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{\an8}[Judy]
This used to be your husband.
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You purchased a truck
in your name for him.
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I said I am not doing this again,
like I did on the last truck.
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And you said, "I couldn't pay it."
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It's only a few months late.
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[Judy]
How many months?
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I can't remember exactly.
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Well, that's too long.
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[narrator]
This is Judy Justice.
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♪
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{\an8}[narrator] Teri Smith is suing
her ex-husband, Tony Smith,
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for three ATVs and a lawnmower.
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[bailiff]
Court, come to order, all rise.
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Have a seat please.
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Hello, Judge, case number 2148,
Smith versus Smith.
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- Thank you.
- You're welcome.
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Ms. Smith, this used to be your husband,
you haven't been married in a long time,
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but after your divorce,
you sort of remained friendly,
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and you've had some business
transactions together.
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What kind of business?
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I would refer
Real Estate business to him,
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and I'll refer flipping homes
and the construction work.
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[Judy]
Did you take part in matters as well?
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I did.
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- And what year were you divorced?
- 2015
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So just briefly is what I gather
from the complaint,
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and the answer, and the counterclaim,
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at some point, according to you,
you purchased three ATVs.
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Those three ATVs
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were originally supposed to be used
in business?
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{\an8}We purchased more than three.
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{\an8}[Judy]
How many did you purchase?
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{\an8}There was just three that were left.
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It was 14 of them that we had.
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And when you purchased those,
you purchased those together
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as part of a business?
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No, those were mine.
I purchased for the business.
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- [Judy] 14?
- The business was mine. Yes.
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- 14?
- [Teri] Yes.
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- You purchased them, you paid for them?
- [Teri] Yes I did.
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- Okay, and you can prove that to me.
- I can.
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[Judy] Okay.
Do you agree with the fact,
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{\an8}your former wife purchased the 14 ATVs?
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{\an8}Yes, I agree but it was underneath
an LLC that was formed.
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I don't care whether it was under an LLC,
or a little umbrella or a big shoe.
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- She bought the ATVs?
- Yes.
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So one of the things that's in question,
is the ATVs now
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are in your custody?
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The remaining ones are in my home now.
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- [Judy] Three?
- Yes, ma'am.
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- And you want them back?
- I do.
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She bought them,
why doesn't she get them back?
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Because, Your Honor,
there is an outstanding invoice
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for work that I have done for her.
- [Judy] What?
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{\an8}It's construction work and other
odds and ends, I was helping her...
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That’s not part of your counterclaim,
[indistinct], sir.
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That’s not what you say at all.
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Okay, and also there is a counterclaim.
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[Judy] You have a counterclaim,
that has to do with your truck.
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So there really is no reason that
you are holding those ATVs.
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Are they new?
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No, they are demonstrator models,
there’s one new and two demonstrators.
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[Judy] Okay. So within five days,
you make arrangements to get those.
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Okay, I assume that
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- you have children together?
- No.
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[Judy] So I assume
that you are two civilized people,
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I don’t know
whether you need a police officer
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to accompany you to get those.
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But within five days,
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make arrangements to pick them up
from his house, they are yours.
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- They're yours.
- I will, thank you.
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Are we then finished with your claim?
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No, there is a lawnmower,
an electric zero turn lawnmower,
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- [Judy] Okay.
- that is also a part of that claim.
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Okay, I’ve sort of remember that.
Is that an old lawnmower?
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No, it was purchased in May of 2021.
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And who was it purchased for?
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{\an8}He asked me since he could not get it
on credit, if I could buy it for him
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{\an8}and the next Real Estate transaction
that I referred to him,
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{\an8}he said when he got paid
he would pay me the $4800 back.
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- Okay.
- [Teri] And so when I asked for it,
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he said that he had put it
in a separate savings account
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to save it for me, and I said
"I don’t need you to save me my money."
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Got it.
So you have the lawnmower?
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- Yes, ma'am.
- [Judy] You pick that up with the ATVs.
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- Thank you.
- [Judy] Got it?
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- Thank you.
- [Judy] Perfect.
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Now we have to come to your counterclaim.
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Your counterclaim is sort of interesting,
and it could be, I think,
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{\an8}probably equally swiftly disposed of.
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{\an8}After your divorce, you needed a truck
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{\an8}You didn’t have any money or credit,
according to what I’ve read.
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And you purchased a truck
in your name for him,
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and the agreement was that
you would make the payments on the truck
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because you couldn’t get credit.
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- Is that right?
- Yes, ma'am.
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[Judy] The truck was purchased
in what month and year?
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August of 2020.
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How much did the truck cost?
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$58,000. Somewhere in there.
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[Judy] And how much of the down payment
did you put down?
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500 bucks.
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- [Judy] Is that right?
- Yes.
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[Judy] That’s good,
you must have had good credit.
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- I did.
- [Judy] Good.
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And what were the monthly payments, sir?
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900 and I can’t remember exactly.
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It was under a thousand.
It was $940 something, I think.
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And you paid for the truck,
in the month of August of 2020
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and all through 2021.
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Until when?
When was the last payment on the truck
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that you made that you can prove
to me that you made?
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I have all the payments--
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Just tell me when was the last payment
you made on the truck.
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It was August of this year.
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- [Judy] August of 2022?
- Yes, ma’am.
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[Judy] And that is what
your bank records will indicate,
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that you made payment of $900
and some-odd dollars in August of 2022.
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And in what month
did your former wife repossess the truck
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which was in her name?
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It was September 20th.
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Now you’re going to tell me
why you repossessed the truck.
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Let's talk about the violations,
driving without tags, only two months?
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When we forget that we are traveling,
and we don't get registrations
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for our cars, we don't drive those cars.
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Because if you drive it with expired tags,
that's against the law.
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{\an8}[narrator]
Teri Smith claims her ex-husband,
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{\an8}Tony Smith, owes her three ATVs
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and a lawnmower.
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Tony is countersuing
for the value of a truck.
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Okay, you made a payment
of 900 and some-odd dollars.
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- Yes, ma'am.
- [Judy] August of 2022.
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{\an8}And in what month did your former wife
repossess the truck which was in her name?
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{\an8}- It was September 20th.
- [Judy] Okay.
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Now you’re going to tell me
why you repossessed the truck.
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{\an8}Yes, that truck’s first payment was due
on October 30th of 2020
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{\an8}- I made the payment on November 28.
- No, no, no.
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{\an8}- I’m not interested in history.
- Okay.
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I’m interested in, he says that
he was making payments on the truck,
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you say he stopped
making payments on the truck.
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Which is why you repossessed it,
you didn’t want your credit to be at risk.
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It was two of the first payments
that I made and I said,
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I’m not doing this again
like I did on the last truck
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where I make every payment
but he-- the insurance,
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I asked for the insurance to be paid
since April of 2020,
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and I requested this
on June the 28th of 2022.
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And I said, "Here's the insurance premiums
I've paid on the GMC truck
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since we've had it."
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And it was $1,596.
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His reply was, "I'm happy
to pay the insurance on my truck
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But don't just dump two and a half
years on me at a time,
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I will need to break this up
into three increments."
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This was June.
"I don't have any money."
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The insurance and taxes,
the taxes this year--
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It was the first time
he's ever paid taxes on the vehicle.
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{\an8}And it was one year late.
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{\an8}He drove on an expired tag
for a total year. The reason--
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{\an8}[Judy]
Just a second. Is that correct?
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- I'm sorry?
- [Judy] Did you drive on an expired tag?
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No, it was only a few months late.
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- So you drive--
- It wasn't an entire year.
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- How many months?
- Two months.
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- Well, that's too long.
- I agree.
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And was your agreement that you would
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maintain the insurance
for the truck as well?
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That was something that we discussed.
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And because of the...
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The real reason she actually agreed
to purchase the truck.
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We had a previous truck
that was also, I was driving.
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And because of the LLC
that the truck was under,
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it was a very high
commercial insurance rate.
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So she felt that it would benefit her
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to get another truck and come out
from the-- under the commercial rate
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that she was paying for insurance.
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And she was going to put it
in a group insurance policy.
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[Judy] Where is the truck?
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- You've had possession of the truck.
- That's correct.
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So you get all the benefit of the truck,
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and she gets all the detriment.
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- I'm just referring to the--
- [Judy] No, no I'm just...
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What I'm not getting from you, sir,
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is any sense of the whole idea was
"This was going to be my truck.
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As soon as I finish
making all the payments on the truck,
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the truck is going to be mine."
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- Right?
- That's correct.
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And if you didn't make payments
on the truck, absolutely.
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She has a right to repossess it,
if that was your agreement.
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And you acknowledge
that that's your agreement.
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- Right?
- That is the agreement but I have made
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every payment and I have paid
all of the tax.
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Well, the word paid
all the tax eventually--
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{\an8}didn't pay them when due.
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{\an8}That happened once.
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Didn't pay them when due.
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Paid them eventually.
What about the insurance?
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The insurance,
I agreed to catch up and pay her back for,
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when she told me what it was.
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- [Judy] Okay.
- I never received any information
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about the insurance amount
until she sent it all in.
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Okay, she sent it to you in one email.
That was in June.
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And you said "I couldn't pay it,"
and she repossessed the car in September.
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Between June and September,
did you make any insurance payment?
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00:09:59,133 --> 00:10:00,734
- No I did not.
- [Judy] Why?
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00:10:00,734 --> 00:10:03,967
It was a lot of things
going on at that time, that--
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There was money owed to me
as well from her.
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So it was a lot of discussion
going back and forth about that.
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Well, but one thing is clean,
you know about the insurance.
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And if there's money that she owes you
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from construction or real estate,
or whatever it is,
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you have to put that in compartments.
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Where is the truck now?
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I took the truck back and it is sold.
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[Judy] Did you ever tell him?
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He wouldn't talk to me.
He hasn't talked to me since May.
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So you had the truck
for approximately two years?
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Yes, ma'am.
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[Judy] And how much in total
did you pay for the truck?
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The exact amount added up was $18,736.
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So you paid approximately $9,000 a year.
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- Right?
- Correct.
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Your Honor, we had an agreement of
$1,200 a month on the truck
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to cover the insurance and taxes
upfront before it was purchased.
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That's not true.
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Well, if you paid approximately $9,000,
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Mr. Smith, and you used it for business, correct?
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That's what you used the truck for.
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So you paid approximately $750 a month.
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If you paid $9,000 each year,
for the two years, $1870.
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You say the payments were $900 a month.
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That means that there was a shortfall.
231
00:11:25,166 --> 00:11:28,600
Can I bring s--
It was more than two years.
232
00:11:28,600 --> 00:11:31,433
It was August of 2020 until...
233
00:11:32,233 --> 00:11:34,767
- [Judy] September.
- August of this year.
234
00:11:34,767 --> 00:11:35,834
That's two years.
235
00:11:35,834 --> 00:11:37,834
There's also a downpayment.
236
00:11:37,834 --> 00:11:39,567
[Judy] Of $500 on the--
237
00:11:39,567 --> 00:11:42,600
- Okay.
- [Judy] So that's $750, sir.
238
00:11:42,600 --> 00:11:48,033
I always have a problem
with people who are no longer married
239
00:11:48,033 --> 00:11:51,934
and no longer happy with each other,
when one party has the obligation
240
00:11:51,934 --> 00:11:55,800
and has all the liability on a vehicle,
241
00:11:55,800 --> 00:11:59,433
including their credit,
and their insurance,
242
00:11:59,433 --> 00:12:03,600
when the other person
is being either irresponsible
243
00:12:03,600 --> 00:12:08,467
or blinking at certain violations.
244
00:12:08,467 --> 00:12:12,000
Let's talk about the violations.
Driving without tags.
245
00:12:12,000 --> 00:12:13,433
Only two months?
246
00:12:14,500 --> 00:12:18,667
When we forget or we're traveling
and we don't get registrations
247
00:12:18,667 --> 00:12:21,333
for our cars, we don't drive those cars.
248
00:12:21,333 --> 00:12:24,100
'Cause if you're driving
with expired tags,
249
00:12:24,100 --> 00:12:25,266
that's against the law.
250
00:12:25,266 --> 00:12:27,300
I would like to point out if I may
251
00:12:27,300 --> 00:12:31,400
that the bill for that
obviously went to her address.
252
00:12:31,400 --> 00:12:33,066
It was not given to me.
253
00:12:33,066 --> 00:12:38,100
{\an8}That's not my... I understand that
I need to be aware of it.
254
00:12:38,100 --> 00:12:40,233
{\an8}But I never received that bill.
255
00:12:40,233 --> 00:12:41,900
I gave it to him the very month it came.
256
00:12:41,900 --> 00:12:43,300
- [Judy] Just a second.
- That's not true.
257
00:12:43,300 --> 00:12:45,800
Just a second.
You're a big boy.
258
00:12:45,800 --> 00:12:47,333
You know when your car
has to be registered,
259
00:12:47,333 --> 00:12:50,100
you have a little yellow tag
on the back like everybody else.
260
00:12:50,100 --> 00:12:53,500
And insurance, you know,
you're supposed to pay insurance.
261
00:12:53,500 --> 00:12:56,200
That was your agreement,
you were supposed to pay insurance.
262
00:12:56,200 --> 00:12:57,533
and you didn't pay insurance.
263
00:13:00,166 --> 00:13:03,834
She's going to show me
how much was left on the loan,
264
00:13:03,834 --> 00:13:05,734
and how much you sold the truck for.
265
00:13:05,734 --> 00:13:07,900
If she sold the truck for more
266
00:13:07,900 --> 00:13:10,166
than was left on the loan,
267
00:13:10,166 --> 00:13:12,600
the difference between--
Look at me.
268
00:13:12,600 --> 00:13:15,300
The difference between that
belongs to you.
269
00:13:20,333 --> 00:13:23,467
♪
270
00:13:26,967 --> 00:13:30,767
{\an8}[narrator] Teri Smith is accusing
ex-husband, Tony Smith,
271
00:13:30,767 --> 00:13:35,100
{\an8}of wrongfully keeping three ATVs,
and a lawnmower.
272
00:13:35,100 --> 00:13:38,533
Tony claims Teri owes him
for the cost of a truck.
273
00:13:38,533 --> 00:13:41,400
- Okay, well, are you working now, sir?
- Yes, ma'am.
274
00:13:41,400 --> 00:13:45,367
[Judy] Great. She sold the truck.
How much did you sell it for?
275
00:13:45,367 --> 00:13:46,934
48,000
276
00:13:46,934 --> 00:13:48,967
And how much was left
on the loan?
277
00:13:49,300 --> 00:13:51,700
- 48, it was even.
- [Judy] Well, show me.
278
00:13:51,700 --> 00:13:54,233
{\an8}- It was even.
- [Judy] I'd like to see that.
279
00:13:54,233 --> 00:13:59,166
{\an8}So $48,000 was...
He paid $18,000?
280
00:13:59,767 --> 00:14:01,433
Hang on one second, I got it...
281
00:14:01,433 --> 00:14:03,333
- Can I submit this to you, Your Honor?
- [Judy] What is that?
282
00:14:03,333 --> 00:14:05,734
This is my bank statement,
showing the payment.
283
00:14:05,734 --> 00:14:07,433
[Judy]
No, you told me, and I accepted it.
284
00:14:07,433 --> 00:14:09,767
She doesn't dispute it, and I accept it.
285
00:14:09,767 --> 00:14:11,734
I do have a copy of the title here somewhere.
286
00:14:11,734 --> 00:14:14,000
[Judy] What I'm looking for, Mr. Smith,
just so that you know,
287
00:14:14,000 --> 00:14:15,934
what I'm having her look for for me.
288
00:14:15,934 --> 00:14:19,567
She's going to show me
how much was left on the loan
289
00:14:19,567 --> 00:14:21,166
and how much she sold the truck for.
290
00:14:21,166 --> 00:14:23,533
If she sold the truck for more
291
00:14:23,533 --> 00:14:28,200
than was left on the loan,
the difference between-- Look at me.
292
00:14:28,200 --> 00:14:30,867
The difference between that
belongs to you.
293
00:14:31,600 --> 00:14:34,033
- Oh, I see.
- Because you paid it, right?
294
00:14:34,033 --> 00:14:35,567
[Tony] I see. Yes, ma'am.
295
00:14:35,567 --> 00:14:36,900
- Got it? That fair?
- Yeah.
296
00:14:38,400 --> 00:14:40,500
Did she tell you that she sold the truck?
297
00:14:40,500 --> 00:14:41,467
No ma'am.
298
00:14:41,467 --> 00:14:45,066
He went and bought a truck two days later,
so he was able to buy a truck.
299
00:14:45,066 --> 00:14:47,734
Okay.
Would you find those papers for me?
300
00:14:47,734 --> 00:14:49,967
While you're looking
for those papers for me,
301
00:14:49,967 --> 00:14:52,767
- Mr. Smith, did you buy another truck?
- Yes, ma'am.
302
00:14:52,767 --> 00:14:54,667
[Judy] Good. Did you put
a down payment on it?
303
00:14:54,667 --> 00:14:55,633
Yes, ma'am.
304
00:14:55,633 --> 00:14:57,233
- [Judy] And you own it now.
- Yes, ma'am.
305
00:14:57,233 --> 00:14:59,033
- [Judy] And you're driving it now.
- That's correct.
306
00:14:59,033 --> 00:15:01,133
What would you do with a second truck?
307
00:15:01,133 --> 00:15:04,166
Well, I was forced to buy one
because it... I--
308
00:15:04,166 --> 00:15:08,734
[Judy] I understand
you were forced to buy one, sir.
309
00:15:08,734 --> 00:15:13,967
But if you had the truck
and you weren't going to use two trucks,
310
00:15:13,967 --> 00:15:18,734
you would sell this truck
for whatever amount you sold it for.
311
00:15:18,734 --> 00:15:21,633
And if there was any overage,
you get...
312
00:15:21,633 --> 00:15:24,033
I offered to purchase the truck from her.
313
00:15:24,033 --> 00:15:26,533
In fact, she understood
that I was planning
314
00:15:26,533 --> 00:15:28,166
to purchase the truck from her.
315
00:15:28,166 --> 00:15:30,734
Don't tell me what she understood.
Right now, you don't need a truck,
316
00:15:30,734 --> 00:15:33,800
and I'm going to find out whether or not
she has to give you any money
317
00:15:33,800 --> 00:15:36,033
as a result of what you sold
the truck for.
318
00:15:36,033 --> 00:15:39,266
This bill of sale does not have
the amount on it, I didn't realize that.
319
00:15:39,266 --> 00:15:41,100
I'll have to get that from...
320
00:15:41,100 --> 00:15:43,033
This is the time to get it.
321
00:15:43,834 --> 00:15:46,967
I'm sorry I did not realize
it didn't have it on there.
322
00:15:46,967 --> 00:15:49,834
- Okay. Oh, you sold it to a company.
- [Teri] I did.
323
00:15:49,834 --> 00:15:52,734
- Oh, okay. Not to a private party.
- [Teri] No.
324
00:15:53,066 --> 00:15:55,767
{\an8}[Judy] Is that the same company
that you purchased it from?
325
00:15:55,767 --> 00:15:58,800
{\an8}No, I purchased it
from a different dealership.
326
00:15:58,934 --> 00:16:02,266
[Judy]
Okay. Do you have the exact amount
327
00:16:02,266 --> 00:16:05,000
that the loan, the extant loan was?
328
00:16:05,000 --> 00:16:06,700
- The original loan was six...
- [Judy] No, no.
329
00:16:06,700 --> 00:16:09,967
- I'm sorry. The exit loan?
- Yeah, the exit.
330
00:16:09,967 --> 00:16:12,967
It was between 48 and 49,000.
331
00:16:12,967 --> 00:16:15,600
Give or take. Hang on, hang on.
332
00:16:15,600 --> 00:16:19,433
And the truck was purchased for 56.
333
00:16:19,433 --> 00:16:22,300
So that's amounts--
his payment plus interest.
334
00:16:22,300 --> 00:16:25,600
I have it. That's the difference
of what they gave me.
335
00:16:28,133 --> 00:16:31,300
I originally put the down payment
on that truck as well, he did not.
336
00:16:31,300 --> 00:16:32,500
That doesn't matter.
337
00:16:32,500 --> 00:16:34,600
Yeah, that was a difference
they gave me in the sale.
338
00:16:34,600 --> 00:16:36,700
- Okay, so this is the difference?
- [Teri] Yes.
339
00:16:36,700 --> 00:16:38,734
- [Judy] Between what was on the loan.
- Exactly.
340
00:16:38,734 --> 00:16:41,200
- [Judy] Between what was on the loan.
- Exactly.
341
00:16:41,200 --> 00:16:44,467
And this. Okay, so the excess, sir,
342
00:16:44,467 --> 00:16:47,834
was $2,225.
343
00:16:47,834 --> 00:16:53,433
She put in the deposit for the truck
when it was originally purchased for $500?
344
00:16:53,433 --> 00:16:54,934
- She did not.
- [Judy] Who did?
345
00:16:54,934 --> 00:16:59,367
I did, and I have that in this record,
right here.
346
00:16:59,367 --> 00:17:00,333
Show me.
347
00:17:01,567 --> 00:17:04,367
We added tires,
we added all kinds of extra stuff to it.
348
00:17:04,367 --> 00:17:07,400
and everything. I paid for that as well.
349
00:17:08,066 --> 00:17:09,400
- I don't care.
- Oh.
350
00:17:09,400 --> 00:17:11,667
- This is actually...
- [Judy] Just show me
351
00:17:11,667 --> 00:17:13,734
It's on my phone.
Can I show it? Can I--?
352
00:17:13,734 --> 00:17:16,600
From 2020?
353
00:17:16,600 --> 00:17:19,333
Yes, what had happened,
that amount actually came off
354
00:17:19,333 --> 00:17:21,567
- of this statement copy.
- Let me see.
355
00:17:21,567 --> 00:17:24,834
Can I submit this, too, where I made
the two payments on the truck?
356
00:17:24,834 --> 00:17:27,800
When he first started, I made
the very second payment
357
00:17:27,800 --> 00:17:30,934
and the fourth payment
on that truck because he wouldn't make it.
358
00:17:30,934 --> 00:17:35,400
I also notified him on June the 20th
that he had 30 days
359
00:17:35,500 --> 00:17:37,667
to get the truck in his name,
and I never heard anything
360
00:17:37,667 --> 00:17:40,266
You can't notify him within 30 days
to get it in his name.
361
00:17:40,266 --> 00:17:41,233
That's not the agreement.
Let me see.
362
00:17:41,233 --> 00:17:42,367
[Teri] Yeah.
363
00:17:43,266 --> 00:17:44,700
[bailiff] It's in yellow.
364
00:17:48,266 --> 00:17:50,934
Yep, purchased authorized August 22nd.
365
00:17:50,934 --> 00:17:52,734
And this is two thousand and...?
366
00:17:52,734 --> 00:17:54,367
- [Tony] Twenty.
- Twenty.
367
00:17:54,367 --> 00:17:56,233
For $500.
368
00:17:56,767 --> 00:18:00,967
Okay, so the difference of $500
that came out of your account,
369
00:18:00,967 --> 00:18:05,734
brings the total excess
that she received $1,725.
370
00:18:05,734 --> 00:18:10,133
She's coming to pick up her lawnmower
within five days and her three ATVs.
371
00:18:10,133 --> 00:18:14,433
At the same time
she's going to give you $1,725,
372
00:18:14,433 --> 00:18:17,100
which is the difference
between what was owed on the truck
373
00:18:17,100 --> 00:18:19,600
and the profit that was made
that she didn't pay for.
374
00:18:19,600 --> 00:18:21,066
We've finished here.
Thank you very much.
375
00:18:21,066 --> 00:18:22,734
- Thank you.
- [bailiff] This court is adjourned.
376
00:18:26,066 --> 00:18:27,567
I think it was fair.
377
00:18:27,567 --> 00:18:31,367
Well, it was a little less than I thought
I was going to get back from it,
378
00:18:31,367 --> 00:18:35,133
but there's a lot more to the story
that obviously I couldn't get in.
379
00:18:35,133 --> 00:18:37,300
Well, I mean, I had the truth. So...
380
00:18:37,300 --> 00:18:41,033
She understands why that is
because there's an outstanding invoice
381
00:18:41,033 --> 00:18:44,200
from me for work that I've done
that she's refusing to pay for.
382
00:18:44,200 --> 00:18:47,567
I have supported him since 2003.
383
00:18:47,567 --> 00:18:51,667
Construction work, I did a lot of planning
384
00:18:51,667 --> 00:18:54,066
and helping her with
her current home that she's living in.
385
00:18:54,066 --> 00:18:57,300
It is just one thing after another
and I can never owe him one dime.
386
00:18:57,400 --> 00:18:59,300
I mean, everything was fine between us.
387
00:18:59,400 --> 00:19:01,266
His trauma bonded me and manipulated me
388
00:19:01,266 --> 00:19:04,767
and gaslit me for all these years
and kept me around
389
00:19:04,767 --> 00:19:06,767
just in case other relationships
didn't work out.
390
00:19:06,767 --> 00:19:09,266
Until she found out
I was seeing someone else.
391
00:19:09,367 --> 00:19:12,800
No, no, no, I've been asking
for everything of mine
392
00:19:12,800 --> 00:19:16,266
that he kept for and held hostage
393
00:19:16,266 --> 00:19:18,467
for a long time before that,
394
00:19:18,467 --> 00:19:20,266
but he's probably had
many more before that,
395
00:19:20,266 --> 00:19:21,500
I just didn't know about 'em.
396
00:19:21,500 --> 00:19:22,800
But I'm happy.
397
00:19:22,800 --> 00:19:24,400
I was thinking,
he was making me think
398
00:19:24,400 --> 00:19:27,033
that we were reconciling,
while he was using me.
399
00:19:27,433 --> 00:19:29,166
I don't see us talking anymore.
400
00:19:29,166 --> 00:19:31,266
The bank is finally closed,
401
00:19:31,266 --> 00:19:33,900
and the bad bargain is--
just been a nightmare.
402
00:19:33,900 --> 00:19:35,467
It's been hundreds of bad bargains.
403
00:19:35,467 --> 00:19:36,734
No more business ventures.
404
00:19:37,967 --> 00:19:40,133
You see, it's always a mistake.
405
00:19:41,567 --> 00:19:43,700
- Unless you're married,
- Mm-hmm.
406
00:19:43,700 --> 00:19:46,600
- to cosign a loan for anybody,
- Mm-hmm.
407
00:19:47,600 --> 00:19:49,834
a boyfriend or somebody.
408
00:19:49,834 --> 00:19:51,433
- An ex-husband.
- An ex...
409
00:19:51,967 --> 00:19:54,467
- And especially an ex-husband.
- Yeah.
410
00:19:55,166 --> 00:19:56,200
Because I think what you said was true.
411
00:19:56,200 --> 00:19:58,900
There's always one person
that gets no benefit
412
00:19:58,900 --> 00:20:02,400
and get slighted and has their name
on the line for their credit
413
00:20:02,400 --> 00:20:05,000
for future purchases
that they want to make.
414
00:20:05,100 --> 00:20:06,700
And the guy who gets to drive the truck.
415
00:20:06,700 --> 00:20:08,734
And the guy who gets to drive the truck.
416
00:20:08,734 --> 00:20:11,400
Of course, he says that the reason
she got all hot and bothered
417
00:20:11,400 --> 00:20:13,133
is because he has a girlfriend now.
418
00:20:13,133 --> 00:20:15,767
I would have felt a little
more sympathy towards him
419
00:20:15,767 --> 00:20:18,367
had he not gone out two weeks later
and bought a new truck.
420
00:20:18,367 --> 00:20:19,500
Yeah, well. [chuckles]
421
00:20:21,166 --> 00:20:22,300
[narrator] Want justice?
422
00:20:22,300 --> 00:20:24,633
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