00:16:02,166 which it did then you have no case against her. 388 00:16:02,233 --> 00:16:06,734 It's not her responsibility that there's an accident on the car 389 00:16:06,800 --> 00:16:08,066 unless she was at fault. 390 00:16:08,133 --> 00:16:09,500 - You understand that? - Yes. 391 00:16:09,567 --> 00:16:10,567 [Judge Judy] Okay. 392 00:16:11,266 --> 00:16:13,767 Okay. Well, if this report clearly determines 393 00:16:13,834 --> 00:16:15,934 that she was not at fault in this accident, 394 00:16:16,000 --> 00:16:18,200 that someone else was at fault. 395 00:16:18,266 --> 00:16:21,033 With regard to the third part of your counterclaim, 396 00:16:21,100 --> 00:16:24,767 your third part of the counterclaim is for excess mileage. 397 00:16:24,834 --> 00:16:26,667 Mileage, Your Honor. Um... 398 00:16:26,734 --> 00:16:28,600 [Judge Judy] You didn't have an agreement with her for mileage. 399 00:16:28,667 --> 00:16:30,734 No, I didn't. But she didn't pay the 1,000 either. 400 00:16:30,800 --> 00:16:31,967 - And then... - [Judge Judy] She didn't-- 401 00:16:32,033 --> 00:16:33,633 she didn't pay the 1,000 either. 402 00:16:33,700 --> 00:16:36,100 But you have no claim for the $1,000 deposit. 403 00:16:36,165 --> 00:16:37,767 [Blanca] Yes. She--even though she used vehicle? 404 00:16:37,834 --> 00:16:39,667 [Judge Judy] You don't. You have no-- 405 00:16:39,734 --> 00:16:41,033 - what I'm saying to you is... - Oh. 406 00:16:41,100 --> 00:16:43,567 [Judge Judy] ...your claim alleges three things, 407 00:16:43,633 --> 00:16:45,800 money owed for damages to two vehicles. 408 00:16:45,867 --> 00:16:48,100 I've already addressed that. Excess mileage, 409 00:16:48,165 --> 00:16:51,867 you had no agreement with her with regarding mileage. 410 00:16:51,934 --> 00:16:53,333 You know, if you lease a car, we usually have 411 00:16:53,400 --> 00:16:57,266 a certain number of miles a year that you can put on a car. 412 00:16:57,333 --> 00:16:59,133 But you had no agreement with her 413 00:16:59,200 --> 00:17:02,000 because it was the intention that she purchased the car. 414 00:17:02,066 --> 00:17:04,700 The final thing you have... you're questioning is the filing 415 00:17:04,767 --> 00:17:06,900 of a false restraining order. 416 00:17:06,967 --> 00:17:09,934 There's nothing here about a deposit. You understand that. 417 00:17:10,000 --> 00:17:13,333 And in actuality, she did make payments on the car. 418 00:17:13,400 --> 00:17:15,233 You now have the car back. Did you resell it? 419 00:17:15,300 --> 00:17:16,200 I still have it. 420 00:17:16,333 --> 00:17:17,433 [Judge Judy] You still have it. Okay. 421 00:17:17,532 --> 00:17:20,266 But I'm also, um, time loss, uh, 422 00:17:20,333 --> 00:17:22,367 from going to pick up the vehicle when she left it off an hour away. 423 00:17:22,433 --> 00:17:24,099 - She offered to pick up the vehicle. - [Judge Judy] Just a second. 424 00:17:24,165 --> 00:17:26,032 Just a second. I don't care. 425 00:17:27,000 --> 00:17:28,834 She filed a restraining order 426 00:17:28,900 --> 00:17:31,934 because she says that you were harassing her. 427 00:17:32,000 --> 00:17:33,967 [Blanca] And they didn't give her the restraining order, Your Honor. 428 00:17:34,033 --> 00:17:35,166 - [Judge Judy] Did you have a... - Without prejudice. 429 00:17:35,233 --> 00:17:37,300 [Judge Judy] Just a second. Did you have a trial? 430 00:17:37,367 --> 00:17:39,233 We went to court for it. 431 00:17:39,300 --> 00:17:41,000 And the judge said he was not gonna give her 432 00:17:41,066 --> 00:17:44,000 a restraining order because we never harassed her, 433 00:17:44,133 --> 00:17:45,000 - we just... - [Judge Judy] Just a second. 434 00:17:45,066 --> 00:17:47,000 - He didn't say that. - [Judge Judy] My--stop. 435 00:17:48,700 --> 00:17:50,533 Did you have a hearing, a trial? 436 00:17:50,600 --> 00:17:53,300 - Did you give evidence? - [Blanca] Well, we gave evidence. 437 00:17:53,367 --> 00:17:54,300 Yes, Your Honor. 438 00:17:54,367 --> 00:17:55,500 [Judge Judy] Well, if you give evidence, 439 00:17:55,567 --> 00:17:58,867 that's a hearing. And she testified at the hearing? 440 00:17:58,934 --> 00:18:00,767 - [Blanca] Yes. Yes. - [Judge Judy] Okay. 441 00:18:00,834 --> 00:18:03,400 So there was a hearing and then after the hearing, 442 00:18:03,467 --> 00:18:05,266 - the judge dismissed the case? - [Blanca] Yes. 443 00:18:05,333 --> 00:18:08,066 As would I have, because you wanted your keys back. (chuckles) 444 00:18:09,000 --> 00:18:12,467 It took us six weeks to get you your keys back. 445 00:18:12,533 --> 00:18:14,633 Okay. Do you have the order of dismissal? 446 00:18:14,700 --> 00:18:15,533 - [Mia] No, they said... - [Blanca] No. 447 00:18:15,600 --> 00:18:16,567 ...they were gonna mail that. 448 00:18:16,633 --> 00:18:18,166 - [Judge Judy] But you had a trial? - Correct. 449 00:18:18,233 --> 00:18:19,533 [Judge Judy] And the case was dismissed. 450 00:18:19,600 --> 00:18:22,266 In her view, she was being harassed. 451 00:18:22,333 --> 00:18:24,400 Did you have legal fees attending to that? 452 00:18:24,467 --> 00:18:26,967 - No. - [Judge Judy] Okay. All right. 453 00:18:27,033 --> 00:18:28,967 Court's ruling is your claim is dismissed. 454 00:18:29,033 --> 00:18:31,567 You drove the car make believe that you leased it for six months. 455 00:18:31,633 --> 00:18:34,133 You had the use of her vehicle for six months. 456 00:18:34,200 --> 00:18:36,300 And you don't get that money back. 457 00:18:36,367 --> 00:18:38,433 As far as your counterclaim is concerned, 458 00:18:38,500 --> 00:18:41,633 the insurance covered all the damages to both your vehicles. 459 00:18:41,700 --> 00:18:43,633 - Am I getting that correctly? - Yeah. 460 00:18:43,700 --> 00:18:45,800 Without a deductible, correct? 461 00:18:45,867 --> 00:18:47,333 [Blanca] No, there was a deductible. 462 00:18:47,433 --> 00:18:48,467 That I paid. 463 00:18:48,767 --> 00:18:50,700 - Oh, you did pay the deductible. - [Mia] Yeah. W-- 464 00:18:50,767 --> 00:18:53,800 um, they went ahead and had the other insurer, 465 00:18:53,867 --> 00:18:55,533 um, cover that as well. 466 00:18:55,600 --> 00:18:57,100 So she never paid anything out of pocket. 467 00:18:57,166 --> 00:18:58,066 [Judge Judy] Did you pay anything out of pocket? 468 00:18:58,133 --> 00:18:59,633 - No. - [Judge Judy] Okay. Very good. 469 00:18:59,700 --> 00:19:03,266 Counterclaim as well is dismissed. Thank you very much. We're finished. 470 00:19:03,333 --> 00:19:04,633 [Kevin] Court adjourned. 471 00:19:05,967 --> 00:19:09,000 I do believe that she ruled fair. 472 00:19:09,066 --> 00:19:11,133 Well, I'm happy I don't have to pay anything. 473 00:19:11,200 --> 00:19:13,700 Her and her daughter were blowing up my phone, 474 00:19:13,767 --> 00:19:17,533 calling me very harsh names, and being very disrespectful to me. 475 00:19:17,600 --> 00:19:19,600 Pretty glad that the case was dismissed. 476 00:19:19,667 --> 00:19:22,400 Very weird that someone would say they would come to your house. 477 00:19:22,467 --> 00:19:24,367 She is lying about all that. 478 00:19:24,433 --> 00:19:26,567 Definitely have a contract and get it notarized. 479 00:19:26,633 --> 00:19:29,266 I just think it's stupid because it's a waste of time 480 00:19:29,333 --> 00:19:31,166 and she knew she wasn't gonna win. 481 00:19:31,233 --> 00:19:33,266 - I did get a new car. - Never do it again. 482 00:19:34,500 --> 00:19:37,100 [Sarah] Like that plaintiff I've had my fair share of, 483 00:19:37,166 --> 00:19:41,133 uh, unlucky car troubles. You could say accidents, 484 00:19:41,200 --> 00:19:43,967 stationary objects, just unlucky. 485 00:19:44,033 --> 00:19:47,200 But in my view, just take accountability, 486 00:19:47,266 --> 00:19:49,800 responsibility, own it. 487 00:19:49,867 --> 00:19:51,500 It's usually turns out better for you that way 488 00:19:51,567 --> 00:19:53,333 than when you deny it or pass the blame. 489 00:19:53,400 --> 00:19:56,934 Yeah. Well, that's true. I mean, the best advice is, 490 00:19:57,000 --> 00:19:59,300 you don't have to have a long memory 491 00:19:59,367 --> 00:20:00,767 if you tell the truth right at the beginning. 492 00:20:00,834 --> 00:20:02,700 I think that that case also, you know, 493 00:20:02,767 --> 00:20:05,834 buttresses the fact that even if you're dealing with a friend, 494 00:20:05,900 --> 00:20:08,133 probably, especially if you're dealing with a friend 495 00:20:08,200 --> 00:20:11,433 and you make a deal that is worth thousands of dollars, 496 00:20:11,500 --> 00:20:16,033 ultimately, that you put th-that arrangement in a writing, 497 00:20:16,100 --> 00:20:19,333 in a contract so that everybody knows what the parameters are. 498 00:20:19,400 --> 00:20:21,734 And it doesn't have to be drawn up by a lawyer. 499 00:20:21,800 --> 00:20:24,333 Well I mean, if you need any help, you can certainly go on the internet, 500 00:20:24,400 --> 00:20:26,934 they, you know, they give you all kinds of forms 501 00:20:27,000 --> 00:20:28,834 that you can use and tailor 502 00:20:28,900 --> 00:20:32,734 to your own particular needs if it's a relatively simple transaction. 503 00:20:32,800 --> 00:20:35,033 But having something in writing is good for both people. 504 00:20:35,100 --> 00:20:39,767 It tells everybody what they're supposed to do, 505 00:20:39,834 --> 00:20:42,834 and what the consequences are if they don't do it. 506 00:20:42,900 --> 00:20:44,600 So best advice, 507 00:20:44,667 --> 00:20:48,900 keep it in writing and don't hit immovable objects. 508 00:20:52,066 --> 00:20:53,500 [announcer] Have you been cheated? 509 00:20:53,567 --> 00:20:55,567 Go to JudyJustice.tv 510 00:21:00,467 --> 00:21:03,467 [theme music playing]