1 00:00:00,033 --> 00:00:01,600 This used to be your husband. 2 00:00:01,600 --> 00:00:05,734 You purchased a truck in your name for him. 3 00:00:06,166 --> 00:00:08,967 I said I am not doing this again, like I did on the last truck. 4 00:00:09,567 --> 00:00:10,800 And you said, "I couldn't pay it." 5 00:00:11,133 --> 00:00:12,400 It's only a few months late. 6 00:00:12,567 --> 00:00:13,767 How many months? 7 00:00:14,767 --> 00:00:16,100 I can't remember exactly. 8 00:00:16,100 --> 00:00:17,367 Well, that's too long. 9 00:00:17,367 --> 00:00:19,734 This is Judy Justice. 10 00:00:37,233 --> 00:00:41,400 Teri Smith is suing her ex-husband, Tony Smith, 11 00:00:41,400 --> 00:00:44,133 for three ATVs and a lawnmower. 12 00:00:44,934 --> 00:00:47,066 Court, come to order, all rise. 13 00:00:47,834 --> 00:00:48,867 Have a seat please. 14 00:00:51,500 --> 00:00:54,433 Hello, Judge, case number 2148, Smith versus Smith. 15 00:00:54,433 --> 00:00:55,734 - Thank you. - You're welcome. 16 00:00:56,867 --> 00:01:00,867 Ms. Smith, this used to be your husband, you haven't been married in a long time, 17 00:01:00,867 --> 00:01:04,000 but after your divorce, you sort of remained friendly, 18 00:01:04,000 --> 00:01:06,767 and you've had some business transactions together. 19 00:01:06,767 --> 00:01:07,934 What kind of business? 20 00:01:07,934 --> 00:01:10,467 I would refer Real Estate business to him, 21 00:01:10,467 --> 00:01:14,533 and I'll refer flipping homes and the construction work. 22 00:01:14,633 --> 00:01:16,000 Did you take part in matters as well? 23 00:01:16,000 --> 00:01:16,900 I did. 24 00:01:17,000 --> 00:01:19,500 - And what year were you divorced? - 2015 25 00:01:19,500 --> 00:01:22,533 So just briefly is what I gather from the complaint, 26 00:01:22,533 --> 00:01:24,500 and the answer, and the counterclaim, 27 00:01:24,500 --> 00:01:29,367 at some point, according to you, you purchased three ATVs. 28 00:01:29,367 --> 00:01:31,500 Those three ATVs 29 00:01:31,500 --> 00:01:34,467 were originally supposed to be used in business? 30 00:01:34,567 --> 00:01:36,033 {\an8}We purchased more than three. 31 00:01:36,033 --> 00:01:37,333 How many did you purchase? 32 00:01:37,333 --> 00:01:38,900 {\an8}There was just three that were left. 33 00:01:38,900 --> 00:01:41,800 It was 14 of them that we had. 34 00:01:41,800 --> 00:01:44,333 And when you purchased those, you purchased those together 35 00:01:44,333 --> 00:01:45,433 as part of a business? 36 00:01:45,433 --> 00:01:47,734 No, those were mine. I purchased for the business. 37 00:01:47,734 --> 00:01:49,367 14? - The business was mine. Yes. 38 00:01:49,367 --> 00:01:50,400 14? Yes. 39 00:01:50,400 --> 00:01:52,600 You purchased them, you paid for them? Yes I did. 40 00:01:52,600 --> 00:01:54,400 - Okay, and you can prove that to me. - I can. 41 00:01:54,400 --> 00:01:57,066 Okay. Do you agree with the fact, 42 00:01:57,066 --> 00:02:00,567 {\an8}your former wife purchased the 14 ATVs? 43 00:02:00,567 --> 00:02:04,500 {\an8}Yes, I agree but it was underneath an LLC that was formed. 44 00:02:04,500 --> 00:02:09,700 I don't care whether it was under an LLC, or a little umbrella or a big shoe. 45 00:02:10,567 --> 00:02:13,433 - She bought the ATVs? - Yes. 46 00:02:13,433 --> 00:02:18,900 So one of the things that's in question, is the ATVs now 47 00:02:18,900 --> 00:02:20,767 are in your custody? 48 00:02:20,767 --> 00:02:22,633 The remaining ones are in my home now. 49 00:02:22,633 --> 00:02:24,233 Three? - Yes, ma'am. 50 00:02:24,233 --> 00:02:26,166 - And you want them back? - I do. 51 00:02:26,166 --> 00:02:28,667 She bought them, why doesn't she get them back? 52 00:02:28,667 --> 00:02:32,200 Because, Your Honor, there is an outstanding invoice 53 00:02:32,200 --> 00:02:34,900 for work that I have done for her. What? 54 00:02:35,567 --> 00:02:40,300 {\an8}It's construction work and other odds and ends, I was helping her... 55 00:02:40,300 --> 00:02:43,300 That’s not part of your counterclaim, , sir. 56 00:02:43,300 --> 00:02:45,066 That’s not what you say at all. 57 00:02:45,066 --> 00:02:47,900 Okay, and also there is a counterclaim. 58 00:02:47,900 --> 00:02:50,367 You have a counterclaim, that has to do with your truck. 59 00:02:50,367 --> 00:02:54,867 So there really is no reason that you are holding those ATVs. 60 00:02:54,867 --> 00:02:56,066 Are they new? 61 00:02:56,066 --> 00:03:00,800 No, they are demonstrator models, there’s one new and two demonstrators. 62 00:03:00,800 --> 00:03:05,467 Okay. So within five days, you make arrangements to get those. 63 00:03:05,467 --> 00:03:07,233 Okay, I assume that 64 00:03:07,233 --> 00:03:09,433 - you have children together? - No. 65 00:03:09,433 --> 00:03:12,266 So I assume that you are two civilized people, 66 00:03:12,266 --> 00:03:14,700 I don’t know whether you need a police officer 67 00:03:14,700 --> 00:03:16,934 to accompany you to get those. 68 00:03:16,934 --> 00:03:18,767 But within five days, 69 00:03:18,767 --> 00:03:21,767 make arrangements to pick them up from his house, they are yours. 70 00:03:21,767 --> 00:03:23,400 - They're yours. - I will, thank you. 71 00:03:23,400 --> 00:03:26,533 Are we then finished with your claim? 72 00:03:26,533 --> 00:03:30,467 No, there is a lawnmower, an electric zero turn lawnmower, 73 00:03:30,467 --> 00:03:32,166 Okay. - that is also a part of that claim. 74 00:03:32,166 --> 00:03:36,333 Okay, I’ve sort of remember that. Is that an old lawnmower? 75 00:03:36,333 --> 00:03:38,567 No, it was purchased in May of 2021. 76 00:03:38,567 --> 00:03:40,266 And who was it purchased for? 77 00:03:40,266 --> 00:03:45,233 {\an8}He asked me since he could not get it on credit, if I could buy it for him 78 00:03:45,233 --> 00:03:48,233 {\an8}and the next Real Estate transaction that I referred to him, 79 00:03:48,233 --> 00:03:51,800 {\an8}he said when he got paid he would pay me the $4800 back. 80 00:03:51,800 --> 00:03:53,867 Okay. And so when I asked for it, 81 00:03:53,867 --> 00:03:56,433 he said that he had put it in a separate savings account 82 00:03:56,533 --> 00:03:59,367 to save it for me, and I said "I don’t need you to save me my money." 83 00:03:59,367 --> 00:04:01,467 Got it. So you have the lawnmower? 84 00:04:01,467 --> 00:04:04,166 Yes, ma'am. You pick that up with the ATVs. 85 00:04:04,166 --> 00:04:05,567 Thank you. Got it? 86 00:04:05,567 --> 00:04:06,900 Thank you. Perfect. 87 00:04:06,900 --> 00:04:08,867 Now we have to come to your counterclaim. 88 00:04:08,867 --> 00:04:12,767 Your counterclaim is sort of interesting, and it could be, I think, 89 00:04:12,767 --> 00:04:16,333 {\an8}probably equally swiftly disposed of. 90 00:04:16,333 --> 00:04:19,934 {\an8}After your divorce, you needed a truck 91 00:04:19,934 --> 00:04:24,066 {\an8}You didn’t have any money or credit, according to what I’ve read. 92 00:04:24,066 --> 00:04:28,967 And you purchased a truck in your name for him, 93 00:04:29,667 --> 00:04:33,333 and the agreement was that you would make the payments on the truck 94 00:04:33,333 --> 00:04:34,700 because you couldn’t get credit. 95 00:04:34,700 --> 00:04:36,100 - Is that right? - Yes, ma'am. 96 00:04:36,100 --> 00:04:39,066 The truck was purchased in what month and year? 97 00:04:39,066 --> 00:04:41,100 August of 2020. 98 00:04:41,100 --> 00:04:43,300 How much did the truck cost? 99 00:04:43,300 --> 00:04:46,600 $58,000. Somewhere in there. 100 00:04:46,600 --> 00:04:49,133 And how much of the down payment did you put down? 101 00:04:49,133 --> 00:04:50,300 500 bucks. 102 00:04:50,300 --> 00:04:52,066 Is that right? - Yes. 103 00:04:52,066 --> 00:04:54,000 That’s good, you must have had good credit. 104 00:04:54,000 --> 00:04:55,100 I did. Good. 105 00:04:55,100 --> 00:04:57,100 And what were the monthly payments, sir? 106 00:04:57,100 --> 00:05:00,233 900 and I can’t remember exactly. 107 00:05:00,233 --> 00:05:04,100 It was under a thousand. It was $940 something, I think. 108 00:05:04,100 --> 00:05:09,467 And you paid for the truck, in the month of August of 2020 109 00:05:09,467 --> 00:05:12,467 and all through 2021. 110 00:05:12,467 --> 00:05:15,633 Until when? When was the last payment on the truck 111 00:05:15,633 --> 00:05:18,500 that you made that you can prove to me that you made? 112 00:05:18,500 --> 00:05:19,567 I have all the payments-- 113 00:05:19,667 --> 00:05:24,000 Just tell me when was the last payment you made on the truck. 114 00:05:24,000 --> 00:05:26,700 It was August of this year. 115 00:05:26,700 --> 00:05:29,200 August of 2022? - Yes, ma’am. 116 00:05:29,200 --> 00:05:31,667 And that is what your bank records will indicate, 117 00:05:31,667 --> 00:05:37,533 that you made payment of $900 and some-odd dollars in August of 2022. 118 00:05:37,533 --> 00:05:41,934 And in what month did your former wife repossess the truck 119 00:05:41,934 --> 00:05:43,266 which was in her name? 120 00:05:43,266 --> 00:05:45,433 It was September 20th. 121 00:05:45,433 --> 00:05:47,934 Now you’re going to tell me why you repossessed the truck. 122 00:05:50,834 --> 00:05:55,266 Let's talk about the violations, driving without tags, only two months? 123 00:05:56,500 --> 00:06:00,900 When we forget that we are traveling, and we don't get registrations 124 00:06:00,900 --> 00:06:03,367 for our cars, we don't drive those cars. 125 00:06:03,367 --> 00:06:07,266 Because if you drive it with expired tags, that's against the law. 126 00:06:18,834 --> 00:06:21,467 Teri Smith claims her ex-husband, 127 00:06:21,467 --> 00:06:24,133 {\an8}Tony Smith, owes her three ATVs 128 00:06:24,133 --> 00:06:25,433 and a lawnmower. 129 00:06:25,734 --> 00:06:28,633 Tony is countersuing for the value of a truck. 130 00:06:28,633 --> 00:06:32,400 Okay, you made a payment of 900 and some-odd dollars. 131 00:06:32,400 --> 00:06:34,767 Yes, ma'am. August of 2022. 132 00:06:34,767 --> 00:06:39,767 {\an8}And in what month did your former wife repossess the truck which was in her name? 133 00:06:39,767 --> 00:06:42,400 {\an8}It was September 20th. Okay. 134 00:06:42,400 --> 00:06:44,867 Now you’re going to tell me why you repossessed the truck. 135 00:06:44,867 --> 00:06:50,066 {\an8}Yes, that truck’s first payment was due on October 30th of 2020 136 00:06:50,066 --> 00:06:53,233 {\an8}- I made the payment on November 28. - No, no, no. 137 00:06:53,233 --> 00:06:55,500 {\an8}- I’m not interested in history. - Okay. 138 00:06:55,667 --> 00:07:00,400 I’m interested in, he says that he was making payments on the truck, 139 00:07:00,400 --> 00:07:03,767 you say he stopped making payments on the truck. 140 00:07:03,767 --> 00:07:08,100 Which is why you repossessed it, you didn’t want your credit to be at risk. 141 00:07:08,100 --> 00:07:10,667 It was two of the first payments that I made and I said, 142 00:07:10,667 --> 00:07:13,300 I’m not doing this again like I did on the last truck 143 00:07:13,300 --> 00:07:16,300 where I make every payment but he-- the insurance, 144 00:07:16,300 --> 00:07:20,467 I asked for the insurance to be paid since April of 2020, 145 00:07:20,467 --> 00:07:24,200 and I requested this on June the 28th of 2022. 146 00:07:24,200 --> 00:07:27,867 And I said, "Here's the insurance premiums I've paid on the GMC truck 147 00:07:27,867 --> 00:07:29,633 since we've had it." 148 00:07:29,633 --> 00:07:32,133 And it was $1,596. 149 00:07:32,133 --> 00:07:34,834 His reply was, "I'm happy to pay the insurance on my truck 150 00:07:34,834 --> 00:07:37,200 But don't just dump two and a half years on me at a time, 151 00:07:37,200 --> 00:07:39,700 I will need to break this up into three increments." 152 00:07:39,700 --> 00:07:41,800 This was June. "I don't have any money." 153 00:07:41,800 --> 00:07:44,667 The insurance and taxes, the taxes this year-- 154 00:07:44,667 --> 00:07:47,433 It was the first time he's ever paid taxes on the vehicle. 155 00:07:47,433 --> 00:07:49,066 {\an8}And it was one year late. 156 00:07:49,066 --> 00:07:52,033 {\an8}He drove on an expired tag for a total year. The reason-- 157 00:07:52,033 --> 00:07:54,367 Just a second. Is that correct? 158 00:07:54,367 --> 00:07:57,166 I'm sorry? Did you drive on an expired tag? 159 00:07:57,166 --> 00:07:59,000 No, it was only a few months late. 160 00:07:59,633 --> 00:08:01,567 - So you drive-- - It wasn't an entire year. 161 00:08:01,567 --> 00:08:03,934 - How many months? - Two months. 162 00:08:04,266 --> 00:08:06,734 - Well, that's too long. - I agree. 163 00:08:06,734 --> 00:08:09,400 And was your agreement that you would 164 00:08:09,400 --> 00:08:12,400 maintain the insurance for the truck as well? 165 00:08:12,400 --> 00:08:14,567 That was something that we discussed. 166 00:08:14,567 --> 00:08:16,500 And because of the... 167 00:08:16,500 --> 00:08:20,533 The real reason she actually agreed to purchase the truck. 168 00:08:20,533 --> 00:08:23,767 We had a previous truck that was also, I was driving. 169 00:08:23,767 --> 00:08:27,433 And because of the LLC that the truck was under, 170 00:08:27,433 --> 00:08:29,800 it was a very high commercial insurance rate. 171 00:08:29,800 --> 00:08:32,667 So she felt that it would benefit her 172 00:08:32,667 --> 00:08:36,133 to get another truck and come out from the-- under the commercial rate 173 00:08:36,133 --> 00:08:37,600 that she was paying for insurance. 174 00:08:37,600 --> 00:08:42,700 And she was going to put it in a group insurance policy. 175 00:08:42,700 --> 00:08:44,500 Where is the truck? 176 00:08:44,500 --> 00:08:47,100 - You've had possession of the truck. - That's correct. 177 00:08:47,100 --> 00:08:49,367 So you get all the benefit of the truck, 178 00:08:49,367 --> 00:08:52,033 and she gets all the detriment. 179 00:08:52,033 --> 00:08:54,533 I'm just referring to the-- No, no I'm just... 180 00:08:54,533 --> 00:08:58,500 What I'm not getting from you, sir, 181 00:08:58,500 --> 00:09:01,934 is any sense of the whole idea was "This was going to be my truck. 182 00:09:01,934 --> 00:09:04,734 As soon as I finish making all the payments on the truck, 183 00:09:04,734 --> 00:09:06,066 the truck is going to be mine." 184 00:09:06,700 --> 00:09:08,033 - Right? - That's correct. 185 00:09:08,033 --> 00:09:11,600 And if you didn't make payments on the truck, absolutely. 186 00:09:11,600 --> 00:09:14,934 She has a right to repossess it, if that was your agreement. 187 00:09:14,934 --> 00:09:17,233 And you acknowledge that that's your agreement. 188 00:09:17,233 --> 00:09:19,500 - Right? - That is the agreement but I have made 189 00:09:19,500 --> 00:09:22,100 every payment and I have paid all of the tax. 190 00:09:22,100 --> 00:09:25,667 Well, the word paid all the tax eventually-- 191 00:09:25,667 --> 00:09:27,734 {\an8}didn't pay them when due. 192 00:09:28,233 --> 00:09:29,934 {\an8}That happened once. 193 00:09:29,934 --> 00:09:31,734 Didn't pay them when due. 194 00:09:31,734 --> 00:09:35,300 Paid them eventually. What about the insurance? 195 00:09:35,300 --> 00:09:39,433 The insurance, I agreed to catch up and pay her back for, 196 00:09:39,433 --> 00:09:41,767 when she told me what it was. 197 00:09:41,767 --> 00:09:44,433 Okay. - I never received any information 198 00:09:44,433 --> 00:09:47,967 about the insurance amount until she sent it all in. 199 00:09:47,967 --> 00:09:51,266 Okay, she sent it to you in one email. That was in June. 200 00:09:51,266 --> 00:09:55,567 And you said "I couldn't pay it," and she repossessed the car in September. 201 00:09:55,567 --> 00:09:59,133 Between June and September, did you make any insurance payment? 202 00:09:59,133 --> 00:10:00,734 No I did not. Why? 203 00:10:00,734 --> 00:10:03,967 It was a lot of things going on at that time, that-- 204 00:10:04,667 --> 00:10:07,800 There was money owed to me as well from her. 205 00:10:07,800 --> 00:10:11,800 So it was a lot of discussion going back and forth about that. 206 00:10:11,934 --> 00:10:15,367 Well, but one thing is clean, you know about the insurance. 207 00:10:15,367 --> 00:10:18,200 And if there's money that she owes you 208 00:10:18,200 --> 00:10:21,166 from construction or real estate, or whatever it is, 209 00:10:21,166 --> 00:10:23,767 you have to put that in compartments. 210 00:10:23,767 --> 00:10:25,200 Where is the truck now? 211 00:10:25,200 --> 00:10:27,266 I took the truck back and it is sold. 212 00:10:27,266 --> 00:10:28,734 Did you ever tell him? 213 00:10:28,734 --> 00:10:31,266 He wouldn't talk to me. He hasn't talked to me since May. 214 00:10:31,266 --> 00:10:33,834 So you had the truck for approximately two years? 215 00:10:33,834 --> 00:10:35,200 Yes, ma'am. 216 00:10:35,300 --> 00:10:37,734 And how much in total did you pay for the truck? 217 00:10:37,734 --> 00:10:43,767 The exact amount added up was $18,736. 218 00:10:43,767 --> 00:10:47,400 So you paid approximately $9,000 a year. 219 00:10:47,400 --> 00:10:48,667 - Right? - Correct. 220 00:10:48,667 --> 00:10:51,700 Your Honor, we had an agreement of $1,200 a month on the truck 221 00:10:51,700 --> 00:10:55,767 to cover the insurance and taxes upfront before it was purchased. 222 00:10:55,767 --> 00:10:57,033 That's not true. 223 00:10:57,867 --> 00:11:03,100 Well, if you paid approximately $9,000, 224 00:11:03,100 --> 00:11:06,700 Mr. Smith, and you used it for business, correct? 225 00:11:06,700 --> 00:11:08,734 That's what you used the truck for. 226 00:11:08,734 --> 00:11:12,467 So you paid approximately $750 a month. 227 00:11:12,934 --> 00:11:18,033 If you paid $9,000 each year, for the two years, $1870. 228 00:11:18,567 --> 00:11:22,800 You say the payments were $900 a month. 229 00:11:22,800 --> 00:11:25,166 That means that there was a shortfall. 230 00:11:25,166 --> 00:11:28,600 Can I bring s-- It was more than two years. 231 00:11:28,600 --> 00:11:31,433 It was August of 2020 until... 232 00:11:32,233 --> 00:11:34,767 September. - August of this year. 233 00:11:34,767 --> 00:11:35,834 That's two years. 234 00:11:35,834 --> 00:11:37,834 There's also a downpayment. 235 00:11:37,834 --> 00:11:39,567 Of $500 on the-- 236 00:11:39,567 --> 00:11:42,600 Okay. So that's $750, sir. 237 00:11:42,600 --> 00:11:48,033 I always have a problem with people who are no longer married 238 00:11:48,033 --> 00:11:51,934 and no longer happy with each other, when one party has the obligation 239 00:11:51,934 --> 00:11:55,800 and has all the liability on a vehicle, 240 00:11:55,800 --> 00:11:59,433 including their credit, and their insurance, 241 00:11:59,433 --> 00:12:03,600 when the other person is being either irresponsible 242 00:12:03,600 --> 00:12:08,467 or blinking at certain violations. 243 00:12:08,467 --> 00:12:12,000 Let's talk about the violations. Driving without tags. 244 00:12:12,000 --> 00:12:13,433 Only two months? 245 00:12:14,500 --> 00:12:18,667 When we forget or we're traveling and we don't get registrations 246 00:12:18,667 --> 00:12:21,333 for our cars, we don't drive those cars. 247 00:12:21,333 --> 00:12:24,100 'Cause if you're driving with expired tags, 248 00:12:24,100 --> 00:12:25,266 that's against the law. 249 00:12:25,266 --> 00:12:27,300 I would like to point out if I may 250 00:12:27,300 --> 00:12:31,400 that the bill for that obviously went to her address. 251 00:12:31,400 --> 00:12:33,066 It was not given to me. 252 00:12:33,066 --> 00:12:38,100 {\an8}That's not my... I understand that I need to be aware of it. 253 00:12:38,100 --> 00:12:40,233 {\an8}But I never received that bill. 254 00:12:40,233 --> 00:12:41,900 I gave it to him the very month it came. 255 00:12:41,900 --> 00:12:43,300 Just a second. - That's not true. 256 00:12:43,300 --> 00:12:45,800 Just a second. You're a big boy. 257 00:12:45,800 --> 00:12:47,333 You know when your car has to be registered, 258 00:12:47,333 --> 00:12:50,100 you have a little yellow tag on the back like everybody else. 259 00:12:50,100 --> 00:12:53,500 And insurance, you know, you're supposed to pay insurance. 260 00:12:53,500 --> 00:12:56,200 That was your agreement, you were supposed to pay insurance. 261 00:12:56,200 --> 00:12:57,533 and you didn't pay insurance. 262 00:13:00,166 --> 00:13:03,834 She's going to show me how much was left on the loan, 263 00:13:03,834 --> 00:13:05,734 and how much you sold the truck for. 264 00:13:05,734 --> 00:13:07,900 If she sold the truck for more 265 00:13:07,900 --> 00:13:10,166 than was left on the loan, 266 00:13:10,166 --> 00:13:12,600 the difference between-- Look at me. 267 00:13:12,600 --> 00:13:15,300 The difference between that belongs to you. 268 00:13:26,967 --> 00:13:30,767 Teri Smith is accusing ex-husband, Tony Smith, 269 00:13:30,767 --> 00:13:35,100 {\an8}of wrongfully keeping three ATVs, and a lawnmower. 270 00:13:35,100 --> 00:13:38,533 Tony claims Teri owes him for the cost of a truck. 271 00:13:38,533 --> 00:13:41,400 - Okay, well, are you working now, sir? - Yes, ma'am. 272 00:13:41,400 --> 00:13:45,367 Great. She sold the truck. How much did you sell it for? 273 00:13:45,367 --> 00:13:46,934 48,000 274 00:13:46,934 --> 00:13:48,967 And how much was left on the loan? 275 00:13:49,300 --> 00:13:51,700 48, it was even. Well, show me. 276 00:13:51,700 --> 00:13:54,233 {\an8}It was even. I'd like to see that. 277 00:13:54,233 --> 00:13:59,166 {\an8}So $48,000 was... He paid $18,000? 278 00:13:59,767 --> 00:14:01,433 Hang on one second, I got it... 279 00:14:01,433 --> 00:14:03,333 Can I submit this to you, Your Honor? What is that? 280 00:14:03,333 --> 00:14:05,734 This is my bank statement, showing the payment. 281 00:14:05,734 --> 00:14:07,433 No, you told me, and I accepted it. 282 00:14:07,433 --> 00:14:09,767 She doesn't dispute it, and I accept it. 283 00:14:09,767 --> 00:14:11,734 I do have a copy of the title here somewhere. 284 00:14:11,734 --> 00:14:14,000 What I'm looking for, Mr. Smith, just so that you know, 285 00:14:14,000 --> 00:14:15,934 what I'm having her look for for me. 286 00:14:15,934 --> 00:14:19,567 She's going to show me how much was left on the loan 287 00:14:19,567 --> 00:14:21,166 and how much she sold the truck for. 288 00:14:21,166 --> 00:14:23,533 If she sold the truck for more 289 00:14:23,533 --> 00:14:28,200 than was left on the loan, the difference between-- Look at me. 290 00:14:28,200 --> 00:14:30,867 The difference between that belongs to you. 291 00:14:31,600 --> 00:14:34,033 - Oh, I see. - Because you paid it, right? 292 00:14:34,033 --> 00:14:35,567 I see. Yes, ma'am. 293 00:14:35,567 --> 00:14:36,900 - Got it? That fair? - Yeah. 294 00:14:38,400 --> 00:14:40,500 Did she tell you that she sold the truck? 295 00:14:40,500 --> 00:14:41,467 No ma'am. 296 00:14:41,467 --> 00:14:45,066 He went and bought a truck two days later, so he was able to buy a truck. 297 00:14:45,066 --> 00:14:47,734 Okay. Would you find those papers for me? 298 00:14:47,734 --> 00:14:49,967 While you're looking for those papers for me, 299 00:14:49,967 --> 00:14:52,767 - Mr. Smith, did you buy another truck? - Yes, ma'am. 300 00:14:52,767 --> 00:14:54,667 Good. Did you put a down payment on it? 301 00:14:54,667 --> 00:14:55,633 Yes, ma'am. 302 00:14:55,633 --> 00:14:57,233 And you own it now. - Yes, ma'am. 303 00:14:57,233 --> 00:14:59,033 And you're driving it now. - That's correct. 304 00:14:59,033 --> 00:15:01,133 What would you do with a second truck? 305 00:15:01,133 --> 00:15:04,166 Well, I was forced to buy one because it... I-- 306 00:15:04,166 --> 00:15:08,734 I understand you were forced to buy one, sir. 307 00:15:08,734 --> 00:15:13,967 But if you had the truck and you weren't going to use two trucks, 308 00:15:13,967 --> 00:15:18,734 you would sell this truck for whatever amount you sold it for. 309 00:15:18,734 --> 00:15:21,633 And if there was any overage, you get... 310 00:15:21,633 --> 00:15:24,033 I offered to purchase the truck from her. 311 00:15:24,033 --> 00:15:26,533 In fact, she understood that I was planning 312 00:15:26,533 --> 00:15:28,166 to purchase the truck from her. 313 00:15:28,166 --> 00:15:30,734 Don't tell me what she understood. Right now, you don't need a truck, 314 00:15:30,734 --> 00:15:33,800 and I'm going to find out whether or not she has to give you any money 315 00:15:33,800 --> 00:15:36,033 as a result of what you sold the truck for. 316 00:15:36,033 --> 00:15:39,266 This bill of sale does not have the amount on it, I didn't realize that. 317 00:15:39,266 --> 00:15:41,100 I'll have to get that from... 318 00:15:41,100 --> 00:15:43,033 This is the time to get it. 319 00:15:43,834 --> 00:15:46,967 I'm sorry I did not realize it didn't have it on there. 320 00:15:46,967 --> 00:15:49,834 Okay. Oh, you sold it to a company. I did. 321 00:15:49,834 --> 00:15:52,734 Oh, okay. Not to a private party. No. 322 00:15:53,066 --> 00:15:55,767 Is that the same company that you purchased it from? 323 00:15:55,767 --> 00:15:58,800 {\an8}No, I purchased it from a different dealership. 324 00:15:58,934 --> 00:16:02,266 Okay. Do you have the exact amount 325 00:16:02,266 --> 00:16:05,000 that the loan, the extant loan was? 326 00:16:05,000 --> 00:16:06,700 The original loan was six... No, no. 327 00:16:06,700 --> 00:16:09,967 - I'm sorry. The exit loan? - Yeah, the exit. 328 00:16:09,967 --> 00:16:12,967 It was between 48 and 49,000. 329 00:16:12,967 --> 00:16:15,600 Give or take. Hang on, hang on. 330 00:16:15,600 --> 00:16:19,433 And the truck was purchased for 56. 331 00:16:19,433 --> 00:16:22,300 So that's amounts-- his payment plus interest. 332 00:16:22,300 --> 00:16:25,600 I have it. That's the difference of what they gave me. 333 00:16:28,133 --> 00:16:31,300 I originally put the down payment on that truck as well, he did not. 334 00:16:31,300 --> 00:16:32,500 That doesn't matter. 335 00:16:32,500 --> 00:16:34,600 Yeah, that was a difference they gave me in the sale. 336 00:16:34,600 --> 00:16:36,700 Okay, so this is the difference? Yes. 337 00:16:36,700 --> 00:16:41,200 Between what was on the loan. - Exactly. 338 00:16:41,200 --> 00:16:44,467 And this. Okay, so the excess, sir, 339 00:16:44,467 --> 00:16:47,834 was $2,225. 340 00:16:47,834 --> 00:16:53,433 She put in the deposit for the truck when it was originally purchased for $500? 341 00:16:53,433 --> 00:16:54,934 She did not. Who did? 342 00:16:54,934 --> 00:16:59,367 I did, and I have that in this record, right here. 343 00:16:59,367 --> 00:17:00,333 Show me. 344 00:17:01,567 --> 00:17:04,367 We added tires, we added all kinds of extra stuff to it. 345 00:17:04,367 --> 00:17:07,400 and everything. I paid for that as well. 346 00:17:08,066 --> 00:17:09,400 - I don't care. - Oh. 347 00:17:09,400 --> 00:17:11,667 This is actually... Just show me 348 00:17:11,667 --> 00:17:13,734 It's on my phone. Can I show it? Can I--? 349 00:17:13,734 --> 00:17:16,600 From 2020? 350 00:17:16,600 --> 00:17:19,333 Yes, what had happened, that amount actually came off 351 00:17:19,333 --> 00:17:21,567 - of this statement copy. - Let me see. 352 00:17:21,567 --> 00:17:24,834 Can I submit this, too, where I made the two payments on the truck? 353 00:17:24,834 --> 00:17:27,800 When he first started, I made the very second payment 354 00:17:27,800 --> 00:17:30,934 and the fourth payment on that truck because he wouldn't make it. 355 00:17:30,934 --> 00:17:35,400 I also notified him on June the 20th that he had 30 days 356 00:17:35,500 --> 00:17:37,667 to get the truck in his name, and I never heard anything 357 00:17:37,667 --> 00:17:40,266 You can't notify him within 30 days to get it in his name. 358 00:17:40,266 --> 00:17:41,233 That's not the agreement. Let me see. 359 00:17:41,233 --> 00:17:42,367 Yeah. 360 00:17:43,266 --> 00:17:44,700 It's in yellow. 361 00:17:48,266 --> 00:17:50,934 Yep, purchased authorized August 22nd. 362 00:17:50,934 --> 00:17:52,734 And this is two thousand and...? 363 00:17:52,734 --> 00:17:54,367 Twenty. - Twenty. 364 00:17:54,367 --> 00:17:56,233 For $500. 365 00:17:56,767 --> 00:18:00,967 Okay, so the difference of $500 that came out of your account, 366 00:18:00,967 --> 00:18:05,734 brings the total excess that she received $1,725. 367 00:18:05,734 --> 00:18:10,133 She's coming to pick up her lawnmower within five days and her three ATVs. 368 00:18:10,133 --> 00:18:14,433 At the same time she's going to give you $1,725, 369 00:18:14,433 --> 00:18:17,100 which is the difference between what was owed on the truck 370 00:18:17,100 --> 00:18:19,600 and the profit that was made that she didn't pay for. 371 00:18:19,600 --> 00:18:21,066 We've finished here. Thank you very much. 372 00:18:21,066 --> 00:18:22,734 Thank you. This court is adjourned. 373 00:18:26,066 --> 00:18:27,567 I think it was fair. 374 00:18:27,567 --> 00:18:31,367 Well, it was a little less than I thought I was going to get back from it, 375 00:18:31,367 --> 00:18:35,133 but there's a lot more to the story that obviously I couldn't get in. 376 00:18:35,133 --> 00:18:37,300 Well, I mean, I had the truth. So... 377 00:18:37,300 --> 00:18:41,033 She understands why that is because there's an outstanding invoice 378 00:18:41,033 --> 00:18:44,200 from me for work that I've done that she's refusing to pay for. 379 00:18:44,200 --> 00:18:47,567 I have supported him since 2003. 380 00:18:47,567 --> 00:18:51,667 Construction work, I did a lot of planning 381 00:18:51,667 --> 00:18:54,066 and helping her with her current home that she's living in. 382 00:18:54,066 --> 00:18:57,300 It is just one thing after another and I can never owe him one dime. 383 00:18:57,400 --> 00:18:59,300 I mean, everything was fine between us. 384 00:18:59,400 --> 00:19:01,266 His trauma bonded me and manipulated me 385 00:19:01,266 --> 00:19:04,767 and gaslit me for all these years and kept me around 386 00:19:04,767 --> 00:19:06,767 just in case other relationships didn't work out. 387 00:19:06,767 --> 00:19:09,266 Until she found out I was seeing someone else. 388 00:19:09,367 --> 00:19:12,800 No, no, no, I've been asking for everything of mine 389 00:19:12,800 --> 00:19:16,266 that he kept for and held hostage 390 00:19:16,266 --> 00:19:18,467 for a long time before that, 391 00:19:18,467 --> 00:19:20,266 but he's probably had many more before that, 392 00:19:20,266 --> 00:19:21,500 I just didn't know about 'em. 393 00:19:21,500 --> 00:19:22,800 But I'm happy. 394 00:19:22,800 --> 00:19:24,400 I was thinking, he was making me think 395 00:19:24,400 --> 00:19:27,033 that we were reconciling, while he was using me. 396 00:19:27,433 --> 00:19:29,166 I don't see us talking anymore. 397 00:19:29,166 --> 00:19:31,266 The bank is finally closed, 398 00:19:31,266 --> 00:19:33,900 and the bad bargain is-- just been a nightmare. 399 00:19:33,900 --> 00:19:35,467 It's been hundreds of bad bargains. 400 00:19:35,467 --> 00:19:36,734 No more business ventures. 401 00:19:37,967 --> 00:19:40,133 You see, it's always a mistake. 402 00:19:41,567 --> 00:19:43,700 - Unless you're married, - Mm-hmm. 403 00:19:43,700 --> 00:19:46,600 - to cosign a loan for anybody, - Mm-hmm. 404 00:19:47,600 --> 00:19:49,834 a boyfriend or somebody. 405 00:19:49,834 --> 00:19:51,433 - An ex-husband. - An ex... 406 00:19:51,967 --> 00:19:54,467 - And especially an ex-husband. - Yeah. 407 00:19:55,166 --> 00:19:56,200 Because I think what you said was true. 408 00:19:56,200 --> 00:19:58,900 There's always one person that gets no benefit 409 00:19:58,900 --> 00:20:02,400 and get slighted and has their name on the line for their credit 410 00:20:02,400 --> 00:20:05,000 for future purchases that they want to make. 411 00:20:05,100 --> 00:20:08,734 And the guy who gets to drive the truck. 412 00:20:08,734 --> 00:20:11,400 Of course, he says that the reason she got all hot and bothered 413 00:20:11,400 --> 00:20:13,133 is because he has a girlfriend now. 414 00:20:13,133 --> 00:20:15,767 I would have felt a little more sympathy towards him 415 00:20:15,767 --> 00:20:18,367 had he not gone out two weeks later and bought a new truck. 416 00:20:18,367 --> 00:20:19,500 Yeah, well. 417 00:20:21,166 --> 00:20:22,300 Want justice? 418 00:20:22,300 --> 00:20:24,633 {\an8}Go to JudyJustice.tv