-You were in a rush. -Yes, ma'am.
Okay, well that's an answer, but it's not a good answer.
I hurt, I was hurt.
She wasn't hurt by this accident,
and we're now driving around a vehicle with no AC, no heat.
Oh, my God, you know, I'm going to get out my violin.
[narrator] This is Judy Justice.
[theme music playing]
[narrator] Kaleigh Voss is suing fellow motorist Jordin Gladden
for damages resulting from a car accident.
[Kevin] Court come to order. All rise.
[Judy] Have a seat, please.
Judge, Case 4082, Voss v. Gladden.
-Thank you. -You're welcome.
[Judy] Now, each of you claim that the other
was responsible for an automobile accident.
-Yes, ma'am. -Yes, ma'am.
So why don't you tell me, Ms. Voss, when this accident took place.
Time, date.
Um, it took place on September 5th at 8:05 a.m.,
um, at the intersection of 31st St. and Yale Avenues in Tulsa, Oklahoma.
Tell me where you were going.
I was going to work.
I see there's a monitor up. Is that a video of the location?
Um, it's dashcam footage from the accident.
-From you? -Yes, that's my dashcam footage.
Okay, would you go over to that video and show me where you were?
-Absolutely. -And then we'll get it moving.
So... these are the two southbound lanes on Yale.
Um, I was in the left turn lane,
um, I had pulled forward just over the line when I had a green light.
So, the light turned yellow, I waited a beat and nobody was moving,
so I went into my left turn where I was hit
in the middle of an intersection.
And I was hit so hard that my car was turned 180 degrees.
[Judy] Show me where the defendant was coming from.
She was in this far lane right here.
-In the far lane. -Yes.
So there was a car coming to a stop because the light was yellow,
-and she, the defendant-- -Just a second.
There was another car right next to hers.
In front of her, that was coming to a stop.
Well, how did she get around that car to hit you?
She... [makes whooshing sound] ...went like that.
[Judy] So she was behind that black car?
No, it's, like, a silver, she-- I think she's back here.
It was a silver car.
Um, but that silver car came to the stop-- came to a stop,
um, and you can see the defendant.
-And she went around that car? -Yes.
To run the light.
-Could you step back, please? -Of course.
-And hit you? -Yes.
Okay.
All right Ms. Gladden. You want to tell me your version of what happened?
Yes, so my version is pretty much the same thing as her version
except for from her dashcam, you cannot see my light at all.
So even if the person that was--
No, no, not "even if," I don't want you to tell me "even if,
-shoulda, woulda, coulda..." -Yes.
-I'm saying that I sped up... -My question is--
...to catch the yellow light.
Did you go around a car that had stopped, is my question.
No, she had not stopped yet.
-Was she-- Did you-- Shh! -She was slowing down, yes.
If the car in front of you was slowing down to stop
because the light had turned yellow, why didn't you?
Because I was hurrying my daughter to school.
-Okay, so you were in a rush. -Yes, ma'am.
Okay, well, that's an answer, but it's not a good answer.
Now I'll see the video.
Okay, so the car was slowing down, and you sped up.
-Mm-hmm. -Well, then, it's your fault.
I have from insurance--
I have from my insurance saying it's not my fault.
I have a police report
-that says she's at fault. -Just a second.
I know what your insurance company said. Your insurance company wasn't there.
-Were the police called? -Yes.
And did they arrive at the scene of the accident?
Uh, yes, they did.
Now, you have the police report.
-May I see it, please? -[Jordin] Yes, ma'am.
[speaking indistinctly] Collision report.
Did you show this officer the dashcam video
at the time the officer wrote this report?
No, I had not submitted it probably by the time.
When did you submit it?
Uh, later that day the police officers emailed my husband a link,
um, and I uploaded it via that link.
Can I play that video one more time, please?
I got over before they slowed down.
-[Judy] Mm? -I got over before they slowed down.
Into the other lane.
No, he was slowing down, you went around him.
I know, I went around him,
but he wasn't, like, slowing down at the light yet.
-You can see in the video I just got over. -He was slowing down cause it was yellow.
He was slowing down because the light is clearly yellow.
-Yes. -Let's play it again.
[Judy] Now it's yellow.
-[Jordin] Yes. -Now he's slowing down.
And you went around him.
-Yeah-- -So it's your fault.
-And I made the yellow light. -It's your fault.
It's your fault.
Did you have the car fixed?
-It was totaled. -Did you have insurance?
-I did. -Okay.
I would like to add, I tried to file a claim against the defendant's insurance,
and they told me that she did not have.
-You didn't have insurance? -It had lapsed two days before.
So the answer is, "I didn't have insurance."
Yes, ma'am.
Okay.
And the insurance is under her partner's name.
Whatever, it's not in anybody's name if she didn't have any.
And then we got it reinstated that day.
-I have the paper that says that. -[Judy] Who cares?
I don't care, you drove without insurance.
How long were you driving without insurance?
Three days.
Then you shouldn't have been speeding up to get your daughter to school.
She wasn't hurt by this accident, and my family was.
We're now driving around a vehicle with no AC, no heat, no nothing.
-And I have a baby. -Just a second.
If your kids don't go to school, you have to go to jail for truancy too.
Oh, my God, you know, I'm going to get out my violin.
[narrator] And later today...
This was money sent to you for her taxes and gratuities.
You owe it to her.
No, that is not what they sent it to me for.
I have the cancelation policy
that states that if she cancels within 60 days,
she loses it all.
Sorry, sorry, I don't believe it.
-[woman stammers] -I don't believe it.
[theme music playing]
[narrator] Kaleigh Voss claims fellow motorist Jordin Gladden
ran a red light and struck her vehicle.
Jordin is countersuing Kaleigh for the cost of her car.
Okay, just tell me what the damages were to your car.
Uh, it was totaled, it was, like, $23,000 worth of damage.
Um, I had to come up with the deductible.
We now have to pay tag, title, and tax on a new vehicle.
Okay. What was the deductible?
Five hundred dollars.
-What make and year? -It was a 2023 Hyundai Kona.
And when did you purchase it, in 2023?
Yes, almost a year.
And you had insurance. Was there a loan on the car?
-Yes. -Okay.
So the loan covered the cost of the car?
Uh, no, not all of it. We still owe about $2,000 on the car.
-Did you have gap insurance? -Yes.
So you had gap insurance, so you don't owe anything anymore.
-The bank is totally paid off. -Uh, yes.
Okay, so as far as actual damage is concerned to this vehicle,
you were made whole by the insurance company.
I was.
So, tell me what you're suing her for $5,000 for.
Um, I am suing to recoup the cost of the deductible,
-the tag, title, and tax-- -You mean the $500?
Yes, the tag, title, and tax for my new vehicle
that I would not have had to purchase.
Um, I had to miss two full days of work,
and then four half days to go--
-Why? -Immediately after the accident
I hurt, I was hurt, um,
she hit me very hard, and my whole body was just...
You didn't act like you were hurt
-after the accident. -That's because I got out of the car
-and consoled you. -[Judy] Stop talking.
You were over there laughing with the cops,
making jokes and calling your husband.
-Yes, because... -Ms. Gladden.
Ms. Gladden.
-I just-- -Don't talk to her.
She wasn't hurt by this accident, and my family was.
We're now driving around a vehicle with no AC, no heat,
-no nothing, and I have a baby. -Just a second.
I'm gonna tell you a few things that you should keep in mind.
A, you were driving without insurance,
which means that you shouldn't have been out on the street
-because if you killed somebody... -Yes, ma'am.
...you wouldn't have had insurance, it doesn't look like
you have enough money in the bank to cover a major accident like that.
Also, if your kids don't go to school, you have to go to jail for truancy too.
Oh, my God, you know, I'm going to get out my violin.
You shouldn't have been driving
-without insurance. -You're right.
Your daughter's a big girl, she can take a bus to school.
-You're right. -Okay?
And if you were driving her, I saw the way--
The light was yellow.
The car in front of you was slowing down, you moved around that car
and sped up, and the light was clearly yellow for a while
before you did that.
And there's no question in my mind that you knew the insurance had lapsed.
And if you're driving around now in a car that's less of a car
than what you were driving around in before, that's your fault.
You've got to say, "That was my fault. I didn't have insurance,
and I sped up at a light that was turning yellow."
But she says she didn't see any cars coming.
How can you see in that video that obviously I'm coming?
-Like you-- Exactly. -I could see it.
No, just a second, I could see that you sped up.
-Exactly. How didn't she see that? -In order to--
She said she looked, but she didn't.
-I was in my turn. -Just a second.
Who can anticipate you're gonna put your foot on the gas?
[Jordin] Most people do it, yellow lights.
-Ms. Gladden. Excuses-- -I know it's my fault.
Okay, well, if you know it's your fault, then--
-[Kaleigh] I-- -Then it's-- Sh!
-Sorry. -If you know it's your fault,
then it's your fault!
Okay, now, did you go to a doctor, hospital?
I did. I went to the Tulsa Accident Center.
May I see the report, please?
On the top the top line are medicines that they prescribed me.
One was a muscle relaxer
-and the other was for inflammation. -Shh! I can read.
Okay, so they didn't find anything wrong in the MRI.
Not anything.
-Yeah, just inflammation. -Okay.
What kind of work do you do?
I'm an HR assistant.
And you didn't work for a couple of days.
-Yes, two days... -Just a second.
-You got paid for those days? -No.
-Why not? -I'm an hourly employee.
Okay, judgment for the plaintiff in the amount of her deductible, $500.
-We're finished here. -[Kaleigh] Thank you.
This court is adjourned.
Um, I'm just upset about it because the other lady
was not hurt by this accident at all and my family was.
[sobs] And now we didn't get anything out of it.
I was not at fault, and Judge Judy found that to be correct.
The impact, I remember that I tried to swerve to miss her,
and she just kept on driving,
and if she would have stopped when she saw me, I wouldn't have hit her.
I was afraid.
Um I-- I mean still now I have anxiety driving
just because she came at me really fast, and hit me very hard.
I feel like she ran the red light.
Always have a dashcam, and don't drive without car insurance.
So I'm going to propose that every state legislature
that handles motor vehicles think about a law
that imposes a strict rule
that if you're driving a car without insurance and you're stopped
for a moving violation or in an accident, and you have no insurance,
it's an automatic suspension of your license for six months.
Period.
Maybe then people wouldn't drive without insurance.
-Yeah. -Just sounds totally logical to me.
You're placing a lot of people, including yourself, at risk,
and if you can't afford insurance for a car, take the bus.
-Yeah. -But you're not supposed to drive a car
without insurance. Insurance is mandated by law.
Yeah.
Case 4065, McCoy v. McCaslen.
All parties, please come forward.
[narrator] Chera McCoy is suing her sister-in-law, Tonya McCaslen,
for a refund of cruise fees
after Chera was unable to take the cruise.
Ms. McCoy, the defendant is your sister-in-law.
-Yes. -And your sister-in-law won a cruise trip,
won it to the Caribbean, but you won it in Missouri.
And she asked if you wanted to join her on the cruise.
You said you would, and the understanding was that there were certain things
that were part of the winnings,
but there were certain expenses that were not, and you each agreed to pay
your own share of the expenses that were not covered by the prize
And your share of the expenses, according to you,
was about $1200 that you paid towards the cruise.
The total I paid was 1,392.
-Okay. -I'm asking--
[Judy] Shh!
The cruise was supposed to take place on what date?
August 11th through 18th.
And you decided not to go,
and it is your claim through this case
that your sister-in-law received a refund from the cruise line
that was for the amount of your expenses
because you actually called and canceled the cruise to the cruise line.
-Correct? -Yes.
And you want that money.
-That's what your lawsuit's about. -Yes.
Great.
What you say is she approached you at a restaurant,
and threatened you,
I assume after this incident with the cruise
as it had to do with money,
and she threatened to beat you up.
-Yeah. -Okay. And then you say,
-"I ended up in a hospital." -Yes.
[theme music playing]
[narrator] Chera McCoy claims her sister-in-law, Tonya McCaslen,
is responsible for refunding her the cost of a cruise she never took.
Tonya is countersuing Chera for emotional distress.
Now, your sister-in-law says that she did not receive any money
from your share, what you had put in,
and that you in fact did receive a check from the cruise line
in the amount of $250.
Did you receive $250 from the cruise line?
-No, I did not. -Did you receive any money?
No, I did not.
-Nothing. -No.
Okay, now, your sister-in-law does not dispute the fact
that you each put in your own expenses, is that correct?
-Correct. -But she says
that she did not receive any money back
that was ascribed for your ticket.
Because she actually went on the cruise...
-Yes. -...with a current boyfriend.
At the time, yes.
Who's no longer your boyfriend?
-Yes. -Okay. So what you have to do
is to show me, Ms. McCoy, proof that she received a refund.
That makes the case very simple.
Okay, I have two emails...
From whom?
From the cruise line.
-May I see it, please? -Yes.
Okay, now, the cruise line said
in two different correspondences...
-Mm-hmm. -...that they refunded to MasterCard
a refund for her taxes and gratuities
in the amount of $801.96.
And that was for her taxes and gratuities,
and it was credited to your MasterCard,
ending in 0207.
You want to see the letters?
Got it?
-Yes, I got it, however... -Okay.
-Now the ball is in your court. -Okay.
So, the refund is actually for...
No, I don't want you to tell me.
-This is clear from the cruise line... -Mm-hmm.
...that this was for the plaintiff, for her taxes and gratuities
in the amount of 801.96
that was credited--
And they say go contact this person
whose credit card it was credited to.
So now I want you to show me, not tell me,
show me why you don't owe her 801.96.
Here is where I was double-charged $668
for airfare twice.
I don't care what you were overcharged. That's you to deal with an airline.
They sent $801.96.
That was her money, they credited it to you.
The airfare is through the cruise line, it wasn't through the airline.
This had nothing to do with airfare, it was for taxes and gratuities.
And I have a letter as well that says--
-Just a second, let me see it. -Okay.
Thank you.
What are you showing me? It says that they gave you 801.96.
Yes, for the double-charge of the airfare.
-On my reservations. -Just a second.
Where does that say
that has anything to do with airfare?
-Where does it say? -Well, on there it doesn't say that--
[Judy] It doesn't say anything about airfare.
I have two different invoices where they double-charge me for the airfare...
Then you deal with that for-- Listen to me.
I did deal with them, and that's why I got the money back.
Madam. You may deal with them on the airfare.
This was money sent to you for her taxes and gratuities.
You owe it to her.
No, that is not what they sent it to me for.
They sent it to me because they overcharged me.
-I have both confirmations... -Sorry,
unless you have proof to show me
that the reason they sent you this was for airfare--
So far you didn't show me anything that suggests
that the reason that they sent this had to do with double-billing you anything.
Okay, I have the cancelation policy
that states that if she cancels within 60 days, she loses it all.
-Sorry, sorry, sorry-sorry. -That is why I...
Sorry, sorry. They sent you 801.96.
You owe that to her, that's her money.
That wasn't deposited on my credit card.
I don't believe it.
-It--It-- -I don't believe it.
-That was deposited on his credit card. -I don't believe it.
I don't-- Listen.
AlI I can tell you is... You see this?
Your name,
your credit card account.
801.96
was for her taxes and gratuities. That's what you owe her.
801.96. Now I'm dealing with your counterclaim.
You want to tell me what your counterclaim is about?
My counterclaim is for harassment
and, um, medical inducement of a seizure.
Just a second.
What you say is she approached you at a restaurant, and threatened you--
I assume after this incident with the cruise as it had to do with money.
And she threatened to beat you up.
-Yeah. -Okay.
And then you say, "I ended up in a hospital."
Yes.
-On what date did she approach you... -July.
...-in a restaurant? -July.
It was a bar, and it was July 24th.
And you had a conversation with her?
-No, she had-- -She had a conversation with you.
-Yes, she yelled and screamed at me. -And on what date did you go
-to the hospital? -I went two days later
-because it all adds up. Yeah. -Two days--
-You went two days later. -Yes.
You have a hospital report?
No, I do not.
Well, then you have a dismissed counterclaim.
Judgment for the plaintiff in the amount of 801.96.
-Thank you very much, we're finished. -She's not getting it.
[Kevin] Court is adjourned.
I said I want my money and she said no.
She came in and she threatened to kick-- Hit me, and threatened to beat me up.
She said she wasn't going to pay me.
I have PTSD. I lost my husband.
Um, and so it just added up, and then I had severe seizures afterwards.
I have no idea. I think it was because of the guy she was seeing.
There's no more... relationship at all with them.
-That case was easy, of course. -Yeah.
But as I was doing it, I was thinking to myself,
I don't think I've ever won anything.
You know, even at bingo.
You used to play bingo when you went away for a weekend, you know...
bingo for an hour.
And then I bought raffle tickets,
-and I know people who win all the time. -Yeah.
And to have this joyous feeling.
We're lucky in other ways, I guess.
-I guess. I guess. -Other ways.
[narrator] Are you a victim of an assault? Go to JudyJustice.tv.
[theme music playing]