1 00:00:10,500 --> 00:00:19,933 ♪ ♪ 2 00:00:20,000 --> 00:00:30,133 ♪ ♪ 3 00:00:30,200 --> 00:00:31,400 >> John: HI THERE! 4 00:00:31,466 --> 00:00:32,300 WELCOME TO THE SHOW! 5 00:00:32,366 --> 00:00:32,900 STILL COMING TO YOU FROM THIS 6 00:00:32,966 --> 00:00:33,800 BLANK VOID. 7 00:00:33,866 --> 00:00:35,333 THINK OF IT LIKE DISNEY WORLD -- 8 00:00:35,400 --> 00:00:36,333 A BRIGHT WONDERLAND WHERE, 9 00:00:36,400 --> 00:00:36,966 FOR SOME REASON, 10 00:00:37,033 --> 00:00:37,900 PEOPLE GET EXCITED TO SEE 11 00:00:37,966 --> 00:00:39,800 A LARGE, PANTSLESS BIRD. 12 00:00:39,866 --> 00:00:41,333 IT'S BEEN A BUSY WEEK. 13 00:00:41,400 --> 00:00:42,666 RUDY GIULIANI'S LAW LICENSE WAS 14 00:00:42,733 --> 00:00:44,033 SUSPENDED, THE SUPREME COURT 15 00:00:44,100 --> 00:00:45,366 RELEASED A SERIES OF RULINGS, 16 00:00:45,433 --> 00:00:46,300 ONE OF WHICH INVOLVED 17 00:00:46,366 --> 00:00:47,733 JUSTICE BREYER HAVING TO EXPLAIN 18 00:00:47,800 --> 00:00:48,766 WHAT SNAPCHAT WAS, 19 00:00:48,833 --> 00:00:50,066 AND THEN THERE WAS THIS: 20 00:00:50,133 --> 00:00:51,166 >> SENATE REPUBLICANS TONIGHT 21 00:00:51,233 --> 00:00:52,800 BLOCKING A DEMOCRATIC VOTING 22 00:00:52,866 --> 00:00:54,466 BILL THAT WOULD HAVE OVERHAULED 23 00:00:54,533 --> 00:00:56,666 THE COUNTRY'S ELECTION SYSTEM. 24 00:00:56,733 --> 00:00:57,666 REPUBLICANS TONIGHT SLAMMING 25 00:00:57,733 --> 00:00:59,100 THE BILL AS A PARTISAN POWER 26 00:00:59,166 --> 00:01:01,033 GRAB BY DEMOCRATS THAT WOULD 27 00:01:01,100 --> 00:01:02,633 FEDERALIZE ELECTIONS, INCLUDING 28 00:01:02,700 --> 00:01:05,233 PREVENTING STATES FROM REQUIRING 29 00:01:05,300 --> 00:01:06,333 VOTER I.D. 30 00:01:06,400 --> 00:01:08,966 >> S1 WOULD TAKE AWAY THE RIGHTS 31 00:01:09,033 --> 00:01:10,566 OF PEOPLE IN EACH OF THE 32 00:01:10,633 --> 00:01:13,800 50 STATES TO DETERMINE WHICH 33 00:01:13,866 --> 00:01:16,400 ELECTION RULES WORK BEST FOR 34 00:01:16,466 --> 00:01:18,266 THEIR CITIZENS. 35 00:01:18,333 --> 00:01:19,000 >> John: WELL.... 36 00:01:19,066 --> 00:01:21,000 YEAH, IT WOULD. 37 00:01:21,066 --> 00:01:22,900 BECAUSE HISTORY SHOWS CERTAIN 38 00:01:22,966 --> 00:01:24,766 PEOPLE IN CERTAIN STATES HAVE 39 00:01:24,833 --> 00:01:26,166 DETERMINED WHICH ELECTION RULES 40 00:01:26,233 --> 00:01:31,233 WORK BEST FOR CERTAIN CITIZENS. 41 00:01:31,300 --> 00:01:34,300 PROBLEM, 42 00:01:34,366 --> 00:01:35,000 THAT'S THE WHOLE FUCKING 43 00:01:35,066 --> 00:01:36,000 PROBLEM, COLLINS. 44 00:01:36,066 --> 00:01:37,133 YOUR PARTY MIGHT KNOW THAT IF IT 45 00:01:37,200 --> 00:01:38,100 WASN'T SO BUSY FIGHTING TO COVER 46 00:01:38,166 --> 00:01:38,800 UP THAT HISTORY. 47 00:01:38,866 --> 00:01:40,000 ALTHOUGH I DO GET IT, IF I HAD 48 00:01:40,066 --> 00:01:41,233 THE POWER TO COVER UP PAST 49 00:01:41,300 --> 00:01:41,933 MISTAKES, I'D PROBABLY ERASE 50 00:01:42,000 --> 00:01:42,800 THE WHOLE DRUMPF THING FROM 51 00:01:42,866 --> 00:01:44,566 THE INTERNET, ALONG WITH ABOUT 52 00:01:44,633 --> 00:01:45,700 TWO DECADES OF HAIRCUTS. 53 00:01:45,766 --> 00:01:46,533 BUT, LIKE MY BARBER/THERAPIST 54 00:01:46,600 --> 00:01:47,733 TELLS ME, "WE CAN'T CHANGE 55 00:01:47,800 --> 00:01:49,266 HISTORY, WE CAN ONLY PREVENT IT 56 00:01:49,333 --> 00:01:49,966 FROM HAPPENING AGAIN." 57 00:01:50,033 --> 00:01:51,433 AND THE DEFEAT OF THIS BILL 58 00:01:51,500 --> 00:01:52,633 COMES AS REPUBLICANS IN STATE 59 00:01:52,700 --> 00:01:53,833 LEGISLATURES HAVE PUSHED NEARLY 60 00:01:53,900 --> 00:01:56,100 400 NEW BILLS AND LAWS 61 00:01:56,166 --> 00:01:58,166 RESTRICTING VOTING RIGHTS, 62 00:01:58,233 --> 00:02:00,233 WHICH, IN MANY CASES, ARE FUELED 63 00:02:00,300 --> 00:02:01,833 BY LIES ABOUT VOTER FRAUD IN 64 00:02:01,900 --> 00:02:04,800 THE LAST ELECTION, DESPITE THOSE 65 00:02:04,866 --> 00:02:05,933 LIES CONTINUALLY FALLING APART. 66 00:02:06,000 --> 00:02:08,200 JUST THIS WEEK, A MICHIGAN 67 00:02:08,266 --> 00:02:09,866 REPUBLICAN-LED SENATE 68 00:02:09,933 --> 00:02:10,766 INVESTIGATION PUBLISHED A REPORT 69 00:02:10,833 --> 00:02:11,766 FINDING "NO EVIDENCE OF 70 00:02:11,833 --> 00:02:12,700 WIDESPREAD OR SYSTEMATIC FRAUD 71 00:02:12,766 --> 00:02:13,566 IN THE STATE'S HANDLING OF 72 00:02:13,633 --> 00:02:15,233 THE ELECTION." 73 00:02:15,300 --> 00:02:16,400 AND THERE'S ACTUALLY ANOTHER, 74 00:02:16,466 --> 00:02:18,733 EVEN WILDER CLAIM THAT'S 75 00:02:18,800 --> 00:02:20,233 UNRAVELING IN TRULY SPECTACULAR 76 00:02:20,300 --> 00:02:21,033 FASHION. 77 00:02:21,100 --> 00:02:22,700 IT'S SOMETHING CALLED 78 00:02:22,766 --> 00:02:23,666 "ITALYGATE," WHICH ISN'T 79 00:02:23,733 --> 00:02:25,000 ACTUALLY REFERRING TO THE MANY 80 00:02:25,066 --> 00:02:26,666 TIMES THE CUOMO BROTHERS DID 81 00:02:26,733 --> 00:02:28,366 "NEWS INCEST," BUT IT IS A SPICY 82 00:02:28,433 --> 00:02:30,200 MEAT-A-BALL OF A CONSPIRACY. 83 00:02:30,266 --> 00:02:31,900 AND THERE WERE SOME DEVELOPMENTS 84 00:02:31,966 --> 00:02:33,833 EARLIER THIS MONTH, WHEN EMAILS 85 00:02:33,900 --> 00:02:35,233 SURFACED BETWEEN MARK MEADOWS, 86 00:02:35,300 --> 00:02:36,833 TRUMP'S CHIEF OF STAFF, AND 87 00:02:36,900 --> 00:02:38,066 THE ACTING ATTORNEY GENERAL 88 00:02:38,133 --> 00:02:39,066 THAT WERE SENT LAST DECEMBER. 89 00:02:39,133 --> 00:02:40,200 >> AMONG MEADOWS' REQUESTS: 90 00:02:40,266 --> 00:02:41,933 THAT ROSEN LOOK INTO ITALYGATE, 91 00:02:42,000 --> 00:02:44,000 A CONSPIRACY THEORY THAT PEOPLE 92 00:02:44,066 --> 00:02:45,566 IN ITALY USED MILITARY 93 00:02:45,633 --> 00:02:47,033 TECHNOLOGY AND SATELLITES TO 94 00:02:47,100 --> 00:02:48,566 SWITCH TRUMP VOTES TO BIDEN 95 00:02:48,633 --> 00:02:51,833 VOTES IN U.S. VOTING MACHINES. 96 00:02:51,900 --> 00:02:52,700 >> John: RIGHT. 97 00:02:52,766 --> 00:02:53,600 THE THEORY IS, MILITARY 98 00:02:53,666 --> 00:02:54,533 SATELLITES APPARENTLY STOLE 99 00:02:54,600 --> 00:02:55,766 THE ELECTION. 100 00:02:55,833 --> 00:02:58,533 AND I KNOW THAT SOUNDS STUPID, 101 00:02:58,600 --> 00:02:59,400 AND THAT'S BECAUSE IT IS. 102 00:02:59,466 --> 00:03:00,733 AND IT GOT EARLY TRACTION THANKS 103 00:03:00,800 --> 00:03:02,133 TO THIS JOURNALIST, WHO'S BEEN 104 00:03:02,200 --> 00:03:02,800 CALLED "THE SEAN HANNITY OF 105 00:03:02,866 --> 00:03:03,866 ITALY." 106 00:03:03,933 --> 00:03:04,633 WHICH ALREADY MIGHT BE THE 107 00:03:04,700 --> 00:03:05,666 MEANEST THING I'VE EVER HEARD 108 00:03:05,733 --> 00:03:08,200 IN MY LIFE. 109 00:03:08,266 --> 00:03:09,400 BUT THE KEY QUESTION STILL IS, 110 00:03:09,466 --> 00:03:09,966 HOW DID THAT THEORY GET TO 111 00:03:10,033 --> 00:03:11,600 THE WHITE HOUSE? 112 00:03:11,666 --> 00:03:12,766 WELL, LAST WEEKEND, 113 00:03:12,833 --> 00:03:14,133 "THE WASHINGTON POST" FILLED IN 114 00:03:14,200 --> 00:03:15,666 A KEY CONNECTION, AND I'M GOING 115 00:03:15,733 --> 00:03:17,066 TO TELL YOU ABOUT IT NOT BECAUSE 116 00:03:17,133 --> 00:03:18,100 IT'S IMPORTANT, BUT BECAUSE IT 117 00:03:18,166 --> 00:03:19,133 IS INCREDIBLE. 118 00:03:19,200 --> 00:03:20,700 AND IT CONCERNS THIS WOMAN, 119 00:03:20,766 --> 00:03:22,633 MICHELE ROOSEVELT EDWARDS, 120 00:03:22,700 --> 00:03:23,833 A BUSINESSWOMAN AND SOLE 121 00:03:23,900 --> 00:03:24,933 SURVIVING CONSUMER OF 122 00:03:25,000 --> 00:03:26,500 THE "BUMP IT." 123 00:03:26,566 --> 00:03:27,966 THE EMAIL MEADOWS SENT 124 00:03:28,033 --> 00:03:29,500 CONCERNING ITALYGATE INCLUDED 125 00:03:29,566 --> 00:03:31,066 THIS LETTER, WHICH OUTLINED 126 00:03:31,133 --> 00:03:32,600 THE CONSPIRACY, AND WAS PRINTED 127 00:03:32,666 --> 00:03:34,033 ON THE LETTERHEAD OF A COMPANY 128 00:03:34,100 --> 00:03:35,033 EDWARDS RUNS. 129 00:03:35,100 --> 00:03:36,733 AND IT DOESN'T STOP THERE -- 130 00:03:36,800 --> 00:03:38,333 BECAUSE ANOTHER OF HER FIRMS WAS 131 00:03:38,400 --> 00:03:39,766 PUSHING THE ITALYGATE CLAIMS 132 00:03:39,833 --> 00:03:41,300 AROUND THE SAME TIME. 133 00:03:41,366 --> 00:03:42,666 AND WHILE EDWARDS CLAIMS SHE WAS 134 00:03:42,733 --> 00:03:44,133 UNAWARE OF THAT LETTER, THE MORE 135 00:03:44,200 --> 00:03:45,566 YOU LEARN ABOUT HER, THE HARDER 136 00:03:45,633 --> 00:03:46,600 IT IS TO TAKE ANYTHING SHE SAYS 137 00:03:46,666 --> 00:03:48,500 AT FACE VALUE. 138 00:03:48,566 --> 00:03:49,833 BECAUSE THIS WOMAN HAS LIVED 139 00:03:49,900 --> 00:03:52,133 MANY AMAZING LIVES. 140 00:03:52,200 --> 00:03:54,200 AFTER UNSUCCESSFULLY RUNNING 141 00:03:54,266 --> 00:03:55,400 FOR CONGRESS IN THE '80s, SHE 142 00:03:55,466 --> 00:03:57,066 HAD A STINT DESIGNING CHILDREN'S 143 00:03:57,133 --> 00:03:58,066 CLOTHING, SAYING SHE WAS 144 00:03:58,133 --> 00:03:59,400 "KNOWN AS THE COCO CHANEL IN 145 00:03:59,466 --> 00:04:00,800 THE CHILDREN'S INDUSTRY," 146 00:04:00,866 --> 00:04:03,033 A CLAIM SUPPORTED BY NO ONE. 147 00:04:03,100 --> 00:04:04,900 SHE LATER REINVENTED HERSELF 148 00:04:04,966 --> 00:04:06,900 AS A PEACE BROKER FOR 149 00:04:06,966 --> 00:04:09,433 THE SOMALI PEOPLE, TELLING 150 00:04:09,500 --> 00:04:11,066 INTERVIEWERS, "THEY CALL ME 151 00:04:11,133 --> 00:04:11,800 THE MOTHER OF SOMALIA, I HAVE 152 00:04:11,866 --> 00:04:13,566 NINE MILLION CHILDREN." 153 00:04:13,633 --> 00:04:14,633 AND WHO, EXACTLY, ARE "THEY" 154 00:04:14,700 --> 00:04:16,233 THERE? 155 00:04:16,300 --> 00:04:18,466 BECAUSE UNLESS THE SOMALI PEOPLE 156 00:04:18,533 --> 00:04:19,900 UNANIMOUSLY VOTED TO REFER TO 157 00:04:19,966 --> 00:04:21,100 WHAT YOU'D GET IF 158 00:04:21,166 --> 00:04:22,866 CALLISTA GINGRICH STUCK A FORK 159 00:04:22,933 --> 00:04:24,233 INTO AN OUTLET AS 160 00:04:24,300 --> 00:04:25,300 "THEIR NATIONAL MOMMY," 161 00:04:25,366 --> 00:04:26,566 I'M REALLY GOING TO HAVE TO STOP 162 00:04:26,633 --> 00:04:28,000 YOU RIGHT THERE. 163 00:04:28,066 --> 00:04:29,333 AND AS EDWARDS EAGERLY INSERTED 164 00:04:29,400 --> 00:04:31,933 HERSELF INTO SOMALI AFFAIRS, 165 00:04:32,000 --> 00:04:33,200 A NAVAL INTELLIGENCE OFFICER WHO 166 00:04:33,266 --> 00:04:34,166 ONCE WORKED WITH HER WAS QUOTED 167 00:04:34,233 --> 00:04:34,300 NO 168 00:04:34,366 --> 00:04:35,700 AS SAYING, "THE PROBLEM WITH 169 00:04:35,766 --> 00:04:36,500 MICHELE IS SEPARATING FACT FROM 170 00:04:36,566 --> 00:04:37,400 FICTION. 171 00:04:37,466 --> 00:04:38,933 WHAT IS REAL, AND WHAT IS 172 00:04:39,000 --> 00:04:40,433 MADE UP?" 173 00:04:40,500 --> 00:04:41,533 TO WHICH I'D SAY, "FOR A START, 174 00:04:41,600 --> 00:04:42,700 MAYBE THE NINE MILLION CHILDREN 175 00:04:42,766 --> 00:04:44,266 THING." 176 00:04:44,333 --> 00:04:46,600 BUT WAIT, IT DOESN'T STOP THERE. 177 00:04:46,666 --> 00:04:48,466 BECAUSE EARLIER THIS YEAR, 178 00:04:48,533 --> 00:04:49,933 EDWARDS WAS FEATURED ON THIS 179 00:04:50,000 --> 00:04:51,533 TV SHOW IN ICELAND, AFTER TAKING 180 00:04:51,600 --> 00:04:52,866 OVER AN AIRLINE THERE -- IT'S 181 00:04:52,933 --> 00:04:53,833 CALLED "WOW" AIR -- IT'S 182 00:04:53,900 --> 00:04:55,066 TERRIBLE; THAT'S NOT THE POINT; 183 00:04:55,133 --> 00:04:55,200 NO 184 00:04:55,266 --> 00:04:55,833 WE DON'T HAVE TIME. 185 00:04:55,900 --> 00:04:57,566 AND DURING THE INTERVIEW, 186 00:04:57,633 --> 00:04:59,000 SHE TOOK THE REPORTER ON A TOUR 187 00:04:59,066 --> 00:05:01,966 OF HER VAST, $30 MILLION 188 00:05:02,033 --> 00:05:02,333 VIRGINIA ESTATE. 189 00:05:02,400 --> 00:05:03,833 ALTHOUGH IT WAS CLEAR STRAIGHT 190 00:05:03,900 --> 00:05:05,833 AWAY SOMETHING WAS OFF. 191 00:05:05,900 --> 00:05:07,533 >> IT'S NEARLY 1,500 ACRES. 192 00:05:07,600 --> 00:05:08,800 IT TAKES 11 PEOPLE FULL-TIME 193 00:05:08,866 --> 00:05:10,133 TO MANAGE THE OUTSIDE OF THE 194 00:05:10,200 --> 00:05:11,866 PROPERTY ON A FULL-TIME BASIS. 195 00:05:11,933 --> 00:05:13,866 38,000 FEET, 22 BEDROOMS, 196 00:05:13,933 --> 00:05:16,433 THREE KITCHENS. 197 00:05:16,500 --> 00:05:16,566 NO 198 00:05:16,633 --> 00:05:17,200 >> HOW MANY OF THEM DO YOU USE? 199 00:05:17,266 --> 00:05:18,866 >> ALL THREE. 200 00:05:18,933 --> 00:05:23,033 THAT'S WHY THE CHEF'S HERE. 201 00:05:23,100 --> 00:05:23,633 >> THE KITCHENS WERE ACTUALLY 202 00:05:23,700 --> 00:05:25,200 PRETTY EMPTY, HARDLY ANY SIGNS 203 00:05:25,266 --> 00:05:26,100 OF ACTIVITY. 204 00:05:26,166 --> 00:05:27,066 AND THE MASTER CHEF WAS NOT 205 00:05:27,133 --> 00:05:28,366 ON HAND EITHER TO BREW COFFEE: 206 00:05:28,433 --> 00:05:29,500 THAT CAME IN A BOX FROM A 207 00:05:29,566 --> 00:05:31,500 DOUGHNUT CHAIN. 208 00:05:31,566 --> 00:05:33,533 >> John: OKAY, SO JUST TO MAKE 209 00:05:33,600 --> 00:05:35,000 SURE I HAVE THIS STRAIGHT -- SHE 210 00:05:35,066 --> 00:05:37,800 EMPLOYS 11 PEOPLE TO TAKE CARE 211 00:05:37,866 --> 00:05:39,100 OF HER 1500 ACRE ESTATE THAT 212 00:05:39,166 --> 00:05:40,933 CONTAINS THREE KITCHENS, NO 213 00:05:41,000 --> 00:05:41,766 PERSONAL EFFECTS, AND ONE MAN 214 00:05:41,833 --> 00:05:43,433 WHOSE JOB SEEMS TO BE TO POUR 215 00:05:43,500 --> 00:05:44,566 TAKEOUT DUNKIN' INTO A STYROFOAM 216 00:05:44,633 --> 00:05:44,700 NO 217 00:05:44,766 --> 00:05:46,666 CUP WHILE DRESSED LIKE THE FIRST 218 00:05:46,733 --> 00:05:47,300 RESULT YOU GET WHEN YOU GOOGLE 219 00:05:47,366 --> 00:05:49,633 "SILLY CARTOON CHEF." 220 00:05:49,700 --> 00:05:50,633 AND IF IT SEEMED LIKE 221 00:05:50,700 --> 00:05:57,266 THE REPORTER IS HINTING AT 222 00:05:57,333 --> 00:05:58,133 SOMETHING THERE, IT'S BECAUSE 223 00:05:58,200 --> 00:05:59,266 HE VERY MUCH WAS. 224 00:05:59,333 --> 00:06:00,666 >> BEFORE WE WRAP UP -- BECAUSE 225 00:06:00,733 --> 00:06:01,600 WE STARTED WITH A TOUR OF YOUR 226 00:06:01,666 --> 00:06:03,033 HOME, WHEN I WAS JUST LOOKING OF 227 00:06:03,100 --> 00:06:04,933 WHERE I SHOULD GO ON -- IN A 228 00:06:05,000 --> 00:06:06,400 SEARCH ENGINE, THE STUFF THAT 229 00:06:06,466 --> 00:06:07,533 CAME UP WAS ALL REAL ESTATE 230 00:06:07,600 --> 00:06:08,733 LISTINGS, AND THAT THIS PLACE 231 00:06:08,800 --> 00:06:09,266 WAS FOR SALE. 232 00:06:09,333 --> 00:06:09,933 >> MMM-HM. 233 00:06:10,000 --> 00:06:10,666 >> IS IT FOR SALE? 234 00:06:10,733 --> 00:06:11,033 >> NO. 235 00:06:11,100 --> 00:06:11,833 IT'S NOT NOW. 236 00:06:11,900 --> 00:06:12,933 >> AND HOW LONG HAVE YOU BEEN 237 00:06:13,000 --> 00:06:13,133 HERE? 238 00:06:13,200 --> 00:06:13,966 >> THIS IS A RECENT ACQUISITION 239 00:06:14,033 --> 00:06:15,033 FOR US. 240 00:06:15,100 --> 00:06:16,266 >> IT'S VERY SORT OF -- 241 00:06:16,333 --> 00:06:17,166 IT'S VERY FORMAL. 242 00:06:17,233 --> 00:06:19,200 IT'S ALMOST LIKE WALKING INTO 243 00:06:19,266 --> 00:06:20,533 A -- A RENTED PROPERTY. 244 00:06:20,600 --> 00:06:21,266 >> NO. 245 00:06:21,333 --> 00:06:22,266 IT'S NOT RENTED PROPERTY, 246 00:06:22,333 --> 00:06:23,666 I CAN ASSURE YOU. 247 00:06:23,733 --> 00:06:24,666 >> SO THIS IS WHERE YOU LIVE, 248 00:06:24,733 --> 00:06:25,700 THIS IS YOUR HOME. 249 00:06:25,766 --> 00:06:26,200 >> YES, THIS IS -- 250 00:06:26,266 --> 00:06:26,900 >> THIS IS YOUR PROPERTY. 251 00:06:26,966 --> 00:06:30,933 >> YES. 252 00:06:31,000 --> 00:06:32,366 >> John: NO, IT ISN'T. 253 00:06:32,433 --> 00:06:34,533 BECAUSE OF COURSE IT ISN'T! 254 00:06:34,600 --> 00:06:35,866 IN FACT, THE ACTUAL OWNER OF 255 00:06:35,933 --> 00:06:37,300 THAT PROPERTY WAS SHOWN THAT 256 00:06:37,366 --> 00:06:37,900 VIDEO AND SAID, "SHE'S IN MY 257 00:06:37,966 --> 00:06:38,866 HOUSE. 258 00:06:38,933 --> 00:06:42,266 HOW IS SHE IN MY HOUSE?" 259 00:06:42,333 --> 00:06:42,900 WHICH IS JUST SPECTACULAR. 260 00:06:42,966 --> 00:06:44,066 AND THE ANSWER MAY BE THAT 261 00:06:44,133 --> 00:06:45,500 EDWARDS -- IN ADDITION TO BEING 262 00:06:45,566 --> 00:06:47,366 THE COCO CHANEL FOR CHILDREN AND 263 00:06:47,433 --> 00:06:49,133 THE SOMALI MOMMY -- HAS ALSO 264 00:06:49,200 --> 00:06:50,300 BEEN A LICENSED REALTOR IN 265 00:06:50,366 --> 00:06:52,533 THE AREA, WHICH I'M GUESSING IS 266 00:06:52,600 --> 00:06:53,633 HELPFUL WHEN SHE NEEDS A NEW 267 00:06:53,700 --> 00:06:55,200 PLACE TO NOT-LIVE. 268 00:06:55,266 --> 00:06:56,533 AND THE THING IS, THIS STORY 269 00:06:56,600 --> 00:07:01,966 IS FUNNY BECAUSE IT'S A 270 00:07:02,033 --> 00:07:02,800 CARTOONISHLY DESPERATE ATTEMPT 271 00:07:02,866 --> 00:07:03,500 TO STEAL AN ELECTION, 272 00:07:03,566 --> 00:07:04,466 WHICH SOMEHOW INVOLVES 273 00:07:04,533 --> 00:07:05,066 A SQUATTER DRESSED AS 274 00:07:05,133 --> 00:07:05,833 ORVILLE REDDENBACHER'S 275 00:07:05,900 --> 00:07:06,766 FIRST WIFE WHO GOT WRITTEN OUT 276 00:07:06,833 --> 00:07:07,433 OF THE WILL. 277 00:07:07,500 --> 00:07:08,333 AND I'M GLAD I GOT TO TELL YOU 278 00:07:08,400 --> 00:07:09,133 ABOUT IT. 279 00:07:09,200 --> 00:07:09,900 BUT IT'S ALSO IMPORTANT TO 280 00:07:09,966 --> 00:07:10,900 REMEMBER, THERE ARE FAR MORE 281 00:07:10,966 --> 00:07:12,400 EFFECTIVE METHODS UNDERMINING 282 00:07:12,466 --> 00:07:13,600 DEMOCRACY AS WE SPEAK -- LIKE 283 00:07:13,666 --> 00:07:15,133 ALLOWING STATES TO PASS LAWS 284 00:07:15,200 --> 00:07:20,466 RESTRICTING BALLOT ACCESS. 285 00:07:20,533 --> 00:07:21,866 THE BULLSHIT ARTISTS TO REALLY 286 00:07:21,933 --> 00:07:22,700 WATCH OUT FOR ARE THE ONES 287 00:07:22,766 --> 00:07:24,233 URGING CIVILITY WHILE ARGUING 288 00:07:24,300 --> 00:07:26,133 IT'S NONE OF OUR BUSINESS 289 00:07:26,200 --> 00:07:26,966 PEOPLE FROM VOTING, NOT THE ONES 290 00:07:27,033 --> 00:07:27,100 NO 291 00:07:27,166 --> 00:07:27,700 WEARING GOLD BOW TIES IN HOMES 292 00:07:27,766 --> 00:07:28,966 THEY DON'T OWN, THEY'RE THE ONES 293 00:07:29,033 --> 00:07:29,566 URGING CIVILITY WHILE ARGUING 294 00:07:29,633 --> 00:07:31,733 THAT IT'S NONE OF OUR BUSINESS 295 00:07:31,800 --> 00:07:33,766 NO IF SOME STATES WANT TO BAR 296 00:07:33,833 --> 00:07:35,200 PEOPLE FROM VOTING, BECAUSE THAT 297 00:07:35,266 --> 00:07:36,400 IS THE KIND OF BEHAVIOR THAT 298 00:07:36,466 --> 00:07:38,133 SHOULD MAKE US ALL STAND UP AND 299 00:07:38,200 --> 00:07:41,133 SAY, SHE IS IN OUR GOVERNMENT, 300 00:07:41,200 --> 00:07:44,733 HOW IS SHE IN OUR GOVERNMENT? 301 00:07:44,800 --> 00:07:45,366 AND NOW THIS. 302 00:07:45,433 --> 00:07:46,100 ♪ ♪ 303 00:07:46,166 --> 00:07:47,033 >> Announcer: AND NOW... 304 00:07:47,100 --> 00:07:48,733 ON THE OCCASION OF HIS DEPARTURE 305 00:07:48,800 --> 00:07:49,600 FROM C-SPAN, ONE LAST SALUTE TO 306 00:07:49,666 --> 00:07:50,400 THE MOST PATIENT MAN ON 307 00:07:50,466 --> 00:07:51,366 TELEVISION. 308 00:07:51,433 --> 00:07:53,700 >> NEXT UP IS LOUIS. 309 00:07:53,766 --> 00:07:54,433 GOOD MORNING, WELCOME TO THE 310 00:07:54,500 --> 00:07:54,833 CONVERSATION. 311 00:07:54,900 --> 00:07:56,133 >> YES, HI. 312 00:07:56,200 --> 00:07:58,100 >> GO AHEAD, PLEASE. 313 00:07:58,166 --> 00:07:59,133 >> HELLO? 314 00:07:59,200 --> 00:07:59,733 >> YES, YOU ARE ON THE AIR, 315 00:07:59,800 --> 00:08:02,666 GO AHEAD. 316 00:08:02,733 --> 00:08:03,766 >> OH, ON AIR WHERE? 317 00:08:03,833 --> 00:08:04,433 C-SPAN? 318 00:08:04,500 --> 00:08:08,233 >> YES, GO AHEAD, GOOD MORNING. 319 00:08:08,300 --> 00:08:10,533 >> WHEN A PRO-TRUMPER COMES ON 320 00:08:10,600 --> 00:08:12,633 THERE, YOU INTERRUPT THEM, ASK 321 00:08:12,700 --> 00:08:13,566 THEM QUESTIONS, TRYING TO BACK 322 00:08:13,633 --> 00:08:14,200 THEM DOWN FROM BEING A 323 00:08:14,266 --> 00:08:16,233 PRO-TRUMPER. 324 00:08:16,300 --> 00:08:17,500 BUT YET AN ANTI-TRUMPER, YOU 325 00:08:17,566 --> 00:08:18,400 HAVE A NASTY HABIT OF LETTING 326 00:08:18,466 --> 00:08:25,500 THEM RANT AND RAVE. 327 00:08:25,566 --> 00:08:26,500 >> WHAT WE NEED IS ANOTHER 328 00:08:26,566 --> 00:08:27,033 EDWARD R. MURROW, WHO WENT 329 00:08:27,100 --> 00:08:27,833 TO WAR. 330 00:08:27,900 --> 00:08:28,600 WALTER CRONKITE, WHO WENT TO 331 00:08:28,666 --> 00:08:30,266 WAR. 332 00:08:30,333 --> 00:08:31,633 BUT INSTEAD, WE GOT YOU, STEVE. 333 00:08:31,700 --> 00:08:32,500 >> MY COMMENTS ARE OKAY. 334 00:08:32,566 --> 00:08:33,233 >> YOU ARE SOUNDING LOUD AND 335 00:08:33,300 --> 00:08:33,900 CLEAR. 336 00:08:33,966 --> 00:08:35,133 >> VERY GOOD. 337 00:08:35,200 --> 00:08:38,033 WHAT TOPIC ARE WE SPEAKING 338 00:08:38,100 --> 00:08:40,100 ABOUT, BECAUSE I AM -- 339 00:08:40,166 --> 00:08:42,300 >> I AM AGAINST THE WORD 340 00:08:42,366 --> 00:08:44,700 "GODDAMN" BEING USED ON THE 341 00:08:44,766 --> 00:08:46,566 AIRWAVES. 342 00:08:46,633 --> 00:08:48,100 >> AND YOU JUST USED IT. 343 00:08:48,166 --> 00:08:49,266 >> YOU GUYS ARE NOTHING BUT 344 00:08:49,333 --> 00:08:49,700 HACKS. 345 00:08:49,766 --> 00:08:53,166 PLEASE DON'T CUT ME OFF. 346 00:08:53,233 --> 00:08:54,133 I KNOW I SEE YOUR HAND GOING 347 00:08:54,200 --> 00:08:55,133 THERE, GETTING READY TO CUT ME 348 00:08:55,200 --> 00:08:56,400 OFF, BECAUSE YOU CAN'T DEAL WITH 349 00:08:56,466 --> 00:08:56,666 THE TRUTH. 350 00:08:56,733 --> 00:08:57,566 >> AND THAT SHOULDN'T BE TOO 351 00:08:57,633 --> 00:08:58,433 MUCH -- OH, DON'T REACH FOR THE 352 00:08:58,500 --> 00:08:59,633 BUTTON. 353 00:08:59,700 --> 00:09:00,766 I AM MAKING GOOD POINTS. 354 00:09:00,833 --> 00:09:01,866 >> NO, I AM REACHING FOR 355 00:09:01,933 --> 00:09:02,633 "THE NEW YORK TIMES." 356 00:09:02,700 --> 00:09:03,533 I WANT TO MAKE SURE WE CAN SHOW 357 00:09:03,600 --> 00:09:04,733 THE THREE HEADLINES HERE. 358 00:09:04,800 --> 00:09:05,600 PLEASE CONTINUE. 359 00:09:05,666 --> 00:09:07,066 >> OKAY. 360 00:09:07,133 --> 00:09:10,333 UM... 361 00:09:10,400 --> 00:09:11,400 ♪ ♪ 362 00:09:11,466 --> 00:09:12,966 >> John: MOVING ON. 363 00:09:13,033 --> 00:09:14,000 OUR MAIN STORY TONIGHT 364 00:09:14,066 --> 00:09:15,433 CONCERNS HEALTH CARE, THE FIELD 365 00:09:15,500 --> 00:09:17,133 RESPONSIBLE FOR REPAIRING 366 00:09:17,200 --> 00:09:18,533 ORGANS, TREATING CANCER, AND 367 00:09:18,600 --> 00:09:20,000 REMOVING FOREIGN OBJECTS FROM 368 00:09:20,066 --> 00:09:21,500 RECTUMS, WHICH HAVE RECENTLY 369 00:09:21,566 --> 00:09:22,533 INCLUDED A "PLASTIC TURTLE," 370 00:09:22,600 --> 00:09:25,066 A "FORK," "SIX MAGIC MARKERS," 371 00:09:25,133 --> 00:09:27,433 AND A "CAT TOY BELL" WHICH, 372 00:09:27,500 --> 00:09:29,166 CREDIT WHERE ITS DUE, IS THE 373 00:09:29,233 --> 00:09:29,800 MOST PROMISING ADVANCEMENT IN 374 00:09:29,866 --> 00:09:31,000 CAT HIDING PLACES SINCE 375 00:09:31,066 --> 00:09:33,166 "UNDER THE DRESSER." 376 00:09:33,233 --> 00:09:35,200 ACCESS TO HEALTH CARE IS A BIG 377 00:09:35,266 --> 00:09:36,533 PROBLEM IN AMERICA, AND ONE OF 378 00:09:36,600 --> 00:09:37,900 THE KEY REASONS IS THAT HEALTH 379 00:09:37,966 --> 00:09:39,166 INSURANCE IS OFTEN LINKED TO 380 00:09:39,233 --> 00:09:40,333 EMPLOYMENT. 381 00:09:40,400 --> 00:09:40,900 WHY IS THAT THE CASE? 382 00:09:40,966 --> 00:09:43,300 WELL, BECAUSE WE DO IT WRONG. 383 00:09:43,366 --> 00:09:45,433 THERE'S A RIGHT WAY TO DO IT, 384 00:09:45,500 --> 00:09:46,266 BUT WE DON'T DO IT THAT WAY. 385 00:09:46,333 --> 00:09:48,100 WE DO IT THE WRONG WAY. 386 00:09:48,166 --> 00:09:49,766 AND THIS IS A PARTICULAR PROBLEM 387 00:09:49,833 --> 00:09:51,800 AT THE MOMENT, BECAUSE 388 00:09:51,866 --> 00:09:53,400 EMPLOYMENT IS STILL DOWN 389 00:09:53,466 --> 00:09:54,600 7.6 MILLION JOBS FROM ITS 390 00:09:54,666 --> 00:09:56,766 PRE-PANDEMIC LEVEL. 391 00:09:56,833 --> 00:09:58,166 ALL OF WHICH MEANS MANY ARE 392 00:09:58,233 --> 00:09:59,066 STRUGGLING TO FIND HEALTH CARE 393 00:09:59,133 --> 00:10:01,666 COVERAGE RIGHT NOW. 394 00:10:01,733 --> 00:10:04,300 SO THEY MIGHT BE INTRIGUED IF 395 00:10:04,366 --> 00:10:05,366 THEY STUMBLE ON AN AD LIKE THIS. 396 00:10:05,433 --> 00:10:06,400 >> MY HEALTH CARE COSTS WERE 397 00:10:06,466 --> 00:10:07,166 GONNA DOUBLE THIS YEAR. 398 00:10:07,233 --> 00:10:08,100 >> DOUBLE. 399 00:10:08,166 --> 00:10:08,866 >> DOUBLED. 400 00:10:08,933 --> 00:10:09,966 >> IT WAS DOWN TO HEALTH CARE OR 401 00:10:10,033 --> 00:10:11,500 MY STUDENT LOANS. 402 00:10:11,566 --> 00:10:12,766 >> I FOUND A BETTER WAY. 403 00:10:12,833 --> 00:10:13,633 >> IT'S NEIGHBORS HELPING 404 00:10:13,700 --> 00:10:14,733 NEIGHBORS. 405 00:10:14,800 --> 00:10:15,566 >> LIBERTY HEALTHSHARE. 406 00:10:15,633 --> 00:10:17,466 >> IT'S FREEDOM FROM INSURANCE. 407 00:10:17,533 --> 00:10:18,933 >> AT LIBERTY HEALTHSHARE, 408 00:10:19,000 --> 00:10:20,266 WE SUPPORT EACH OTHER AND KEEP 409 00:10:20,333 --> 00:10:21,366 HEALTH COSTS DOWN. 410 00:10:21,433 --> 00:10:22,200 >> WE'RE CHANGING THE WAY 411 00:10:22,266 --> 00:10:24,200 YOU'RE PAYING FOR HEALTH CARE. 412 00:10:24,266 --> 00:10:25,800 >> THIS IS THE WAY IT SHOULD BE. 413 00:10:25,866 --> 00:10:26,933 >> WE'RE ALL IN THIS TOGETHER. 414 00:10:27,000 --> 00:10:28,600 >> TOGETHER. 415 00:10:28,666 --> 00:10:29,800 >> John: WELL, HOLD ON, BECAUSE 416 00:10:29,866 --> 00:10:31,366 I'M NOT SURE HOW "TOGETHER" 417 00:10:31,433 --> 00:10:32,500 YOU ALL ARE. 418 00:10:32,566 --> 00:10:34,033 WHAT I SAW THERE WAS A BUNCH OF 419 00:10:34,100 --> 00:10:35,466 PEOPLE TOGETHER WITH WARM LENS 420 00:10:35,533 --> 00:10:37,600 FLARES, AND THEN ONE WEIRD OLDER 421 00:10:37,666 --> 00:10:38,533 MAN VERY MUCH ON HIS OWN IN 422 00:10:38,600 --> 00:10:40,000 BLACK AND WHITE. 423 00:10:40,066 --> 00:10:41,066 HE'S IN A SLIGHTLY DIFFERENT 424 00:10:41,133 --> 00:10:41,833 THING, AND WE'RE NOT GOING TO 425 00:10:41,900 --> 00:10:43,066 SAY WHY, BUT ON SOME LEVEL, 426 00:10:43,133 --> 00:10:45,366 I THINK WE ALL KNOW. 427 00:10:45,433 --> 00:10:46,566 THAT AD IS FOR SOMETHING CALLED 428 00:10:46,633 --> 00:10:48,100 A HEALTH CARE SHARING MINISTRY. 429 00:10:48,166 --> 00:10:49,566 AND IF YOU HAVEN'T HEARD OF THEM 430 00:10:49,633 --> 00:10:50,700 BEFORE, YOU MAY HAVE COME ACROSS 431 00:10:50,766 --> 00:10:52,166 ONE AND NOT EVEN REALIZED IT, 432 00:10:52,233 --> 00:10:53,266 BECAUSE THEY HAVE BEEN GROWING 433 00:10:53,333 --> 00:10:55,400 FAST IN THE U.S. 434 00:10:55,466 --> 00:10:56,600 AND THE KEY PHRASE IN THAT AD IS 435 00:10:56,666 --> 00:10:59,500 "FREEDOM FROM INSURANCE." 436 00:10:59,566 --> 00:11:00,966 BECAUSE THE MOST IMPORTANT THING 437 00:11:01,033 --> 00:11:02,433 TO KNOW ABOUT HEALTH CARE 438 00:11:02,500 --> 00:11:04,000 SHARING MINISTRIES -- OR HCSMs 439 00:11:04,066 --> 00:11:05,233 -- ISN'T JUST THAT THEY CAN BE 440 00:11:05,300 --> 00:11:07,866 CHEAPER THAN HEALTH INSURANCE, 441 00:11:07,933 --> 00:11:08,933 WHICH THEY CAN, IT'S THAT 442 00:11:09,000 --> 00:11:10,000 THEY'RE ALSO NOT 443 00:11:10,066 --> 00:11:11,733 HEALTH INSURANCE. 444 00:11:11,800 --> 00:11:13,400 GENERALLY, THEY'RE NONPROFITS 445 00:11:13,466 --> 00:11:14,433 WHERE PEOPLE WHO SHARE RELIGIOUS 446 00:11:14,500 --> 00:11:15,400 BELIEFS -- USUALLY CHRISTIANITY 447 00:11:15,466 --> 00:11:16,900 -- AGREE TO HELP COVER 448 00:11:16,966 --> 00:11:18,533 EACH OTHERS' MEDICAL BILLS. 449 00:11:18,600 --> 00:11:19,933 HERE IS A HEARTWARMING STORY 450 00:11:20,000 --> 00:11:20,933 ABOUT WHAT ONE OF THEM LOOKS 451 00:11:21,000 --> 00:11:22,300 LIKE IN PRACTICE. 452 00:11:22,366 --> 00:11:23,700 >> WE'RE PRAYING FOR A YOUNG 453 00:11:23,766 --> 00:11:25,300 LADY NAMED KIMBERLY. 454 00:11:25,366 --> 00:11:26,533 >> BOB STEADMAN AND HIS FAMILY 455 00:11:26,600 --> 00:11:28,833 ARE PRAYING FOR SOMEONE THEY'VE 456 00:11:28,900 --> 00:11:29,133 NEVER MET. 457 00:11:29,200 --> 00:11:30,533 >> SHE HAD A SHUNT INSTALLED 458 00:11:30,600 --> 00:11:32,900 IN HER BRAIN. 459 00:11:32,966 --> 00:11:34,133 >> THEY'VE ALSO PREPARED A CARD 460 00:11:34,200 --> 00:11:36,566 WITH A CHECK FOR $561. 461 00:11:36,633 --> 00:11:38,166 >> TO BEAR HER BURDEN BY SENDING 462 00:11:38,233 --> 00:11:39,666 THEM SOME MONEY. 463 00:11:39,733 --> 00:11:41,100 >> A SCENE LIKE THIS PLAYS OUT 464 00:11:41,166 --> 00:11:42,433 HERE ONCE A MONTH. 465 00:11:42,500 --> 00:11:43,300 >> IT DOES TAKE A MEASURE OF 466 00:11:43,366 --> 00:11:44,633 FAITH TO DO IT. 467 00:11:44,700 --> 00:11:45,933 WE ARE SHARING. 468 00:11:46,000 --> 00:11:48,666 THIS IS SO DIFFERENT THAN WHAT 469 00:11:48,733 --> 00:11:50,033 WE'RE USED TO IN OUR SOCIETY. 470 00:11:50,100 --> 00:11:51,233 >> John: HE'S RIGHT. 471 00:11:51,300 --> 00:11:52,633 PEOPLE ACTUALLY LOOKING OUT 472 00:11:52,700 --> 00:11:54,733 FOR EACH OTHER DOES SOUND BETTER 473 00:11:54,800 --> 00:11:55,866 THAN OUR CURRENT SYSTEM, 474 00:11:55,933 --> 00:11:57,900 WHICH IS: GET SICK, HAVE 475 00:11:57,966 --> 00:11:58,900 INSURANCE DECLINE COVERAGE, 476 00:11:58,966 --> 00:12:00,433 AND THEN HOPE DEBRA MESSING 477 00:12:00,500 --> 00:12:01,666 RETWEETS YOUR GOFUNDME. 478 00:12:01,733 --> 00:12:02,300 THAT'S GREAT, DEBRA, BUT DID YOU 479 00:12:02,366 --> 00:12:02,833 DONATE? 480 00:12:02,900 --> 00:12:05,200 DID YOU? 481 00:12:05,266 --> 00:12:07,300 DID YOU, DEBRA? 482 00:12:07,366 --> 00:12:09,300 AND IT DOES FEEL MORE PERSONAL, 483 00:12:09,366 --> 00:12:10,566 SENDING $500 A MONTH TO 484 00:12:10,633 --> 00:12:11,600 A STRANGER IN NEED THAN TO 485 00:12:11,666 --> 00:12:12,733 A COMPANY THAT SOUNDS LIKE 486 00:12:12,800 --> 00:12:13,700 SOMEONE MADE UP A WORD AFTER 487 00:12:13,766 --> 00:12:16,033 GETTING A SHITTY SCRABBLE HAND. 488 00:12:16,100 --> 00:12:17,333 PERHAPS THAT'S WHY THE 489 00:12:17,400 --> 00:12:18,566 LOCAL-NEWS TEAM WHO COVERED THAT 490 00:12:18,633 --> 00:12:19,666 STORY SEEMED SO MOVED AFTER IT 491 00:12:19,733 --> 00:12:21,166 ENDED. 492 00:12:21,233 --> 00:12:22,066 >> I MEAN, CAN YOU IMAGINE 493 00:12:22,133 --> 00:12:23,133 BEING THAT PERSON AND GETTING 494 00:12:23,200 --> 00:12:24,400 THE CHECK IN THE MAIL? 495 00:12:24,466 --> 00:12:25,133 YOU KNOW, NOT KNOWING THAT 496 00:12:25,200 --> 00:12:25,733 SOMEONE WAS GONNA HELP YOU AND 497 00:12:25,800 --> 00:12:26,533 THEN SUDDENLY YOU HAVE ALL THIS 498 00:12:26,600 --> 00:12:27,166 HELP? 499 00:12:27,233 --> 00:12:27,966 >> RIGHT. 500 00:12:28,033 --> 00:12:29,333 IT'S ALL ABOUT FAITH, ISN'T IT? 501 00:12:29,400 --> 00:12:30,200 FAITH THAT IT'S GONNA GET PAID. 502 00:12:30,266 --> 00:12:30,900 FAITH IN GOD. 503 00:12:30,966 --> 00:12:31,933 AND IT'S JUST AMAZING. 504 00:12:32,000 --> 00:12:33,466 >> IT'S INCREDIBLE. 505 00:12:33,533 --> 00:12:34,100 >> John: YEAH, OF COURSE THEY'RE 506 00:12:34,166 --> 00:12:34,833 INTO THIS SHIT. 507 00:12:34,900 --> 00:12:35,266 FAITH? 508 00:12:35,333 --> 00:12:36,066 STRANGERS? 509 00:12:36,133 --> 00:12:37,533 COMING TOGETHER? 510 00:12:37,600 --> 00:12:39,000 THROW IN A RUNAWAY DOG WHO FOUND 511 00:12:39,066 --> 00:12:40,333 HIS OWNER IN THE HOSPITAL EVEN 512 00:12:40,400 --> 00:12:41,633 THOUGH HE'D NEVER BEEN TO 513 00:12:41,700 --> 00:12:43,200 THE HOSPITAL AND YOU'VE GOT 514 00:12:43,266 --> 00:12:44,466 YOURSELF A SCHEDULE ONE LOCAL 515 00:12:44,533 --> 00:12:46,066 NEWS THIRST TRAP. 516 00:12:46,133 --> 00:12:47,266 AND HCSMs ARE DEFINITELY AN 517 00:12:47,333 --> 00:12:48,966 ALTERNATIVE. 518 00:12:49,033 --> 00:12:50,833 BUT AS YOU'VE PROBABLY GUESSED 519 00:12:50,900 --> 00:12:53,966 BECAUSE YOU'RE LEARNING ABOUT 520 00:12:54,033 --> 00:12:54,600 THEM ON THIS SHOW, AND NOT 521 00:12:54,666 --> 00:12:55,833 "WHAT IF JOHN OLIVER WAS SOMEHOW 522 00:12:55,900 --> 00:12:56,433 LESS ANGRY, LESS ENGLISH, AND 523 00:12:56,500 --> 00:12:57,533 HAD JACK RYAN MONEY?" 524 00:12:57,600 --> 00:12:58,933 THERE ARE ALSO SOME SIGNIFICANT 525 00:12:59,000 --> 00:13:00,533 DRAWBACKS, WHICH, DEPENDING ON 526 00:13:00,600 --> 00:13:02,000 THE COMPANY IN QUESTION, 527 00:13:02,066 --> 00:13:02,866 CAN RANGE FROM THE DISQUIETING 528 00:13:02,933 --> 00:13:05,233 TO THE DISQUALIFYING. 529 00:13:05,300 --> 00:13:06,200 SO TONIGHT, LET'S TALK ABOUT 530 00:13:06,266 --> 00:13:10,033 HEALTH CARE SHARING MINISTRIES. 531 00:13:10,100 --> 00:13:11,133 WHAT THEY ARE, WHAT THEY DO, AND 532 00:13:11,200 --> 00:13:13,466 MORE IMPORTANTLY, WHAT THEY 533 00:13:13,533 --> 00:13:14,700 DON'T DO, AND THE FIRST THING TO 534 00:13:14,766 --> 00:13:15,633 KNOW IS, HCSMs HAVE ACTUALLY 535 00:13:15,700 --> 00:13:16,600 EXISTED IN THE UNITED STATES FOR 536 00:13:16,666 --> 00:13:18,533 DECADES, TRADITIONALLY SERVING 537 00:13:18,600 --> 00:13:20,000 SMALL, INSULAR COMMUNITIES LIKE 538 00:13:20,066 --> 00:13:22,500 MENNONITES AND THE AMISH. 539 00:13:22,566 --> 00:13:24,233 HOWEVER, THE 2010 AFFORDABLE 540 00:13:24,300 --> 00:13:25,733 CARE ACT INCLUDED A LOOPHOLE 541 00:13:25,800 --> 00:13:26,966 THAT EXEMPTED UNINSURED PEOPLE 542 00:13:27,033 --> 00:13:29,300 FROM PAYING THE TAX PENALTY IF 543 00:13:29,366 --> 00:13:31,766 THEY WERE A MEMBER OF AN HCSM. 544 00:13:31,833 --> 00:13:34,366 AND THAT WAS CLEARLY IMMEDIATELY 545 00:13:34,433 --> 00:13:36,466 APPEALING TO ANYONE WHO WANTED 546 00:13:36,533 --> 00:13:38,100 TO OPT O OF OBAMACARE. 547 00:13:38,166 --> 00:13:40,366 IN FACT, SOME HCSMs, 548 00:13:40,433 --> 00:13:40,900 LIKE LIBERTY HEALTHSHARE, 549 00:13:40,966 --> 00:13:41,566 ONE OF THE BIGGEST MINISTRIES, 550 00:13:41,633 --> 00:13:42,666 HAVE SPECIFICALLY TARGETED 551 00:13:42,733 --> 00:13:45,366 A CONSERVATIVE AUDIENCE. 552 00:13:45,433 --> 00:13:46,466 LIBERTY HAS RUN ADS ON THE 553 00:13:46,533 --> 00:13:48,100 BLAZE, AND ALSO SPONSORED CPAC 554 00:13:48,166 --> 00:13:49,700 -- IN FACT, REMEMBER THAT FAMOUS 555 00:13:49,766 --> 00:13:51,733 MOMENT WHEN TRUMP MOLESTED 556 00:13:51,800 --> 00:13:52,000 THE FLAG? 557 00:13:52,066 --> 00:13:53,033 THE LIBERTY LOGO WAS AN 558 00:13:53,100 --> 00:13:55,733 EYEWITNESS. 559 00:13:55,800 --> 00:13:57,166 AND LIBERTY EVEN MADE ITS SALES 560 00:13:57,233 --> 00:13:58,166 PITCH DIRECTLY TO THE CPAC 561 00:13:58,233 --> 00:13:58,933 AUDIENCE DURING PANELS LIKE 562 00:13:59,000 --> 00:14:00,233 THIS ONE. 563 00:14:00,300 --> 00:14:02,566 >> IF YOU WANT THE GOVERNMENT TO 564 00:14:02,633 --> 00:14:03,966 TAKE CARE OF YOU AND YOU THINK 565 00:14:04,033 --> 00:14:04,833 THEY DO A GREAT JOB DOING IT, 566 00:14:04,900 --> 00:14:06,366 HEALTH SHARING IS NOT FOR YOU. 567 00:14:06,433 --> 00:14:07,866 IF YOU WANNA STICK IT TO 'EM, 568 00:14:07,933 --> 00:14:08,666 SIGN UP FOR LIBERTY 569 00:14:08,733 --> 00:14:16,700 HEALTHSHARE. 570 00:14:16,766 --> 00:14:16,966 [LAUGHTER] 571 00:14:17,033 --> 00:14:17,866 [APPLAUSE] 572 00:14:17,933 --> 00:14:18,966 >> John: ON A LIST OF THE WORST 573 00:14:19,033 --> 00:14:21,000 SOUNDS KNOWN TO MAN, 574 00:14:21,066 --> 00:14:21,966 "SELF-SATISFIED CPAC LAUGHTER" 575 00:14:22,033 --> 00:14:23,266 HAS TO BE RIGHT NEAR THE TOP, 576 00:14:23,333 --> 00:14:24,666 BEAT ONLY BY "WEEPING KITTEN" 577 00:14:24,733 --> 00:14:26,233 AND "MOTHER'S ORGASM." 578 00:14:26,300 --> 00:14:27,233 NOW, THAT AFFORDABLE CARE ACT 579 00:14:27,300 --> 00:14:28,933 LOOPHOLE DID TRY TO PUT SOME 580 00:14:29,000 --> 00:14:30,133 LIMITS IN PLACE, TO KEEP THINGS 581 00:14:30,200 --> 00:14:31,700 FROM GETTING OUT OF HAND. 582 00:14:31,766 --> 00:14:33,033 IT STATED THAT YOUR MINISTRY -- 583 00:14:33,100 --> 00:14:34,100 OR, CRUCIALLY, A PREDECESSOR OF 584 00:14:34,166 --> 00:14:35,700 IT, HAD TO HAVE BEEN IN 585 00:14:35,766 --> 00:14:38,300 CONTINUOUS EXISTENCE SINCE 1999. 586 00:14:38,366 --> 00:14:39,766 BUT THAT PREDECESSOR DETAIL 587 00:14:39,833 --> 00:14:42,000 LEFT ROOM FOR EXPLOITATION. 588 00:14:42,066 --> 00:14:43,466 BECAUSE NEW MINISTRIES SIMPLY 589 00:14:43,533 --> 00:14:45,633 STARTED AFFILIATING THEMSELVES 590 00:14:45,700 --> 00:14:46,100 WITH PREVIOUSLY-EXISTING 591 00:14:46,166 --> 00:14:47,166 CHURCHES. 592 00:14:47,233 --> 00:14:47,933 TAKE ONE CALLED 593 00:14:48,000 --> 00:14:50,400 TRINITY HEALTHSHARE. 594 00:14:50,466 --> 00:14:51,733 IT WAS FOUNDED IN 2018, WHICH IS 595 00:14:51,800 --> 00:14:54,266 -- AND THIS IS TRUE -- AFTER 596 00:14:54,333 --> 00:14:56,266 1999, BUT IT ARGUED THAT IT 597 00:14:56,333 --> 00:14:57,633 STILL QUALIFIED, BECAUSE IT 598 00:14:57,700 --> 00:14:58,966 "DERIVED ITS EXISTENCE FROM THE 599 00:14:59,033 --> 00:15:00,466 BAPTIST CHURCH, WHICH HAS BEEN 600 00:15:00,533 --> 00:15:01,866 IN EXISTENCE AND CONTINUALLY 601 00:15:01,933 --> 00:15:03,500 SHARING SINCE THE 1600s." 602 00:15:03,566 --> 00:15:06,333 WHICH IS OBVIOUS BULLSHIT. 603 00:15:06,400 --> 00:15:07,566 IT'S LIKE ME CLAIMING THIS SHOW 604 00:15:07,633 --> 00:15:09,100 HAS BEEN AROUND FOR 13 BILLION 605 00:15:09,166 --> 00:15:10,633 YEARS BECAUSE THE BIG BANG WAS 606 00:15:10,700 --> 00:15:11,933 ALSO A BRIGHT EXPANSE CONTAINING 607 00:15:12,000 --> 00:15:15,600 EXTREMELY DENSE MATERIAL. 608 00:15:15,666 --> 00:15:16,700 THAT'S JUST NOT HOW ANYTHING 609 00:15:16,766 --> 00:15:17,233 WORKS. 610 00:15:17,300 --> 00:15:18,833 SO A LOOPHOLE THAT WAS INTENDED 611 00:15:18,900 --> 00:15:20,566 TO BE SMALL GOT PRETTY BIG -- 612 00:15:20,633 --> 00:15:22,333 AND EVEN BIGGER ONCE OBAMACARE'S 613 00:15:22,400 --> 00:15:23,633 INDIVIDUAL MANDATE STOPPED BEING 614 00:15:23,700 --> 00:15:25,866 ENFORCED DURING THE TRUMP YEARS. 615 00:15:25,933 --> 00:15:27,100 AND THE RESULT OF ALL THIS WAS 616 00:15:27,166 --> 00:15:29,400 THAT THE POPULARITY OF THESE 617 00:15:29,466 --> 00:15:30,800 MINISTRIES EXPLODED, FROM AN 618 00:15:30,866 --> 00:15:32,600 ESTIMATED 200,000 MEMBERS 619 00:15:32,666 --> 00:15:33,533 A DECADE AGO, TO MORE THAN 620 00:15:33,600 --> 00:15:35,366 A MILLION TODAY. 621 00:15:35,433 --> 00:15:37,433 AND WHILE HCSMs WILL INSIST THEY 622 00:15:37,500 --> 00:15:39,966 MAKE IT ABUNDANTLY CLEAR THAT 623 00:15:40,033 --> 00:15:41,933 THEY'RE NOT HEALTH INSURANCE, 624 00:15:42,000 --> 00:15:43,433 MANY DO SEEM TO GO OUT OF THEIR 625 00:15:43,500 --> 00:15:45,166 WAY TO MAKE THEMSELVES APPEAR 626 00:15:45,233 --> 00:15:47,200 AS INSURANCE-LIKE AS POSSIBLE. 627 00:15:47,266 --> 00:15:49,166 FOR A START, THEY'RE SOMETIMES 628 00:15:49,233 --> 00:15:50,133 SOLD THROUGH INSURANCE BROKERS 629 00:15:50,200 --> 00:15:51,833 -- ALONGSIDE ACTUAL INSURANCE 630 00:15:51,900 --> 00:15:54,266 PLANS -- AND WHILE THE OBAMACARE 631 00:15:54,333 --> 00:15:55,933 MARKETPLACE OFFERS PLANS IN 632 00:15:56,000 --> 00:15:57,966 FOUR "METAL" CATEGORIES: 633 00:15:58,033 --> 00:15:59,100 BRONZE, SILVER, GOLD, AND 634 00:15:59,166 --> 00:16:00,266 PLATINUM. 635 00:16:00,333 --> 00:16:01,600 A COMPANY CALLED ALTRUA OFFERED 636 00:16:01,666 --> 00:16:02,866 PLANS IN GOLD, SILVER, BRONZE, 637 00:16:02,933 --> 00:16:04,800 AND COPPER, REBRANDING THEM LAST 638 00:16:04,866 --> 00:16:06,366 YEAR TO DIAMOND, EMERALD, 639 00:16:06,433 --> 00:16:07,866 SAPPHIRE, AND RUBY. 640 00:16:07,933 --> 00:16:09,966 ALTHOUGH IT'S STILL PRETTY CLEAR 641 00:16:10,033 --> 00:16:10,966 WHAT THEY'RE TRYING TO DO THERE 642 00:16:11,033 --> 00:16:12,300 -- VERY MUCH BLUR THE LINE, 643 00:16:12,366 --> 00:16:15,000 WHILE ALSO THROWING SOME UNFAIR 644 00:16:15,066 --> 00:16:16,600 SHADE AT RUBY, THE OBJECTIVE 645 00:16:16,666 --> 00:16:18,866 GOAT OF THE CARDINAL GEMS. 646 00:16:18,933 --> 00:16:21,633 SHE'S RED, KNOWN FOR HER FLAWS, 647 00:16:21,700 --> 00:16:22,200 AND RESPONSIBLE FOR THE MOST 648 00:16:22,266 --> 00:16:22,866 ICONIC SLIPPERS IN THE HISTORY 649 00:16:22,933 --> 00:16:25,366 OF CINEMA. 650 00:16:25,433 --> 00:16:25,900 EAT YOUR FUCKING HEARTS OUT, 651 00:16:25,966 --> 00:16:27,433 SAPPHIRE AND EMERALD, BECAUSE 652 00:16:27,500 --> 00:16:29,433 YOU COULD LITERALLY NEVER. 653 00:16:29,500 --> 00:16:30,566 BUT WHILE THESE HCSMs MAY HAVE 654 00:16:30,633 --> 00:16:32,600 THE OPTICS OF INSURANCE, THERE 655 00:16:32,666 --> 00:16:34,133 ARE SOME VERY IMPORTANT 656 00:16:34,200 --> 00:16:35,666 DIFFERENCES. 657 00:16:35,733 --> 00:16:37,566 FOR A START, THEY DON'T HAVE TO 658 00:16:37,633 --> 00:16:38,900 ABIDE BY LAWS GOVERNING 659 00:16:38,966 --> 00:16:40,666 INSURANCE PRODUCTS, MEANING 660 00:16:40,733 --> 00:16:41,933 THERE'S NOTHING STOPPING THEM 661 00:16:42,033 --> 00:16:43,300 FROM PLACING RESTRICTIONS ON 662 00:16:43,366 --> 00:16:44,466 COVERAGE FOR PRE-EXISTING 663 00:16:44,533 --> 00:16:45,400 CONDITIONS. 664 00:16:45,466 --> 00:16:47,266 WHICH IS EXACTLY WHAT THEY DO. 665 00:16:47,333 --> 00:16:49,000 AND NOT ONLY THAT -- MANY WON'T 666 00:16:49,066 --> 00:16:50,900 COVER SERVICES CONSIDERED 667 00:16:50,966 --> 00:16:52,533 "ESSENTIAL" UNDER THE ACA, 668 00:16:52,600 --> 00:16:53,866 LIKE TREATMENT FOR SUBSTANCE 669 00:16:53,933 --> 00:16:55,733 ABUSE, OR MENTAL HEALTH CARE. 670 00:16:55,800 --> 00:16:57,600 IN FACT, ALTRUA EXCLUDES THOSE, 671 00:16:57,666 --> 00:16:59,166 AND ALSO TREATMENT FOR OBESITY 672 00:16:59,233 --> 00:17:01,100 OR AUTISM. 673 00:17:01,166 --> 00:17:02,266 AND SAMARITAN'S "CLASSIC" PLAN 674 00:17:02,333 --> 00:17:04,200 HAS A LIST OF NON-QUALIFIED 675 00:17:04,266 --> 00:17:05,433 ITEMS INCLUDING "ROUTINE, 676 00:17:05,500 --> 00:17:06,833 MAINTENANCE, STABILIZED, 677 00:17:06,900 --> 00:17:09,300 PREVENTIVE, AND WELLNESS CARE" 678 00:17:09,366 --> 00:17:12,533 -- THAT'S EVERYTHING FROM 679 00:17:12,600 --> 00:17:13,333 REGULAR CHECKUPS TO 680 00:17:13,400 --> 00:17:17,833 VACCINATIONS. 681 00:17:17,900 --> 00:17:18,966 AND EVEN FOR ELIGIBLE EXPENSES, 682 00:17:19,033 --> 00:17:19,566 THE MOST THAT CAN BE 683 00:17:19,633 --> 00:17:20,733 SHARED FOR A GIVEN NEED IS 684 00:17:20,800 --> 00:17:21,500 $250,000. 685 00:17:21,566 --> 00:17:22,500 WHICH EXPLAINS THEIR FULL NAME, 686 00:17:22,566 --> 00:17:23,366 "SAMARITAN, NOT THE GOOD ONE, 687 00:17:23,433 --> 00:17:24,600 THOUGH -- JUST A RANDOM 688 00:17:24,666 --> 00:17:25,700 SAMARITAN WHO MIGHT WELL LEAVE 689 00:17:25,766 --> 00:17:26,566 YOU TO DIE IN THE MIDDLE OF AN 690 00:17:26,633 --> 00:17:27,533 ABANDONED ROAD." 691 00:17:27,600 --> 00:17:29,000 AND WE HAVEN'T EVEN GOTTEN TO 692 00:17:29,066 --> 00:17:29,866 ONE OF THE BIGGEST EXCUSES HCSMs 693 00:17:29,933 --> 00:17:31,100 CAN USE TO DENY COVERAGE, AND 694 00:17:31,166 --> 00:17:33,466 THAT'S MORALITY. 695 00:17:33,533 --> 00:17:35,233 BECAUSE THAT MEANS YOU CAN BE 696 00:17:35,300 --> 00:17:36,800 DENIED COVERAGE FOR BASICALLY 697 00:17:36,866 --> 00:17:38,066 ANYTHING. 698 00:17:38,133 --> 00:17:40,900 >> THIS IS A PROGRAM OF THE 699 00:17:40,966 --> 00:17:42,200 CHRISTIAN CARE MINISTRY AND 700 00:17:42,266 --> 00:17:43,533 PEOPLE WHO SMOKE OR SAME-SEX 701 00:17:43,600 --> 00:17:45,366 COUPLES NEED NOT APPLY. 702 00:17:45,433 --> 00:17:47,200 THE PROGRAM ALSO WON'T PAY FOR 703 00:17:47,266 --> 00:17:48,700 ILLNESSES RELATED TO ALCOHOL, 704 00:17:48,766 --> 00:17:50,566 ABORTION, OR OTHER 705 00:17:50,633 --> 00:17:52,366 LIFESTYLE-RELATED CHOICES. 706 00:17:52,433 --> 00:17:53,566 >> I NEED TO KNOW THAT I'M NOT 707 00:17:53,633 --> 00:17:55,866 GONNA BE PAYING FOR SOMEONE ELSE 708 00:17:55,933 --> 00:17:57,333 WHO'S DECIDED TO SIT ON THE 709 00:17:57,400 --> 00:17:58,366 COUCH AND EAT BONBONS ALL DAY. 710 00:17:58,433 --> 00:18:00,933 >> John: WOW, THAT IS HARSH. 711 00:18:01,000 --> 00:18:02,233 BUT THAT JUDGMENTAL TONE IS VERY 712 00:18:02,300 --> 00:18:04,533 MUCH IN LINE WITH HOW THESE 713 00:18:04,600 --> 00:18:05,466 MINISTRIES OPERATE. 714 00:18:05,533 --> 00:18:06,600 DO PEOPLE REALLY DESERVE 715 00:18:06,666 --> 00:18:07,800 HEALTH CARE COVERAGE IF THEY 716 00:18:07,866 --> 00:18:09,433 EAT JUNK FOOD OR DON'T EXERCISE 717 00:18:09,500 --> 00:18:10,800 OR ARE GAY? 718 00:18:10,866 --> 00:18:11,866 JUST FIX IT! 719 00:18:11,933 --> 00:18:13,600 EAT A CARROT, GO FOR A RUN, 720 00:18:13,666 --> 00:18:14,933 RUB YOUR PENIS OR VAGINA ON 721 00:18:15,000 --> 00:18:16,233 SOMEBODY ELSE'S VAGINA OR PENIS, 722 00:18:16,300 --> 00:18:17,766 RESPECTIVELY. 723 00:18:17,833 --> 00:18:19,433 IT'S REALLY NOT DIFFICULT! 724 00:18:19,500 --> 00:18:21,066 AND THIS IS A PATTERN ACROSS 725 00:18:21,133 --> 00:18:21,866 HCSMs. 726 00:18:21,933 --> 00:18:23,133 LIBERTY'S MATERIALS SAY THAT 727 00:18:23,200 --> 00:18:24,200 AN APPLICANT MUST COMPLY WITH 728 00:18:24,266 --> 00:18:26,166 A CHRISTIAN LIFESTYLE. 729 00:18:26,233 --> 00:18:27,300 AND AMONG THE EXCLUSIONS ON 730 00:18:27,366 --> 00:18:29,200 SAMARITAN'S "CLASSIC" PROGRAM, 731 00:18:29,266 --> 00:18:30,233 YOU'LL FIND THAT THEY MIGHT PAY 732 00:18:30,300 --> 00:18:32,666 FOR TREATMENT FOR AN STD, 733 00:18:32,733 --> 00:18:34,833 BUT NOT IF IT WAS CONTRACTED BY 734 00:18:34,900 --> 00:18:36,300 SEX OUTSIDE OF MARRIAGE, AND 735 00:18:36,366 --> 00:18:37,966 THAT THE MEMBER HAS TO EXPLAIN 736 00:18:38,033 --> 00:18:39,366 HOW THE DISEASE WAS CONTRACTED. 737 00:18:39,433 --> 00:18:41,233 PRESUMABLY, THE HOTTER THE 738 00:18:41,300 --> 00:18:45,433 STORY, THE MORE MONEY YOU GET 739 00:18:45,500 --> 00:18:46,400 FOR OINTMENTS. 740 00:18:46,466 --> 00:18:47,466 VANILLA MISSIONARY SHIT ISN'T 741 00:18:47,533 --> 00:18:48,700 GOING TO GET COVERED, BUD. 742 00:18:48,766 --> 00:18:49,833 YOU BETTER HAVE GOTTEN GONORRHEA 743 00:18:49,900 --> 00:18:50,900 FROM AN EARLOBE IF YOU WANT 744 00:18:50,966 --> 00:18:51,900 SAMARITAN'S ATTENTION. 745 00:18:51,966 --> 00:18:53,100 BUT SWEEPING MORAL JUDGMENT 746 00:18:53,166 --> 00:18:53,900 ISN'T THE ONLY LEEWAY THESE 747 00:18:53,966 --> 00:18:55,733 ORGANIZATIONS HAVE. 748 00:18:55,800 --> 00:18:57,133 BECAUSE THEY'RE VOLUNTARY 749 00:18:57,200 --> 00:18:58,800 ASSOCIATIONS, YOU HAVE NO 750 00:18:58,866 --> 00:18:59,733 GUARANTEE THAT YOUR BILLS 751 00:18:59,800 --> 00:19:00,966 WILL GET PAID. 752 00:19:01,033 --> 00:19:02,366 ALTHOUGH, TO HEAR A FOUNDER OF 753 00:19:02,433 --> 00:19:05,733 LIBERTY HEALTHSHARE TELL IT, 754 00:19:05,800 --> 00:19:07,900 YOU'VE REALLY GOT NOTHING TO 755 00:19:07,966 --> 00:19:09,033 WORRY ABOUT THERE. 756 00:19:09,100 --> 00:19:09,800 JUST LISTEN TO HIM REASSURE 757 00:19:09,866 --> 00:19:10,966 PEOPLE IN A VIDEO ON THEIR 758 00:19:11,033 --> 00:19:11,566 WEBSITE TITLED, "WILL MY BILLS 759 00:19:11,633 --> 00:19:12,633 BE PAID?" 760 00:19:12,700 --> 00:19:13,800 >> WE'VE HAD A SUCCESSFUL 761 00:19:13,866 --> 00:19:16,166 HISTORY OF SHARING MEDICAL BILLS 762 00:19:16,233 --> 00:19:17,533 100%, FOR EVERY ELIGIBLE NEED 763 00:19:17,600 --> 00:19:19,033 EVER SUBMITTED. 764 00:19:19,100 --> 00:19:21,700 SO IT DOESN'T DEPEND UPON 765 00:19:21,766 --> 00:19:23,066 A WRITTEN CONTRACT WHERE WE CAN 766 00:19:23,133 --> 00:19:25,666 SUE EACH OTHER IF SOMEONE 767 00:19:25,733 --> 00:19:27,166 DOESN'T SEND THEIR SHARE AMOUNT. 768 00:19:27,233 --> 00:19:29,300 IT'S REALLY A CONTRACT WRITTEN 769 00:19:29,366 --> 00:19:31,466 ON OUR HEARTS. 770 00:19:31,533 --> 00:19:32,966 >> John: OH, RIGHT, IT'S A 771 00:19:33,033 --> 00:19:34,933 CONTRACT WRITTEN ON YOUR HEARTS. 772 00:19:35,000 --> 00:19:36,600 FIGURATIVELY, OF COURSE. 773 00:19:36,666 --> 00:19:37,766 BECAUSE LITERALLY, IT'S NOT A 774 00:19:37,833 --> 00:19:39,400 CONTRACT. 775 00:19:39,466 --> 00:19:41,233 AND AS FOR HIS CLAIM THERE THAT 776 00:19:41,300 --> 00:19:42,833 LIBERTY SUCCESSFULLY SHARED 777 00:19:42,900 --> 00:19:45,233 100% OF MEDICAL BILLS "FOR EVERY 778 00:19:45,300 --> 00:19:45,900 ELIGIBLE NEED" -- GIVEN, 779 00:19:45,966 --> 00:19:47,333 AS WE'VE DISCUSSED, THEY CAN 780 00:19:47,400 --> 00:19:49,266 DEEM ANY NEED INELIGIBLE FOR 781 00:19:49,333 --> 00:19:50,700 ANY REASON, THAT PHRASE IS 782 00:19:50,766 --> 00:19:53,000 ESSENTIALLY AS MEANINGLESS AS 783 00:19:53,066 --> 00:19:54,366 THEIR CARDIAC NON-CONTRACT. 784 00:19:54,433 --> 00:19:55,766 AND ON TOP OF ALL THIS, THERE'S 785 00:19:55,833 --> 00:19:57,266 THE PRACTICAL MATTER OF HOW 786 00:19:57,333 --> 00:19:58,000 EXACTLY YOU PAY FOR YOUR CARE 787 00:19:58,066 --> 00:19:59,900 AS A MEMBER. 788 00:19:59,966 --> 00:20:01,133 THE HCSM PROCESS TYPICALLY IS, 789 00:20:01,200 --> 00:20:02,233 YOU'RE TOLD TO PRESENT YOURSELF 790 00:20:02,300 --> 00:20:03,900 AS UNINSURED. 791 00:20:03,966 --> 00:20:05,500 THEN, WHEN YOU GET YOUR BILL, 792 00:20:05,566 --> 00:20:07,300 THE EXPECTATION IS THAT YOU 793 00:20:07,366 --> 00:20:08,466 BARGAIN DOWN THE COST OF YOUR 794 00:20:08,533 --> 00:20:10,800 CARE AS MUCH AS YOU CAN, 795 00:20:10,866 --> 00:20:13,533 THEN PAY THE BILL YOURSELF, 796 00:20:13,600 --> 00:20:14,066 THEN SUBMIT YOUR BILLS TO 797 00:20:14,133 --> 00:20:15,800 THE MINISTRY FOR REIMBURSEMENT. 798 00:20:15,866 --> 00:20:17,566 AND IF YOU'VE EVER WAITED FOR 799 00:20:17,633 --> 00:20:18,900 YOUR FRIENDS TO VENMO YOU AFTER 800 00:20:18,966 --> 00:20:20,700 PAYING FOR DINNER, YOU KNOW THAT 801 00:20:20,766 --> 00:20:22,133 THE REIMBURSEMENT PROCESS CAN GO 802 00:20:22,200 --> 00:20:24,200 VERY WRONG. 803 00:20:24,266 --> 00:20:25,600 PARTICIPANTS IN LIBERTY -- 804 00:20:25,666 --> 00:20:26,466 YOU KNOW, THE ONE WITH THE 805 00:20:26,533 --> 00:20:30,000 "HEART CONTRACT" -- HAVE FOUND 806 00:20:30,066 --> 00:20:30,733 PAYMENTS CAN BE SLOW TO 807 00:20:30,800 --> 00:20:31,533 NONEXISTENT. 808 00:20:31,600 --> 00:20:33,000 >> IN THE PAST THREE YEARS, 809 00:20:33,066 --> 00:20:33,666 TIFFANY SCHULTZ WITH THE 810 00:20:33,733 --> 00:20:34,800 WISCONSIN BETTER BUSINESS BUREAU 811 00:20:34,866 --> 00:20:36,566 SAYS THE BBB HAS TAKEN MORE THAN 812 00:20:36,633 --> 00:20:38,000 500 COMPLAINTS ABOUT LIBERTY 813 00:20:38,066 --> 00:20:38,833 HEALTHSHARE, MANY WITH SIMILAR 814 00:20:38,900 --> 00:20:40,166 STORIES. 815 00:20:40,233 --> 00:20:41,700 ONE CLAIMING $90,000 IN 816 00:20:41,766 --> 00:20:43,066 OUTSTANDING IN MEDICAL BILLS 817 00:20:43,133 --> 00:20:44,833 THAT WERE PRE-APPROVED. 818 00:20:44,900 --> 00:20:46,100 >> EITHER THE CONSUMER IS OUT 819 00:20:46,166 --> 00:20:47,466 THE MONEY AND HASN'T BEEN 820 00:20:47,533 --> 00:20:49,233 REIMBURSED, OR THEY'RE ENDING UP 821 00:20:49,300 --> 00:20:50,900 GOING TO COLLECTIONS. 822 00:20:50,966 --> 00:20:53,400 >> John: THAT'S NOT GREAT. 823 00:20:53,466 --> 00:20:54,933 AND WHILE LIBERTY CLAIMS THAT 824 00:20:55,000 --> 00:20:56,366 2019 WAS A PARTICULARLY 825 00:20:56,433 --> 00:20:57,866 DIFFICULT YEAR, AND THAT THEY'RE 826 00:20:57,933 --> 00:20:59,466 PROUD OF IMPROVEMENTS THEY'VE 827 00:20:59,533 --> 00:21:01,066 MADE SINCE THEN, IT'S WORTH 828 00:21:01,133 --> 00:21:02,066 NOTING THAT LIBERTY'S MEMBERS 829 00:21:02,133 --> 00:21:03,233 STILL SEEM PRETTY ACTIVE ON 830 00:21:03,300 --> 00:21:04,766 THE BETTER BUSINESS BUREAU 831 00:21:04,833 --> 00:21:07,166 WEBSITE, WHERE THEY'VE LOGGED 832 00:21:07,233 --> 00:21:09,100 304 COMPLAINTS IN THE LAST 833 00:21:09,166 --> 00:21:10,366 12 MONTHS, WHICH IS A LOT, 834 00:21:10,433 --> 00:21:11,800 ESPECIALLY WHEN YOU CONSIDER 835 00:21:11,866 --> 00:21:13,500 THAT CIGNA -- A MASSIVE INSURER 836 00:21:13,566 --> 00:21:15,033 -- HAS JUST HALF THAT AMOUNT, 837 00:21:15,100 --> 00:21:16,200 WHILE HAVING 15 TIMES 838 00:21:16,266 --> 00:21:17,666 THE MEMBERS. 839 00:21:17,733 --> 00:21:23,100 AND IMAGINE HAVING MORE PEOPLE 840 00:21:23,166 --> 00:21:25,166 COMPLAIN ABOUT YOU THAN ABOUT 841 00:21:25,233 --> 00:21:27,233 CIGNA, A COMPANY WHOSE LOGO IS A 842 00:21:27,300 --> 00:21:28,433 CARTOON MAN STANDING IN A FIELD 843 00:21:28,500 --> 00:21:30,933 AS HIS HEAD EXPLODES FROM 844 00:21:31,000 --> 00:21:31,733 DEALING WITH THEIR CUSTOMER 845 00:21:31,800 --> 00:21:31,966 SERVICE. 846 00:21:32,033 --> 00:21:32,866 AND UNFORTUNATELY, IN MOST 847 00:21:32,933 --> 00:21:33,866 STATES, A COMPLAINT TO THE 848 00:21:33,933 --> 00:21:35,000 BETTER BUSINESS BUREAU IS 849 00:21:35,066 --> 00:21:35,633 BASICALLY ALL THE RECOURSE 850 00:21:35,700 --> 00:21:36,800 YOU HAVE. 851 00:21:36,866 --> 00:21:38,266 AND THESE MINISTRIES HAVE WORKED 852 00:21:38,333 --> 00:21:40,200 VERY HARD TO KEEP ACCOUNTABILITY 853 00:21:40,266 --> 00:21:41,533 AT BAY, SUCCESSFULLY LOBBYING 854 00:21:41,600 --> 00:21:44,800 FOR SO-CALLED "SAFE HARBOR LAWS" 855 00:21:44,866 --> 00:21:47,033 IN MORE THAN 30 STATES, ENSURING 856 00:21:47,100 --> 00:21:48,600 THEY CAN OPERATE SAFELY OUTSIDE 857 00:21:48,666 --> 00:21:50,266 OF INSURANCE REGULATIONS. 858 00:21:50,333 --> 00:21:52,133 AND TO SEE JUST HOW MUCH YOU CAN 859 00:21:52,200 --> 00:21:53,166 GET AWAY WITH, IT'S WORTH 860 00:21:53,233 --> 00:21:54,900 LOOKING AT A COMPANY CALLED 861 00:21:54,966 --> 00:21:56,500 ALIERA, WHICH HAS BEEN HEAVILY 862 00:21:56,566 --> 00:21:57,766 INVOLVED WITH A NUMBER OF 863 00:21:57,833 --> 00:22:00,200 HEALTH-SHARING MINISTRIES OVER 864 00:22:00,266 --> 00:22:02,200 THE YEARS -- FIRST, ONE CALLED 865 00:22:02,266 --> 00:22:03,333 UNITY, THEN ONE CALLED TRINITY, 866 00:22:03,400 --> 00:22:05,466 WHICH NOW GOES BY SHARITY. 867 00:22:05,533 --> 00:22:06,733 ALTHOUGH THOSE NAMES SOUND LESS 868 00:22:06,800 --> 00:22:08,966 LIKE HEALTH CARE ORGANIZATIONS 869 00:22:09,033 --> 00:22:10,066 AND MORE LIKE CHARACTERS IN A 870 00:22:10,133 --> 00:22:11,633 RELIGIOUS-THEMED CAPTAIN PLANET 871 00:22:11,700 --> 00:22:13,300 KNOCKOFF -- WHEN THEIR POWERS 872 00:22:13,366 --> 00:22:14,233 COMBINE, THEY GET CANCELED AFTER 873 00:22:14,300 --> 00:22:15,933 TWO EPISODES. 874 00:22:16,000 --> 00:22:18,233 ALIERA PRESENTS ITSELF AS MERELY 875 00:22:18,300 --> 00:22:21,466 AN ADMINISTRATOR FOR HCSMs, 876 00:22:21,533 --> 00:22:24,366 BUT IT'S INTRICATELY CONNECTED 877 00:22:24,433 --> 00:22:29,000 TO THE ONES IT WORKS WITH, AND 878 00:22:29,066 --> 00:22:30,100 VERY MUCH BY DESIGN. 879 00:22:30,166 --> 00:22:31,633 JUST SIX WEEKS AFTER TRINITY WAS 880 00:22:31,700 --> 00:22:32,800 INCORPORATED, IT SIGNED A DEAL 881 00:22:32,866 --> 00:22:33,400 WITH ALIERA STIPULATING THAT 882 00:22:33,466 --> 00:22:34,500 ALIERA WOULD HAVE EXCLUSIVE 883 00:22:34,566 --> 00:22:35,500 OWNERSHIP RIGHTS TO THE 884 00:22:35,566 --> 00:22:36,666 MEMBERSHIP ROSTER, AND WAS 885 00:22:36,733 --> 00:22:38,466 THE SOLE PARTY DEVELOPING AND 886 00:22:38,533 --> 00:22:39,800 MARKETING THE PLANS INCLUDING 887 00:22:39,866 --> 00:22:41,600 THE HCSM COMPONENT. 888 00:22:41,666 --> 00:22:44,000 SO ALIERA'S RELATIONSHIP WITH 889 00:22:44,066 --> 00:22:45,133 TRINITY IS BASICALLY THIS GUY'S 890 00:22:45,200 --> 00:22:46,066 RELATIONSHIP TO HIS ALIEN 891 00:22:46,133 --> 00:22:47,433 COSTUME. 892 00:22:47,500 --> 00:22:49,966 HE CAN CLAIM THAT HE ISN'T 893 00:22:50,033 --> 00:22:50,866 TECHNICALLY THE COSTUME, 894 00:22:50,933 --> 00:22:52,100 AND THAT'S TRUE. 895 00:22:52,166 --> 00:22:53,300 BUT THE COSTUME DOESN'T REALLY 896 00:22:53,366 --> 00:22:55,233 DO ANYTHING WITHOUT HIM. 897 00:22:55,300 --> 00:22:57,466 AND CUSTOMERS IN MULTIPLE STATES 898 00:22:57,533 --> 00:22:58,966 HAVE CLAIMED THAT ALIERA AND ITS 899 00:22:59,033 --> 00:23:00,466 MINISTRIES HAVE BEEN RUTHLESS 900 00:23:00,533 --> 00:23:01,966 IN DENYING COVERAGE, WIELDING 901 00:23:02,033 --> 00:23:03,900 "MORALITY CLAUSES" HARD. 902 00:23:03,966 --> 00:23:05,433 WHEN ONE MEMBER WAS ATTACKED AND 903 00:23:05,500 --> 00:23:06,666 KNOCKED UNCONSCIOUS OUTSIDE A 904 00:23:06,733 --> 00:23:08,700 BAR AND TAKEN TO THE HOSPITAL 905 00:23:08,766 --> 00:23:10,466 WITH SERIOUS INJURIES, INCLUDING 906 00:23:10,533 --> 00:23:12,166 A SKULL FRACTURE, CERVICAL SPINE 907 00:23:12,233 --> 00:23:14,000 FRACTURE, AND INTERCRANIAL 908 00:23:14,066 --> 00:23:16,033 BLEEDING, ALIERA DENIED HER 909 00:23:16,100 --> 00:23:17,866 CLAIMS, STATING HER INJURIES 910 00:23:17,933 --> 00:23:19,366 WERE "SELF-INFLICTED," AND 911 00:23:19,433 --> 00:23:20,700 CITING THEIR GUIDELINES, 912 00:23:20,766 --> 00:23:21,800 INCLUDING THE LINE, "FOLLOW 913 00:23:21,866 --> 00:23:24,000 SPIRITUAL TEACHINGS ON THE USE 914 00:23:24,066 --> 00:23:28,866 OR ABUSE OF ALCOHOL" WHICH IS, 915 00:23:28,933 --> 00:23:31,266 I'M PRETTY SURE IS THE 916 00:23:31,333 --> 00:23:32,333 BENEVOLENT ADVICE 917 00:23:32,400 --> 00:23:35,866 JESUS WOULD HAVE GIVEN 918 00:23:35,933 --> 00:23:36,600 UNDER THE CIRCUMSTANCES. 919 00:23:36,666 --> 00:23:37,566 AND INCREDIBLY, THAT'S NOT EVEN 920 00:23:37,633 --> 00:23:38,400 THE WORST STORY OF A REJECTED 921 00:23:38,466 --> 00:23:41,200 CLAIM INVOLVING ALIERA. 922 00:23:41,266 --> 00:23:42,200 >> 10-YEAR-OLD LOLA GRACE SEGARS 923 00:23:42,266 --> 00:23:43,333 IS HEALTHY JUST FOUR MONTHS 924 00:23:43,400 --> 00:23:44,400 AFTER BRAIN SURGERY. 925 00:23:44,466 --> 00:23:45,600 ON SEPTEMBER 11TH, SHE WAS 926 00:23:45,666 --> 00:23:46,800 RUSHED FROM THE LOCAL E.R. IN 927 00:23:46,866 --> 00:23:47,400 GREENE COUNTY BY AMBULANCE TO 928 00:23:47,466 --> 00:23:47,866 CHILDREN'S HEALTH CARE 929 00:23:47,933 --> 00:23:49,166 SCOTTISH RITE, WHERE DOCTORS 930 00:23:49,233 --> 00:23:49,666 REMOVED A SOFTBALL-SIZED 931 00:23:49,733 --> 00:23:50,400 BRAIN TUMOR. 932 00:23:50,466 --> 00:23:51,400 >> IT WAS JUST AMAZING, 933 00:23:51,466 --> 00:23:52,866 THE CARE. 934 00:23:52,933 --> 00:23:54,200 >> BUT LAST WEEK CAME THE BILL 935 00:23:54,266 --> 00:23:55,066 FROM THEIR HEALTH PLAN, ALIERA 936 00:23:55,133 --> 00:23:57,400 COMPANIES. 937 00:23:57,466 --> 00:24:00,600 >> $325,624. 938 00:24:00,666 --> 00:24:01,766 >> ALIERA SAYS CHILDREN'S IS OUT 939 00:24:01,833 --> 00:24:03,766 OF NETWORK AND WON'T PAY THE 940 00:24:03,833 --> 00:24:04,866 $325,000 BILL. 941 00:24:04,933 --> 00:24:06,466 >> WE HAD A LIFE-THREATENING 942 00:24:06,533 --> 00:24:07,666 EMERGENCY. 943 00:24:07,733 --> 00:24:11,133 THEY FAILED US AND HER. 944 00:24:11,200 --> 00:24:13,100 >> John: HOLY SHIT. 945 00:24:13,166 --> 00:24:15,333 THEY WERE DENIED REIMBURSEMENT 946 00:24:15,400 --> 00:24:17,066 FOR A CHILD WHO HAD 947 00:24:17,133 --> 00:24:18,500 A SOFTBALL-SIZED TUMOR REMOVED 948 00:24:18,566 --> 00:24:20,800 FROM HER BRAIN, WHICH IS, 949 00:24:20,866 --> 00:24:21,400 INCIDENTALLY, EXACTLY THE KIND 950 00:24:21,466 --> 00:24:22,100 OF IMMORAL BEHAVIOR I'D EXPECT 951 00:24:22,166 --> 00:24:23,600 SHARING MINISTRIES TO CLASSIFY 952 00:24:23,666 --> 00:24:26,833 AS FUCKING DISQUALIFYING. 953 00:24:26,900 --> 00:24:28,333 NOW, ALIERA CLAIMS THAT FAMILY'S 954 00:24:28,400 --> 00:24:29,566 ISSUES WERE ULTIMATELY RESOLVED, 955 00:24:29,633 --> 00:24:30,900 BUT ONLY AFTER THAT STORY 956 00:24:30,966 --> 00:24:32,500 WAS FEATURED ON THE NEWS. 957 00:24:32,566 --> 00:24:34,566 AND IT SHOWS JUST HOW LITTLE 958 00:24:34,633 --> 00:24:36,400 RECOURSE YOU HAVE, THAT IF YOU 959 00:24:36,466 --> 00:24:38,366 DON'T HAVE A CHILD YOU CAN GET 960 00:24:38,433 --> 00:24:40,033 ON TV TO SHAME THE COMPANY INTO 961 00:24:40,100 --> 00:24:40,866 ACTION, YOU COULD BE SHIT OUT OF 962 00:24:40,933 --> 00:24:42,733 LUCK. 963 00:24:42,800 --> 00:24:44,766 AND LOOK, TRADITIONAL INSURANCE 964 00:24:44,833 --> 00:24:46,466 COMPANIES ALSO HAVE THEIR SHARE 965 00:24:46,533 --> 00:24:47,100 OF HORROR STORIES WHEN IT COMES 966 00:24:47,166 --> 00:24:48,200 TO DENIAL OF COVERAGE. 967 00:24:48,266 --> 00:24:50,133 BUT THERE ARE IMPORTANT 968 00:24:50,200 --> 00:24:51,266 DIFFERENCES HERE -- NOT JUST IN 969 00:24:51,333 --> 00:24:52,900 THE LEVEL OF PROTECTION YOU HAVE 970 00:24:52,966 --> 00:24:53,666 WHEN THAT HAPPENS, BUT IN THE 971 00:24:53,733 --> 00:24:54,500 DEGREE OF FINANCIAL 972 00:24:54,566 --> 00:24:56,933 ACCOUNTABILITY. 973 00:24:57,000 --> 00:24:58,566 BECAUSE WHILE THE ACA REQUIRES 974 00:24:58,633 --> 00:25:00,400 ACTUAL HEALTH INSURERS TO SPEND 975 00:25:00,466 --> 00:25:02,866 NO MORE THAN 20% OF MONEY ON 976 00:25:02,933 --> 00:25:04,800 ADMINISTRATIVE COSTS, THEREFORE 977 00:25:04,866 --> 00:25:06,233 LEAVING AT LEAST 80% FOR CARE, 978 00:25:06,300 --> 00:25:07,933 THERE'S NO SUCH REQUIREMENT FOR 979 00:25:08,000 --> 00:25:09,966 HCSMs. 980 00:25:10,033 --> 00:25:11,266 AND YOU CAN PROBABLY TELL WHERE 981 00:25:11,333 --> 00:25:13,333 THIS IS GOING. 982 00:25:13,400 --> 00:25:15,333 BECAUSE INVESTIGATIONS HAVE 983 00:25:15,400 --> 00:25:16,733 FOUND THAT OUT OF EVERY $100 984 00:25:16,800 --> 00:25:18,333 A TRINITY MEMBER PAID IN 985 00:25:18,400 --> 00:25:20,466 PREMIUMS, ONLY $16 WENT TOWARDS 986 00:25:20,533 --> 00:25:22,533 PAYING MEDICAL EXPENSES, 987 00:25:22,600 --> 00:25:23,466 WITH THE REST BEING KICKED UP TO 988 00:25:23,533 --> 00:25:25,566 ALIERA. 989 00:25:25,633 --> 00:25:27,533 AND PAYING OUT 16% OF THE MONEY 990 00:25:27,600 --> 00:25:29,066 YOU TAKE IN FOR COVERAGE IS 991 00:25:29,133 --> 00:25:29,933 A LOT DIFFERENT THAN PAYING OUT 992 00:25:30,000 --> 00:25:31,466 80. 993 00:25:31,533 --> 00:25:32,966 BECAUSE 80% MAKES YOU THINK, 994 00:25:33,033 --> 00:25:34,533 "WAIT, WHY EXACTLY DO WE HAVE 995 00:25:34,600 --> 00:25:35,866 INSURANCE COMPANIES?" 996 00:25:35,933 --> 00:25:37,633 WHEREAS 16 MAKES YOU THINK, 997 00:25:37,700 --> 00:25:38,933 "IS A CRIME HAPPENING TO ME 998 00:25:39,000 --> 00:25:40,266 RIGHT NOW, AND IF SO, WHY DOES 999 00:25:40,333 --> 00:25:42,233 EVERYONE SEEM OKAY WITH IT?" 1000 00:25:42,300 --> 00:25:45,300 AND WHEN A LOCAL NEWS REPORTER 1001 00:25:45,366 --> 00:25:45,833 CAUGHT UP WITH THE HEAD OF 1002 00:25:45,900 --> 00:25:49,133 ALIERA TO ASK HER ABOUT ITS 1003 00:25:49,200 --> 00:25:50,066 RELUCTANCE TO PAY OUT CLAIMS, 1004 00:25:50,133 --> 00:25:50,966 HER RESPONSE WAS NOT 1005 00:25:51,033 --> 00:25:52,233 PARTICULARLY REASSURING. 1006 00:25:52,300 --> 00:25:53,233 >> DO YOU HAVE ANY APOLOGIES 1007 00:25:53,300 --> 00:25:54,266 TO THE MEMBERS WHO BELIEVE THEIR 1008 00:25:54,333 --> 00:25:57,033 CLAIMS OUGHT TO BE PAID AND 1009 00:25:57,100 --> 00:25:57,800 THEY'RE NOT PAID? 1010 00:25:57,866 --> 00:25:58,333 >> OH, MY GOODNESS. 1011 00:25:58,400 --> 00:25:59,366 WE'RE NOT -- WE'RE NOT A HEALTH 1012 00:25:59,433 --> 00:26:00,266 -- WE'RE NOT A 1013 00:26:00,333 --> 00:26:01,333 HEALTH CARE-SHARING MINISTRY, 1014 00:26:01,400 --> 00:26:01,766 MR. STRICKLAND. 1015 00:26:01,833 --> 00:26:02,533 WE ONLY ADMINISTER ON BEHALF 1016 00:26:02,600 --> 00:26:03,400 OF THE -- OF THE MINISTRIES. 1017 00:26:03,466 --> 00:26:04,666 I CAN'T HELP YOU ANY FURTHER. 1018 00:26:04,733 --> 00:26:06,500 I NEED TO GET OUT OF TOWN. 1019 00:26:06,566 --> 00:26:08,766 >> John: OKAY, IT'S NEVER A 1020 00:26:08,833 --> 00:26:09,733 GOOD SIGN WHEN A CEO HAS TO END 1021 00:26:09,800 --> 00:26:11,000 AN INTERVIEW LIKE THAT. 1022 00:26:11,066 --> 00:26:12,266 "AS I'VE SAID BEFORE, OUR 1023 00:26:12,333 --> 00:26:13,433 COMPANY HAS NEVER DONE ANYTHING 1024 00:26:13,500 --> 00:26:14,200 ILLEGAL. 1025 00:26:14,266 --> 00:26:16,233 NOW HAVE YOU SEEN A MAN IN 1026 00:26:16,300 --> 00:26:17,000 A BLUE FEDORA? 1027 00:26:17,066 --> 00:26:17,900 HE'S SUPPOSED TO GIVE ME A NEW 1028 00:26:17,966 --> 00:26:18,933 IDENTITY AS I GET PULLED INTO 1029 00:26:19,000 --> 00:26:19,800 A HELICOPTER THAT'S ALREADY 1030 00:26:19,866 --> 00:26:20,100 TAKING OFF. 1031 00:26:20,166 --> 00:26:21,766 TELL MY DAUGHTER I LOVED HER AND 1032 00:26:21,833 --> 00:26:22,400 MY HUSBAND I DIDN'T! 1033 00:26:22,466 --> 00:26:24,966 I'M OUT!" 1034 00:26:25,033 --> 00:26:26,233 NOW I SHOULD SAY, OTHER SHARING 1035 00:26:26,300 --> 00:26:27,566 MINISTRIES HAVE TRIED TO 1036 00:26:27,633 --> 00:26:28,766 DISTANCE THEMSELVES FROM ALIERA, 1037 00:26:28,833 --> 00:26:30,066 CLAIMING THAT, "THIS SORT OF 1038 00:26:30,133 --> 00:26:31,866 DECEPTION IS NOT PART OF 1039 00:26:31,933 --> 00:26:33,966 LEGITIMATE, AUTHENTIC HEALTH 1040 00:26:34,033 --> 00:26:34,500 CARE SHARING MINISTRIES." 1041 00:26:34,566 --> 00:26:35,633 AND ALIERA IS DEFINITELY BAD. 1042 00:26:35,700 --> 00:26:37,000 BUT ONE THING INSURANCE 1043 00:26:37,066 --> 00:26:38,566 COMMISSIONERS HAVE REPEATEDLY 1044 00:26:38,633 --> 00:26:40,100 TOLD US IN RESEARCHING THIS 1045 00:26:40,166 --> 00:26:41,633 PIECE IS HOW LITTLE TRANSPARENCY 1046 00:26:41,700 --> 00:26:43,133 THERE IS INTO HOW THESE 1047 00:26:43,200 --> 00:26:46,066 MINISTRIES OPERATE, AND JUST HOW 1048 00:26:46,133 --> 00:26:47,033 WARY THEY THINK PEOPLE SHOULD BE 1049 00:26:47,100 --> 00:26:50,000 OF ALL OF THEM. 1050 00:26:50,066 --> 00:26:51,600 AND LOOK, BROADLY, WE HAVE TO 1051 00:26:51,666 --> 00:26:53,400 DO MORE IN THIS COUNTRY TO 1052 00:26:53,466 --> 00:26:54,833 REDUCE THE COST OF HEALTH CARE 1053 00:26:54,900 --> 00:26:55,533 -- PERSONALLY, I'D ARGUE 1054 00:26:55,600 --> 00:26:57,100 SWITCHING TO A SINGLE-PAYER 1055 00:26:57,166 --> 00:26:57,933 SYSTEM WOULD REMOVE A LOT OF 1056 00:26:58,000 --> 00:26:59,133 THESE PROBLEMS INSTANTLY, 1057 00:26:59,200 --> 00:26:59,766 BUT THAT CLEARLY ISN'T HAPPENING 1058 00:26:59,833 --> 00:27:01,200 ANYTIME SOON. 1059 00:27:01,266 --> 00:27:03,166 SO IN THE MEANTIME, I DO GET 1060 00:27:03,233 --> 00:27:04,366 THE APPEAL OF LOWER-COST 1061 00:27:04,433 --> 00:27:06,400 HEALTH INSURANCE. 1062 00:27:06,466 --> 00:27:08,833 THE PROBLEM IS, THIS ISN'T THAT. 1063 00:27:08,900 --> 00:27:10,633 IT'S NOT INSURANCE AT ALL. 1064 00:27:10,700 --> 00:27:12,500 AND STATES NEED, AT THE VERY 1065 00:27:12,566 --> 00:27:15,066 LEAST, TO PASS LAWS TO MAKE SURE 1066 00:27:15,133 --> 00:27:17,166 PEOPLE KNOW WHAT THEY'RE GETTING 1067 00:27:17,233 --> 00:27:18,533 INTO WITH HCSMs, AND TO FORCE 1068 00:27:18,600 --> 00:27:21,266 THEM TO ALLOCATE FUNDS PROPERLY. 1069 00:27:21,333 --> 00:27:22,100 THE PROBLEM IS, SOME ARE GOING 1070 00:27:22,166 --> 00:27:23,566 IN THE OPPOSITE DIRECTION. 1071 00:27:23,633 --> 00:27:25,333 TAKE FLORIDA. 1072 00:27:25,400 --> 00:27:27,300 IN 2018, AFTER INTENSE LOBBYING, 1073 00:27:27,366 --> 00:27:29,633 IT LOOSENED ITS RESTRICTIONS ON 1074 00:27:29,700 --> 00:27:30,666 HCSMs EVEN FURTHER, GOING FROM 1075 00:27:30,733 --> 00:27:32,233 REQUIRING PARTICIPANTS BE 1076 00:27:32,300 --> 00:27:34,533 "MEMBERS OF THE SAME RELIGION," 1077 00:27:34,600 --> 00:27:36,566 TO MERELY REQUIRING THEY 1078 00:27:36,633 --> 00:27:37,900 "SHARE A COMMON SET OF ETHICAL 1079 00:27:37,966 --> 00:27:39,266 OR RELIGIOUS BELIEFS." 1080 00:27:39,333 --> 00:27:40,233 AND THAT COULD BE BASICALLY 1081 00:27:40,300 --> 00:27:42,500 ANYTHING. 1082 00:27:42,566 --> 00:27:44,366 AT THIS POINT, THE BAR TO ENTRY 1083 00:27:44,433 --> 00:27:46,166 IS SO LOW, JUST ABOUT ANYONE CAN 1084 00:27:46,233 --> 00:27:48,733 BECOME AN HCSM. 1085 00:27:48,800 --> 00:27:50,333 AND THE REASON I KNOW THAT IS, 1086 00:27:50,400 --> 00:27:52,966 THIS ANYONE DID. 1087 00:27:53,033 --> 00:27:54,333 YOU MAY REMEMBER, BACK IN 2015, 1088 00:27:54,400 --> 00:27:56,033 WE FOUNDED A CHURCH, OUR LADY 1089 00:27:56,100 --> 00:27:57,533 OF PERPETUAL EXEMPTION, TO 1090 00:27:57,600 --> 00:27:58,666 DEMONSTRATE THAT TAX EXEMPTIONS 1091 00:27:58,733 --> 00:27:59,966 FOR CHURCHES ENABLED SOME OF 1092 00:28:00,033 --> 00:28:02,033 THEM TO DO TERRIBLE THINGS. 1093 00:28:02,100 --> 00:28:03,266 WELL, JUST THREE MONTHS AGO, 1094 00:28:03,333 --> 00:28:05,200 WE OFFICIALLY FOUNDED A SPINOFF 1095 00:28:05,266 --> 00:28:06,066 CHURCH CALLED "OUR LADY OF 1096 00:28:06,133 --> 00:28:07,766 PERPETUAL HEALTH." 1097 00:28:07,833 --> 00:28:08,933 AND WE FOUNDED IT -- WHERE ELSE? 1098 00:28:09,000 --> 00:28:10,733 -- BUT FLORIDA. 1099 00:28:10,800 --> 00:28:12,100 I'M HAPPY TO TELL YOU, THAT 1100 00:28:12,166 --> 00:28:13,800 CHURCH NOW HAS ITS OWN HEALTH 1101 00:28:13,866 --> 00:28:14,533 CARE SHARING MINISTRY, 1102 00:28:14,600 --> 00:28:16,333 "JOHNNYCARE." 1103 00:28:16,400 --> 00:28:17,433 AND THE WHOLE THING WAS SCARILY 1104 00:28:17,500 --> 00:28:19,433 EASY TO DO. 1105 00:28:19,500 --> 00:28:21,566 SO, WITHOUT FURTHER ADO, 1106 00:28:21,633 --> 00:28:23,766 PLEASE JOIN ME, MY MOST BLESSED 1107 00:28:23,833 --> 00:28:27,400 CONGREGANTS, AT CHURCH. 1108 00:28:27,466 --> 00:28:28,933 AND YOU KNOW, I COULDN'T RUN 1109 00:28:29,000 --> 00:28:30,800 AN ORGANIZATION AS IMPORTANT 1110 00:28:30,866 --> 00:28:31,766 AS THIS MINISTRY ALL BY MYSELF. 1111 00:28:31,833 --> 00:28:33,333 SO PLEASE WELCOME, LIVE FROM 1112 00:28:33,400 --> 00:28:35,000 JOHNNYCARE HEADQUARTERS IN SUNNY 1113 00:28:35,066 --> 00:28:36,533 FLORIDA, THE FELICITY HUFFMAN TO 1114 00:28:36,600 --> 00:28:37,566 MY WILLIAM H. MACY, MY DEAR WIFE 1115 00:28:37,633 --> 00:28:44,000 AND BUSINESS PARTNER, WANDA JO. 1116 00:28:44,066 --> 00:28:46,000 PRAISE BE TO YOU, MY WANDA. 1117 00:28:46,066 --> 00:28:49,266 >> PRAISE BE TO YOU, MY JOHN, 1118 00:28:49,333 --> 00:28:51,566 AND PRAISE BE TO THE BLESSED 1119 00:28:51,633 --> 00:28:52,766 STATE WHERE MINIMALLY 1120 00:28:52,833 --> 00:28:53,666 REGULATED INSURANCE KNOCKOFFS GO 1121 00:28:53,733 --> 00:28:54,900 TO BE BORN. 1122 00:28:54,966 --> 00:28:58,766 AND RETIRED PEOPLE GO TO DIE. 1123 00:28:58,833 --> 00:29:01,166 >> John: AMEN TO THAT. 1124 00:29:01,233 --> 00:29:03,100 >> I HAVE HEARD THE WORD OF THE 1125 00:29:03,166 --> 00:29:03,433 LORD, MY JOHN. 1126 00:29:03,500 --> 00:29:06,000 >> John: AND WHAT DID IT SAY, 1127 00:29:06,066 --> 00:29:08,666 MY WANDA? 1128 00:29:08,733 --> 00:29:12,500 >> IT SAID THOU MUST FREE ITSELF 1129 00:29:12,566 --> 00:29:13,666 FROM THE OVERREACHING GRASP OF 1130 00:29:13,733 --> 00:29:15,200 GOVERNMENT HEALTH CARE. 1131 00:29:15,266 --> 00:29:16,266 STICK IT TO THEM! 1132 00:29:16,333 --> 00:29:18,400 >> J>> John: STICK IT TO THEM! 1133 00:29:18,466 --> 00:29:20,033 NOW WANDA, WE ARE RUNNING THE 1134 00:29:20,100 --> 00:29:21,400 MINISTRY AS A CHURCH EVEN THOUGH 1135 00:29:21,466 --> 00:29:22,900 IN FLORIDA, WE ACTUALLY DON'T 1136 00:29:22,966 --> 00:29:24,500 HAVE TO BE. 1137 00:29:24,566 --> 00:29:25,833 >> AMEN, PRAISE FLORIDA. 1138 00:29:25,900 --> 00:29:27,166 >> John: BUT WE DO NEED TO 1139 00:29:27,233 --> 00:29:29,100 FILL THE REQUIREMENT THAT OUR 1140 00:29:29,166 --> 00:29:29,933 MINISTRY PROVIDE FOR THE 1141 00:29:30,000 --> 00:29:32,300 FINANCIAL OR MEDICAL NEEDS OF 1142 00:29:32,366 --> 00:29:33,066 PARTICIPANTS FROM CONTRIBUTIONS 1143 00:29:33,133 --> 00:29:33,566 FROM OTHER PARTICIPANTS. 1144 00:29:33,633 --> 00:29:36,000 THE GOOD NEWS IS, WE HAVE DONE 1145 00:29:36,066 --> 00:29:37,433 THAT THROUGH OUR SPECIAL 1146 00:29:37,500 --> 00:29:38,533 JOHNNYCARE FIRST AID KIT 1147 00:29:38,600 --> 00:29:40,766 CONTAINING NOT ONE, NOT TWO, BUT 1148 00:29:40,833 --> 00:29:43,133 THREE BAND-AIDS. 1149 00:29:43,200 --> 00:29:44,333 IT SCREAMS THE CHEAPEST OPTION 1150 00:29:44,400 --> 00:29:45,433 THAT WE COULD FIND. 1151 00:29:45,500 --> 00:29:48,000 AND YOU KNOW WHAT, MY WANDA? 1152 00:29:48,066 --> 00:29:49,833 >> WHAT, MY JOHN? 1153 00:29:49,900 --> 00:29:52,100 >> John: IT WAS. 1154 00:29:52,166 --> 00:29:54,033 >> WHY THREE BAND-AIDS? 1155 00:29:54,100 --> 00:29:55,900 WE KNOW THAT, ALAS, SOMETIMES, 1156 00:29:55,966 --> 00:29:56,566 ACCIDENTS HAPPEN. 1157 00:29:56,633 --> 00:29:58,166 BUT IF THEY HAPPEN MORE THAN 1158 00:29:58,233 --> 00:30:00,700 THREE TIMES, IT JUST STOPS BEING 1159 00:30:00,766 --> 00:30:01,266 OUR PROBLEM. 1160 00:30:01,333 --> 00:30:01,933 >> John: AND LET ME BE CLEAR, 1161 00:30:02,033 --> 00:30:03,733 WHEN YOU SIGN UP FOR MEMBERSHIP, 1162 00:30:03,800 --> 00:30:05,200 YOU ARE NOT PAYING FOR YOUR OWN 1163 00:30:05,266 --> 00:30:05,900 FIRST AID KIT. 1164 00:30:05,966 --> 00:30:07,100 YOU ARE PAYING FOR SOMEONE 1165 00:30:07,166 --> 00:30:09,100 ELSE'S, AND THEY ARE PAYING FOR 1166 00:30:09,166 --> 00:30:09,400 YOURS. 1167 00:30:09,466 --> 00:30:11,433 >> AND THAT GIVES YOU FREEDOM 1168 00:30:11,500 --> 00:30:13,666 FROM INSURANCE! 1169 00:30:13,733 --> 00:30:14,366 AND US FREEDOM FROM 1170 00:30:14,433 --> 00:30:14,733 RESPONSIBILITY. 1171 00:30:14,800 --> 00:30:16,133 >> John: AND BEYOND THAT, IT'S 1172 00:30:16,200 --> 00:30:17,133 A VERY SIMPLE SYSTEM. 1173 00:30:17,200 --> 00:30:19,100 IF YOU NEED MEDICAL CARE, YOU GO 1174 00:30:19,166 --> 00:30:20,600 TO THE DOCTOR, YOU RECEIVE IT, 1175 00:30:20,666 --> 00:30:21,866 YOU REQUEST A BILL, AND THEN YOU 1176 00:30:21,933 --> 00:30:24,766 PAY THAT BILL ON YOUR OWN. 1177 00:30:24,833 --> 00:30:26,100 >> LEAVE US OUT OF IT. 1178 00:30:26,166 --> 00:30:26,333 [LAUGHS] 1179 00:30:26,400 --> 00:30:27,366 >> John: OH, YEAH, BECAUSE IF 1180 00:30:27,433 --> 00:30:29,333 YOU SUBMIT THAT BILL TO US, WE 1181 00:30:29,400 --> 00:30:30,166 ARE GOING TO REJECT IT. 1182 00:30:30,233 --> 00:30:33,166 >> VERNON HIS LIPS TO GOD'S 1183 00:30:33,233 --> 00:30:34,566 BIGGER LIPS IN THE SKY! 1184 00:30:34,633 --> 00:30:35,433 >> John: TESTIFY! 1185 00:30:35,500 --> 00:30:37,700 EITHER BECAUSE YOU ENGAGE IN 1186 00:30:37,766 --> 00:30:41,300 THIS AND OF BEYOND THE BONDS OF 1187 00:30:41,366 --> 00:30:41,600 MATRIMONY -- 1188 00:30:41,666 --> 00:30:44,533 >> YOU WHORING. 1189 00:30:44,600 --> 00:30:48,033 >> John: OR YOU SPENT THE DAY 1190 00:30:48,100 --> 00:30:52,800 SITTING ON THE COUCH EATING 1191 00:30:52,866 --> 00:30:54,266 BONBONS >> OR MASTUBATED EVER. 1192 00:30:54,333 --> 00:30:55,900 >> John: NO CONTRACTS EVER, 1193 00:30:55,966 --> 00:30:58,366 EXCEPT FOR THE ONES THAT ARE IN 1194 00:30:58,433 --> 00:30:58,666 OUR HEARTS. 1195 00:30:58,733 --> 00:30:59,266 ♪ ♪ 1196 00:30:59,333 --> 00:31:01,400 NOW YOU CAN BECOME A MEMBER OF 1197 00:31:01,466 --> 00:31:03,866 OUR JOHNNYCARE MINISTRY FOR JUST 1198 00:31:03,933 --> 00:31:05,633 $1.99, AND WE ARE LIMITING 1199 00:31:05,700 --> 00:31:07,366 MEMBERSHIP TO 5,000 OF YOU IN 1200 00:31:07,433 --> 00:31:08,833 FLORIDA, NOT BECAUSE WE HAVE TO, 1201 00:31:08,900 --> 00:31:10,500 BUT BECAUSE THAT IS THE NUMBER 1202 00:31:10,566 --> 00:31:11,933 OF FIRST AID KIT THAT WE BOUGHT. 1203 00:31:12,000 --> 00:31:13,733 SO GO TO FREEDOM FROM 1204 00:31:13,800 --> 00:31:15,333 HEALTH CARE.ORG AND SEE IF YOU 1205 00:31:15,400 --> 00:31:17,933 QUALIFY TO SEND US MONEY AND GET 1206 00:31:18,000 --> 00:31:18,766 ALMOST NOTHING IN RETURN. 1207 00:31:18,833 --> 00:31:20,133 >> IS CLOSE TO NOTHING AS WE 1208 00:31:20,200 --> 00:31:22,333 COULD GET AWAY WITH. 1209 00:31:22,400 --> 00:31:23,500 >> John: AND TO BE CLEAR, WE 1210 00:31:23,566 --> 00:31:24,600 SHOULD NOT BE ABLE TO GET WITH 1211 00:31:24,666 --> 00:31:27,200 ANY OF THIS! 1212 00:31:27,266 --> 00:31:29,266 THANK YOU TO WANDA JO, WHO, IF 1213 00:31:29,333 --> 00:31:30,900 HISTORY IS ANY INDICATION, WILL 1214 00:31:30,966 --> 00:31:32,166 DISAPPEAR FOR THREE YEARS AND 1215 00:31:32,233 --> 00:31:34,833 ULTIMATELY RE-ANSWER IN A 1216 00:31:34,900 --> 00:31:35,533 CANADIAN MOHEGAN SUN ANSWERING 1217 00:31:35,600 --> 00:31:35,766 TO DEB. 1218 00:31:35,833 --> 00:31:37,600 I LOVE YOU SO MUCH, MY WANDA. 1219 00:31:37,666 --> 00:31:41,200 >> I LOVE YOU SO MUCH, MY JOHN. 1220 00:31:41,266 --> 00:31:42,400 >> John: VISIT 1221 00:31:42,466 --> 00:31:43,000 FreedomFromHealthCare.org TO 1222 00:31:43,066 --> 00:31:44,400 LEARN HOW YOU CAN STICK IT TO 1223 00:31:44,466 --> 00:31:44,833 THEM! 1224 00:31:44,900 --> 00:31:46,466 >> STICK IT TO THEM! 1225 00:31:46,533 --> 00:31:47,900 >> John: THAT IS OUR SHOW, 1226 00:31:47,966 --> 00:31:50,366 THANK YOU SO MUCH FOR WATCHING, 1227 00:31:50,433 --> 00:31:51,633 GOOD NIGHT! 1228 00:31:51,700 --> 00:31:52,833 BYE-BYE, MY WANDA. 1229 00:31:52,900 --> 00:31:54,333 >> BYE-BYE, MY JOHN! 1230 00:31:54,400 --> 00:31:58,066 >> John: STICK IT TO THEM! 1231 00:31:58,133 --> 00:31:59,300 PRAISE BAND-AIDS! 1232 00:31:59,366 --> 00:32:00,300 >> PRAISE BAND-AIDS! 1233 00:32:00,366 --> 00:32:01,366 >> John: BAND-AIDS BE UPON US